SOFI DUDE PERFECT VIP TOUR SWEEPSTAKES OFFICIAL RULES
NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
ENTRY INTO THIS SWEEPSTAKES CONSTITUTES YOUR ACCEPTANCE OF THESE OFFICIAL RULES (“RULES”) AND THE DECISIONS OF SOFI, WHICH SHALL BE FINAL IN ALL RESPECTS. SWEEPSTAKES IS GOVERNED BY U.S. LAW AND IS SUBJECT TO ALL FEDERAL, STATE AND LOCAL LAWS, REGULATIONS, AND ORDINANCES.
ENTRY PERIOD: The SoFi Dude Perfect VIP Tour Sweepstakes (“Sweepstakes”) begins at 12:00:00 Eastern Time (ET) on February 7, 2022 and ends at 11:59:59 pm ET on February 21, 2022 (“Entry Period”).
ELIGIBILITY: To be eligible for this Sweepstakes, and at the time of entry, you must be a legal resident of the 50 United States or the District of Columbia age 18 years of age or older at time of entry (collectively referred to as an “Entrant”). Employees of Social Finance, Inc. (the “Sponsor” or “SoFi”), and its respective parent company, subsidiaries, affiliated or successor companies; subsidiaries, distributors, dealers, sales representatives, web masters/suppliers, advertising and promotional agencies, anyone associated with the development, implementation or execution of this Sweepstakes (collectively referred to hereafter as the “Sweepstakes Entities”), and members of the immediate families (defined as: spouse, biological, adoptive and step-parents, grandparents, siblings, children and grandchildren, and each of their respective spouses, regardless of where they reside) or households (whether related or not) of any of the above are not eligible. Void where prohibited or restricted by law.
HOW TO QUALIFY FOR ENTRY IN THE RANDOM DRAWING: To enter and receive one (1) entry in the Sweepstakes’ random drawing, an eligible Entrant must do any of the following:
1. If Entrant is a new SoFi member (joined SoFi on or after February 7, 2022), he or she must first download the SoFi app and follow all onscreen instructions to register to become a member, accept the prompt to agree to sweepstakes terms (via home feed card in app) and open a free SoFi Checking and Savings account during the Entry Period to receive one (1) “Primary” entry in the random drawing. To earn “Additional” entries in the random drawing, you, the Entrant , can refer someone (“Referral”) using the unique referral link assigned by SoFi, and if the Referral becomes a SoFi member during the Entry Period, you will receive one (1) Additional entry into the Sweepstakes random drawing per successful “Referral.”
2. If Entrant is an existing SoFi member (joined SoFi prior to February 7, 2022), he or she must accept the prompt to agree to the sweepstakes terms (via home feed card in app), open a free SoFi Checking and Savings Account during the Entry Period (if you have not done so prior to February 7, 2022) to receive one (1) “Primary” entry in the random drawing. To earn “Additional” entries in the random drawing, you, the Entrant , can refer someone (“Referral”) using the unique referral link assigned by SoFi, and if the Referral becomes a SoFi member during the Entry Period, you, the member will receive one (1) “Additional” entry into the random drawing per successful “Referral.”
Referral is defined as: a) a legal resident of the 50 United States (including the District of Columbia); and b) be at least 18 years old at time of referral and if the Referral becomes a SoFi member during the Entry Period, you, the referrer will receive one (1) entry in the Sweepstakes random drawing. A Referral will not qualify for an entry unless he or she follows the details stated above in these Official Rules.
SoFi users associated with any account that is not in good standing or closed because of failure to meet SoFi account requirements (if applicable) will be void and are not counted as an entry in the random drawing. Referrals obtained by other means than those stated in the SoFi Referral Program and/or obtained via bribery, spam, or illegal methods will be void. Entrants are subject to all notices posted on the SoFi app and online including, but not limited to, Sponsor’s privacy policy and the SoFi Referral Program Terms and Conditions.
All Primary and Additional entries must be received during the Entry Period to qualify for the random drawing. Any attempt by any entrant to obtain more than the stated number of entries by using multiple/different accounts, identities, registrations and logins, or any other methods will void that entrant’s entries and that entrant may be disqualified. Use of scripts, macros, or any other automated system to participate or subvert the process is prohibited and will result in disqualification. In the event of an identity dispute, entry will be considered made by the registered owner of the email account used for entry. Entrants must have a valid email address. The Sponsor shall select the winner from the entries submitted that meet the Rules requirements described herein. Potential winner may be required to show proof of being the authorized account holder. All entries submitted become the property of Sponsor and will not be acknowledged or returned.
WINNER SELECTION & ODDS: One (1) winner will be randomly selected from all eligible entries received during the Entry Period. Random drawing conducted on or about February 24, 2022, by the Administrator whose decisions are final and binding. Odds of winning are determined by the number of eligible Entries received during the Entry Period.
WINNER NOTIFICATION & VERIFICATION: Potential winner will be notified by email on or about February 25, 2022, and will be required to complete and return an Affidavit of Eligibility/Liability/Publicity Release plus an IRS W9 Form which must be completed, signed, and returned to Administrator within three (3) days from date on notification. At the sole discretion of the Sponsor, disqualification, forfeiture and the selection of an alternate winner may result from any of the following: [1] potential winner’s failure to respond to email notification within three (3) days after emailing/transmission; [2] the return of an email notification or message as undeliverable; (3) the receipt of any other notice from Sponsor or an undeliverable prize; [4] potential winner’s failure to provide Sponsor with satisfactory proof of age, identity and residency; [5] potential winner’s failure to execute and return within three (3) days after its deployment or mailing notification an Affidavit of Eligibility/Liability/Publicity Release and/or any required documents; [7] potential winner’s failure to claim prize within three (3) days after he or she is confirmed the winner; and [8] any other non-compliance with Rules. In the event of prize forfeiture, the Sponsor may, in its sole discretion, award or not award the forfeited prize to an alternate winner. Sponsor shall have no liability if notification is lost, intercepted, or not received for any reason. Sponsor is not responsible for any change in entrant’s email account or other contact information after entering the Sweepstakes.
POTENTIAL WINNER IS SUBJECT TO VERIFICATION BY SPONSOR AND ITS ADMINISTRATOR. AN ENTRANT IS NOT A WINNER UNLESS AND UNTIL HE/SHE HAS BEEN VERIFIED AND NOTIFIED THAT THE VERIFICATION IS COMPLETE.
GRAND PRIZE DETAILS: One (1) Grand Prize will be awarded. Grand Prize winner will receive of $10,000 in SoFi Reward Points and a 3 day/2-night trip for the winner and up to three (3) guests to attend a tour stop (closest to winner’s primary residence) of the Dude Perfect That’s Happy Summer Tour. Approximate retail value (“ARV”) of Grand Prize: $15,000. If actual value of prize is lower than the stated ARV when prize is procured and fulfilled, then the difference will not be awarded.
$10,000 cash awarded as SoFi Rewards Points to winner’s SoFi Member’s Rewards account. SoFi Reward Points may be redeemed for $.01 each into SoFi Checking and Savings, SoFi Invest, or eligible SoFi loans or for $0.005 for SoFi credit card statement credit and are subject to the terms governing the SoFi Reward Points program, including any pending and/or verification period stipulated by Sponsor. Winner can redeem SoFi Rewards Points through the SoFi mobile phone app. Rewards Points may be redeemed: (I) for any promotional offer listed on the “Redeem Points” page, or (ii) for cash deposited into winner’s SoFi Checking and Savings Account, shares (fractional or whole shares) credited to your SoFi Invest Account, or cash applied to the outstanding balance of your SoFi Student Loan Refinance or SoFi Personal Loan. Winner cannot redeem SoFi Rewards Points if his or her SoFi Credit Card Account is cancelled or past due.
Trip portion of prize consists of round-trip economy class airfare for winner and up to three (3) guest(s) from/to a major commercial airport nearest to winner’s primary residence to/from tour city, hotel transfers to/from Event venue (while in tour city) and double occupancy hotel accommodations for two (2) nights (two rooms (total) and room tax only); and up-to-four (4) tour tickets. Air transportation will be replaced with ground transportation for winner and guest(s) if winner resides within a one hundred and fifty (150) mile radius of tour city as determined by Sponsor at its sole discretion. All meals, ground transportation (other than as noted), taxes, gratuities, incidentals, upgrades, service charges or other expenses not specified herein are not included and are the sole responsibility of the winner and/or each guest. All prize details, including selection of tour seating (if any), are at Sponsor’s sole discretion. Tour tickets are not for resale. Sponsor is not responsible for any flight or transportation delay/cancellation, and not liable for any expenses incurred because of such delay/cancellation. No substitution offered, no transfer of prize to a third party is permitted and prize may not be redeemed for cash value, except by Sponsor, who reserves the right in its sole discretion to substitute prize for a prize of comparable or greater value. If applicable, all investment gains and losses, taxes, fees, federal, state, local or other expenses relating to the use, acceptance and possession of any prize awarded herein are the sole responsibility of winner. An IRS form 1099 will be filed in the name of the winner for the retail value of the prize.
Arrangements for the fulfillment of trip portion of prize will be made by Sponsor and/or its designated agent. Winner and guest(s) must travel together on the same itinerary, and dates specified by the Sponsor or forfeit all rights to the trip. Tour date, travel, hotel, and other accommodations are subject to availability. Certain restrictions may apply. Winner acknowledges that the tour is beyond the control of the Sponsor and is subject to being rescheduled, modified, or cancelled. In the eventuality the tour is postponed or canceled, no compensation or substitution will be provided, and the Sponsor shall have no further obligation to the winner other than to supply a trip to tour city minus the tour tickets. Should this be the case, trip must be taken within ten (10) months from the date of winner’s verification. If for any reason whatsoever, the winner and/or any guest(s) are unable to travel or attend the tour for any reason whatsoever after all travel arrangements have been made and paid, the Sponsor shall have no further obligation to winner and/or guest(s). Winner and guests are responsible for obtaining proper documentation (i.e., valid photo ID, proof of vaccination, etc.), prior to travel. If winner is a minor in his/her state of residence, a parent or legal guardian will need to accompany minor on trip as winner’s guest. If guest is a minor, the winner must be the guest’s parent or legal guardian. Guests will be required to execute and return a Liability/Publicity Release prior to travel. Except where prohibited by law, entry and acceptance of prize constitute permission for Sponsor and its agents to use winner’s name, prize won, hometown, likeness, video tape, photographs, and statements for purposes of advertising, promotion, and publicity (including online posting) in all media now or hereafter known throughout the world in perpetuity, without additional compensation, notification, or permission. Furthermore, Sponsor and/or its agents may film, record and/or take photographs of the winner (and guest) before/during/after the tour, and may use the resulting footage, recordings, or photographs for a range of purposes, including, without limitation, for marketing and promoting Sponsor and/or its promotion partners/agents and their respective products and services. No additional compensation will be provided for any resulting footage.
Winner and his/her guests agree to comply with all applicable tour venue regulations in connection with the prize. The tour venue reserves the right to remove or to deny entry to the winner and/or his/her guests who engage in a non-sportsmanlike or disruptive manner or with intent to annoy, abuse, threaten, or harass any other person at the tour. The Sponsor will not be responsible for weather conditions; acts of God; acts of terrorism; civil disturbances; local, state, or federal regulation, order, or policy; work stoppage; epidemic, pandemic, or any other issue concerning public health or safety; or any other event outside of their control that may cause the cancellation or postponement of, or the restriction on fans attending tour. Tour tickets awarded herein must not be resold, offered for resale, or used for any commercial or promotional purpose whatsoever. Admission to tour venue is subject to all rules, requirements, and policies, including, without limitation, all security, fan conduct, and safety and health requirements and policies, put in place by tour venue, including requirements relating to face masks and enhanced health screenings (which may include a requirement that ticket holders be tested for COVID-19 prior to or during the tour or provide proof of full vaccination against COVID-19 prior to attending the tour) as they may be updated from time to time. The winner and winner’s guest(s) must also comply with all applicable laws, policies, orders, protocols, and guidelines issued by federal, state, and local authorities respecting COVID-19 and other communicable diseases, and tour attendance is conditioned on such compliance. Receiving the prize is contingent upon compliance with these Official Rules and passing any required background check to the Sponsor’s satisfaction in the Sponsor’s sole discretion.
CONSENT AND RELEASE: To the fullest extent possible in law, entrants and any coordinating entity, and on behalf of their respective heirs, executors, administrators, legal representatives, successors and assigns (“Releasing Parties”), release, defend and hold harmless the Sweepstakes Entities and their associated companies and directors, including but not limited to its respective parent, subsidiary, affiliated or successor companies and their respective owners, members, shareholders, officers, directors, partners, equity holders, agents, representatives, employees and all others associated with the development and execution of this Sweepstakes (collectively, “Releasees”) from and against any and all claims, actions, causes of action, suits, liabilities, debts, dues, sums of money, accounts, reckonings, bonds, bills, specialties, covenants, contracts, controversies, agreements, promises, variances, trespasses, lost profits, indirect or direct damages, consequential damages, incidental damages, punitive or exemplary damages, judgments, extent, executions, claims and demands whatsoever, in law, admiralty or equity, whether known or unknown, foreseen or unforeseen, against Releasees which any one or more of the Releasing Parties ever had, now have or hereafter can, shall or may have which in any way arise out of or result from entrant’s participation, acceptance and use or misuse of a prize or resulting from any travel related activity (if determined the winner).
By entering this Sweepstakes, you as an entrant, agree, represent and warrant that: [1] you will be bound by the Rules and SoFi’s and its Administrator’s decisions, which shall be final in all respects; [2] in the event viruses, bugs, unauthorized human intervention, or regulations of any governmental or supra-national authority, war, national emergency, accident, fire, riot, strikes, lock-outs, industrial disputes, acts of terrorism or other matters beyond the Sponsor’s reasonable control, corrupt, prevent or impair the administration, security, fairness or proper play of the Sweepstakes, that it cannot be conducted as originally planned, except where prohibited by law, Sponsor has the right, in its sole discretion, to modify the Rules or to cancel, terminate or suspend the Sweepstakes; and in such event, to select winner by such method as Sponsor in its sole discretion shall consider equitable; [3] the Releasees are not responsible for typographical or other errors in the offer or administration of the Sweepstakes, including but not limited to: errors in the advertising, Rules, selection and announcement of the winner; [4] the Releasees are not responsible for any inability of winner to accept or use prize (or any portion thereof) for any reason; [5) the Sponsor has the right, in its sole discretion, to disqualify any individual it suspects of any of the following: (a) tampering or attempting to tamper with the entry process or the operation of the Sweepstakes; (b) violating the Rules and/or the Sponsor’s Privacy Policy; (c) violating any other terms, conditions of use and/or general rules or guidelines of any Sweepstakes property or; and (6) any attempt by any individual to deliberately undermine the legitimate operation of the Sweepstakes is a violation of these Rules as well as criminal and civil laws; and should Sponsor believe or become aware that such an attempt has been, is being, or will be made, it has the right to seek remedies and damages from any responsible individuals to the fullest extent permitted by law, including without limitation criminal prosecution.
By participating in this Sweepstakes, each entrant expressively waives and relinquishes all rights and benefits afforded by California Civil Code 1542 and does so understanding and acknowledging the significance of this waiver. Section 1542 states as follows: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DID NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN, BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR THE RELEASED PARTIES.”
ARBITRATION: This Sweepstakes shall be governed by and interpreted under the laws of the State of California, U.S.A., without regard to its conflicts of laws provisions. Entrant hereby agrees that any and all disputes, claims, causes of action, or controversies (“Claims”) arising out of or in connection with this Sweepstakes or the prize shall be resolved, upon the election by entrant or Sponsor, by arbitration pursuant to this provision and the code of procedures of either the National Arbitration Forum (“NAF”) or the American Arbitration Association (“AAA”), as selected by the entrant. IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER PARTY WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM. FURTHER, NEITHER SPONSOR NOR ENTRANT WILL HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC OR OTHER PERSONS SIMILARLY SITUATED, OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. EXCEPT AS SET FORTH BELOW, THE ARBITRATOR’S DECISION WILL BE FINAL AND BINDING. NOTE THAT OTHER RIGHTS THAT ENTRANT WOULD HAVE IF ENTRANT WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. ANY CLAIMS, JUDGMENTS AND/OR AWARDS SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET COSTS ASSOCIATED WITH ENTERING THIS SWEEPSTAKES. ENTRANT HEREBY WAIVES ANY RIGHTS OR CLAIMS TO ATTORNEY’S FEES, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ENTRANT, WHETHER FORESEEABLE OR NOT AND WHETHER BASED ON NEGLIGENCE OR OTHERWISE. The arbitrator’s authority to resolve Claims is limited to Claims between Sponsor and entrant alone, and the arbitrator’s authority to make awards is limited to awards to Sponsor and entrant alone. Furthermore, claims brought by either party against the other may not be joined or consolidated in arbitration with Claims brought by or against any third party, unless agreed to in writing by all parties. No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision in these Official Rules and without waiving either party’s right to appeal such decision, should any portion of this provision be deemed invalid or unenforceable, then the entire provision (other than this sentence) shall not apply.
In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Sweepstakes-related materials or made by any representative of Sponsor, and the terms and conditions of these Rules, these Rules shall prevail, govern, and control.
PRIVACY: By entering the Sweepstakes, the information entrants provide may be sent to promotional partners. Entrants may be contacted by the Sponsor and/or any promotional partners with future promotional offers. Information provided by entrants to participate in this Sweepstakes is subject to Sponsor’s privacy policy located at www.sofi.com/privacy-policy.
SPONSOR: Social Finance Inc., 234 First Street, San Francisco, CA 94105.
ADMINISTRATOR: Ventura Associates International LLC, 494 Eighth Avenue, Suite 1700, New York, NY 10001.
SEVERABILITY: The invalidity or unenforceability of any provision of these Rules shall not affect the validity or enforceability of any other provision. In the event any provision is determined to be invalid or otherwise unenforceable or illegal, these Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.
WINNER’S LIST: For a copy of the winner’s name (available after March 31, 2022), send a self-addressed, stamped envelope by March 31, 2022 to: SoFi Dude Perfect VIP Tour Sweepstakes Winner’s Name Request, c/o: Ventura Associates International LLC, 494 Eighth Avenue – Dept: DE, Suite 1700, New York, NY 10001.
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SoFi Checking and Savings® is a checking and savings account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. SoFi Checking and Savings Debit Card is issued by The Bancorp Bank. SoFi Securities LLC is an affiliate of SoFi Bank, N.A. The SoFi Checking and Savings® World Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is the issuer of the SoFi Checking and Savings® World Debit Mastercard® only and is not responsible for other products, services or other offerings through SoFi.
Statement of Financial Condition
1 Any SoFi member who receives $1,000 or more in qualifying direct deposits into their SoFi Checking and Savings account over the preceding 30 days will be eligible for Overdraft Coverage. Overdraft coverage only applies to SoFi Checking and Savings accounts and is currently unavailable for Samsung Money by SoFi accounts. Members with a prior history of non-repayment of negative balances for SoFi Checking and Savings are also ineligible for Overdraft Coverage.
2 We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time. Accounts opened prior to June 9, 2020 will continue to receive reimbursement for all ATM fees under our prior policy. SoFi Securities ATM policies are subject to change at our discretion at any time.
SoFi® Checking and Savings is offered through SoFi Bank, N.A.
3 Members must first sign up for a SoFi Checking and Savings® account and will be eligible for upgrade upon the future release of SoFi® Checking and Savings offered through SoFi Bank, N.A.. SoFi Banking members with direct deposit can earn 1.00% annual percentage yield (APY) interest on the first $50,000 of their balances for their checking and savings accounts, plus the cumulative total of all Vault balances, for up to $150,000 total deposits. Balances over $50,000 in each category will earn 0.05% APY. Members without direct deposit will earn 0.25% APY on account balances. Interest rates are variable and subject to change at any time. Rate of 1.00% APY is current as of 12/15/2021. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
^ Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.
‡ Get $100 SoFi Checking and Savings Offer: The following describes the terms that apply to participation in the SoFi Checking and Savings direct deposit promotional program (“Program”) offered by SoFi Securities LLC (“SoFi”). Eligible Participants: All new members who join SoFi Checking and Savings during the Promotion Period and all existing SoFi Members without a prior history of Direct Deposit transactions (“Direct Deposit”) to their SoFi Checking and Savings account as of the beginning of the Promotion Period are eligible for the Program. Promotion Period: The Program will be available from 5/1/21 12:01AM ET to 2/28/22 11:59PM ET. Bonus Terms: In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualify Direct Deposit transactions within any consecutive 30-day window during the Promotion Period. Qualifying Direct Deposits must be made from the enrolled member’s employer, payroll, or benefits provider via ACH deposit. Deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion. SoFi will credit members who meet the qualification criteria stated above with a one-time cash bonus of $100 deposited into their SoFi Checking and Savings account within two weeks of qualification. Bonuses are considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). SoFi reserves the right to exclude any Members from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed. SoFi also reserves the right to stop or make changes to the Program at any time.
Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.
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SoFi will apply a markup of up to 1.25% for each crypto transaction. For more information, visit SoFi.com/crypto.
Consumer protection and securities laws don’t regulate cryptocurrencies to the same degree as traditional brokerage and investment products. Research and knowledge are essential prerequisites before engaging with any cryptocurrency. US regulators, including FINRA, the SEC, and the CFPB, have issued public advisories concerning digital asset risk. Cryptocurrency purchases should not be made with funds drawn from financial products including student loans, personal loans, mortgage refinancing, retirement funds or traditional investments.
†SoFi takes security seriously across all of the brand’s products. SoFi Invest uses a number of tools to secure crypto holdings against theft, including two-factor authentication, SSL encryption, partnering with trusted exchanges like Coinbase to complete transactions, and not sharing personal information about our members with crypto trading partners and custodians. Before you purchase crypto through SoFi Invest, it is important to understand the volatility of its value, and therefore its inherent risk.
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Shares of ETFs must be bought and sold at market price, which can vary significantly from the Fund’s net asset value (NAV). Investment returns are subject to market volatility and shares may be worth more or less their original value when redeemed. The diversification of an ETF will not protect against loss. An ETF may not achieve its stated investment objective. Rebalancing and other activities within the fund may be subject to tax consequences.
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