†See Pricing Terms & Conditions. Lower your APR: Once a customer makes 12 on-time payments, of at least the minimum payment due, on the SoFi Credit Card, SoFi will reduce the APR by 1% for so long as you continue to make such payments.
Credit Card accounts are subject to additional credit approval. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. Your eligibility for a SoFi Credit Card Account or a subsequently offered product or service is subject to the final determination by The Bank of Missouri (“TBOM”) (“Issuer”), as issuer. Please allow up to 30 days from date of submission to process your application. The card offer referenced in this communication is only available to individuals who are at least 18 years of age (or of legal age in your state of residence), and who reside in the United States. The SoFi Credit Card is issued by TBOM pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SoFi’s Relay tool offers users the ability to connect both in-house accounts and external accounts using Plaid, Inc’s service. The credit score provided to you is a Vantage Score® based on TransUnion™ (the “Processing Agent”) data.
1Cell Phone Insurance Protection, Mastercard ID Theft Protection™, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see your guide to benefits for details or call 1-800-MASTERCARD.
*You can earn rewards points of 1% of all eligible purchases. If you elect to redeem points as cash deposited into your SoFi Money® account, for shares in your SoFi Invest® account, or as payments to a SoFi Student or Personal Loan, then SoFi will match the value with an additional 1% in cash, so you will receive a total of 2% cash back. For more details, please see SoFi.com/card/rewards. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA/SIPC.
SoFi Money is a cash management account not a bank account, and is offered by a broker dealer. SoFi Money is a brokerage account. Neither SoFi nor its affiliates is a bank.
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