SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC.

SoFi Bank establishes daily and monthly limits on the dollar amounts and volumes of certain Account transactions, including deposits, ATM withdrawals and P2P Transfers. These limits can be found on the “SoFi Bank Transaction Limits” page at https://www.sofi.com/banking/limits/. SoFi Bank reserves the right to, at any time adjust, at its discretion, the dollar amounts or transaction limits permitted for specific Account activities.

¹ Instant Transfers can be sent to participating institutions in the FedNow® Service and will be subject to transaction limits. Fees apply to outbound transfers. See the SoFi Bank Fee Sheet. Instant Transfers generally occur within seconds. Certain circumstances could result in a delay or prevent an Instant Transfer from being completed. FedNow® is a registered service mark of the Federal Reserve Banks.

² Zelle® should only be used to send money to friends, family and others that you know and trust. We recommend that you do not use Zelle® to send money to those you do not know or have not met. Neither SoFi nor Zelle® offers purchase protection for payments made with Zelle®. For example, if you do not receive the item you paid for or the item is not as described or as you expected, you might not be able to get your money back once you send it.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Eligibility criteria apply. Dollar and frequency limits apply. See the Zelle® terms for SoFi users for full terms and conditions. We do not charge a fee to use Zelle®. We will send you an email alert with transaction details after you send money using Zelle®. Data connection required. Message and data rates may apply.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.

³Most wire requests submitted before 3:30 PM ET on business days are processed the same day. There could be a delay if we need more information. Wires submitted after 3:30 PM ET on business days, or on weekends or bank holidays, will be processed the next business day.

Screen images simulated. For illustrative purposes only.