SoFi Blog

Tips and news—
for your financial moves.

Here’s Why You’re Burned Out at Work—and What You Can Do to Snap Out of It

If you haven’t yet reached the point of sitting in your cubicle and counting sticky notes out of boredom or because your workplace has become so grueling, you can’t be bothered to pay attention anymore—congrats. You’re one of the lucky souls not suffering from job burnout.

But even go-getters can suffer from career stress—the feeling that work has become a series of mindless repetitions and frustrating situations. And once it hits the burnout stage, that feeling is no joke. Left to fester, burnout can wreak havoc on your health, happiness, productivity, and performance. According to the Staples Business Advantage 2016 Workplace Advantage Index, 91% of U.S. and Canadian workers surveyed for the report put in over 40 hours a week, at least some of the time, and 22% have changed jobs because of work-life balance issues, including decreased family time and battling work pressures that seep into their personal lives. In addition, 3 out of 4 respondents reported they aren’t provided with the latest technology and are expected to do more with less, and only 35% have a wellness program available at their current job.

Snapping back from job burnout and once again becoming excited about your career is doable, but you must first take a deep dive into how you’re feeling to identify the source.

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4 Money Tricks Doctors Can Use to Pay Down Student Loans Faster

It’s no secret that the average doctor is saddled with tons of student loan debt when starting practice. In fact, according to the Association of American Medical Colleges, the average doctor graduates medical school with $190,000 in student loans—6x the national average.

Having a strategy to quickly and efficiently pay down your student loans is critical to long-term financial success, so we’ve put together a few personal finance tips and tricks for doctors to help them pay down student loans faster in 2017. These tips are relevant to all doctors, regardless of specialty or income.

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15 Top States Where Professionals with Student Debt Own Homes

Many SoFi members choose to invest in themselves as homeowners while still paying down student debt. It’s a natural extension of the way they invested in themselves as professionals with top-flight educations and advanced degrees. Now, some of the hottest real estate markets in the nation are drawing them. From MBAs in Illinois and computer scientists in Oregon to lawyers in Texas, SoFi members are becoming homeowners just about everywhere you look.

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SoFi member Ashley Abaie on refinancing dental school debt

From Globetrotter to Desert Dentist: How Ashley Abaie Refinanced Her Undergrad Debt and Saved Over $10K

In our latest SoFi member spotlight, we celebrate Dentist’s Day by spotlighting member Ashley Abaie. Ashley provides reduced cost dental care to the Native American, underserved, and homeless populations of the Phoenix area.

After withdrawing from her first college she spent years traveling the world, and as a result discovered a passion for healthcare and service. She returned to the U.S., earned a degree in international public health, and then went to dental school.

Ashley spoke with us about how she’s tending to her undergraduate loans, paying off her dental student debt through service, and finding the right work/life balance for her and her young son. Her story drives home how finding the right career can take a lot of soul searching and travel to see how other people live.

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Personal Loan – DR – Dynamic Landing Page Headlines Test – home equity loan

Personal loans: like a home equity loan, but faster.

Are you paying more than 10% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With low rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Fixed rates start at (with Autopay)5
7.74% APR

No origination fees in most states, no prepayment penalties.

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Checking your rate will not affect your credit score.

Why SoFi?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 7.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

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So Easy

Find Your Rate

Get pre-qualified online with no hidden fees and no obligation.

Select Your Loan & Apply

Choose the loan that works for you and complete your application.

Sign electronically and receive your funds

Sign your documents and funds are deposited to your account.


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Payment Examples

Fixed Rate Loans

Term Origination
Fee
Rate
(APR)
No. of
Payments
Monthly
Payment
Total
Payments
2 Years None 7.74% – 35.49% 24 $1,353.26 – $1,763.32 $32,478.34 – $42,319.74
3 Years None 7.74% – 35.49% 36 $936.50 – $1,365.41 $33,713.89 – $49,154.90
4 Years None 8.23% – 35.49% 48 $735.63 – $1,178.04 $35,310.28 – $56,545.80
5 Years None 9.50% – 35.49% 60 $630.06 – $1,074.14 $37,803.35 – $64,448.26
6 Years None 10.56% – 35.49% 72 $564.28 – $1,011.27 $40,628.47 – $72,811.45
7 Years None 11.90% – 35.49% 84 $527.98 – $971.20 $44,350.23 – $81,581.10

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Questions? Call us for a free consultation at 855-456-7634

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