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Who We Are

If you’ve landed on this page, you’re probably wondering, “What is SoFi?” We’re a company committed to helping our members achieve financial independence to realize their ambitions. In short, we want to help our over 900,000 members get on a path to have the money to do what they want.

Log in ›     Tell us where to mail your new debit card→     Get excited: This year, we’re introducing even more benefits to SoFi Money® in our switch to World Debit Mastercard®. On that note, you’ll be receiving a new card in the mail in the next 30-60 days. (Keep an eye on your inbox for more info on your new card in the next few weeks.)     • Travel perks like discounts on airport concierge services—which zip you through security and immigration at 450 destinations worldwide.   • Purchase protection that provides coverage for damaged or stolen items you bought with your Money card.     • Cell phone insurance that insures your phone automatically when you use your Money card to pay your phone bill. • More than we can list here! See them all in our FAQ.     Oh, and you’ll still earn 1.60% APY¹ on all your cash and pay no account fees.     We work hard to give you high interest and charge no account fees. With that in mind, our interest rates and fees charged policies are subject to change at any time. See our terms and conditions.     Update my address     More questions? Check out our FAQ!   SoFi Money®️ is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates is a bank. Card Services provided by The Bancorp Bank, Member FDIC. The SoFi Money World Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ¹ The SoFi Money Annual Percentage Yield as of 10/31/2019 is 1.60% APY (1.59% interest rate). Interest rates are variable and subject to change at our discretion, at any time. No minimum balance required. SoFi Securities LLC values your privacy and the security of your personal information so please do not include your social security number in any email or letter that you send to us. Legal  |  Privacy  |  Contact Us SoFi. 234 1st Street, San Francisco, CA 94105 © 2020 Social Finance, LLC All rights reserved. w: 122853

The start of the year is a common time for reflection, and last year was an amazing year in the markets. Despite geopolitical headwinds, the U.S. stock market reached all-time highs and all major asset classes around the globe ended the year in positive territory.

As you settle into the new year, let’s recap some major highlights from last year along with some potential developments to monitor.

After a few years in the dorms, you and your friends are thrilled to be moving into your very own college apartment. You have grand plans for decorating the space to highlight each of your eclectic styles and make it feel like a relaxing sanctuary you can return to after a busy day of classes and meetings on campus.

Unfortunately, your bank account has other ideas. The list of decor you’ve compiled isn’t exactly in line with what you can realistically afford on a college student’s budget. You may have to forgo the Himalayan salt lamp for more practical apartment additions like, you know, dishes?

With a little effort (and some flexibility in your wish list) you can find ways to furnish your apartment on a budget.

Continuing your education through graduate school can be an exciting decision. Grad school can mean an opportunity to further your knowledge and expertise in your chosen field, and may lead to a lucrative and fulfilling career. But all that potential often comes with a shiny price tag.

The average graduate student spent approximately $24,812 on grad school costs during the 2016-17 school year, according to the most recent “How America Pays for Graduate School” report by Sallie Mae.

In reality, the actual cost of getting a graduate degree can vary widely due to a number of different factors including the type of degree you are pursuing and enrollment status.