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(Last Updated – 4/2025)
Charlotte offers the perfect mix of southern charm and high-energy city life! This on-the-rise metro region has a unique culture and food scene that attracts tourists and locals alike. Free events are easy to find on the weekends and taking a family out to eat is very affordable, so there is plenty of fun to be had in this city without breaking the bank.
The average home value in Charlotte is slightly above the national average, but some more desirable neighborhoods like Myers Park can have houses with prices that surpass $1 million. The summers in Charlotte can be sweltering and humid, but locals appreciate the mild winters and pleasant fall seasons.
Beer lovers will be thrilled to learn that Charlotte has a thriving craft brewing scene. Enjoying a nice cold beer is a refreshing way to top off an afternoon spent enjoying the thirty-seven miles of greenway trails that locals use for biking, rollerblading and running.
To learn more about the Charlotte real estate market, keep reading for some helpful fast facts about real estate trends, home prices, and neighborhood demographics.
The real estate pros at Redfin consider the Charlotte real estate market to be somewhat competitive and report that some homes for sale in this area can receive multiple offers.
Generally, Charlotte homes sell for an average of 2% below their list price and spend around 52 days on the market.
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Median Sale Price Per Square Foot
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For those curious what Charlotte house prices could look like in the near future, it helps to have a sense of where they have been recently.
The median home price in Charlotte rose by 2.5% in February 2025 compared to the past year, and experts predict the median price could rise even further over the next year.
Charlotte sprawls across 308 square miles and has tons of great neighborhoods to explore. While each neighborhood will have its own distinct benefits, shops, restaurants, schools, parks, and housing market, it can be helpful to look at the overall demographics of this city.
Median Household Income: $80,581
Median Age: 34.7
College Educated: 50.1%
Homeowners: 52%
Married: 43%
Charlotte is a big city of more than 900,000 people, so narrowing down a search for the perfect home to preferred neighborhoods can be helpful! To make wading through the Charlotte housing market easier, we rounded up some handy facts about five of the most popular neighborhoods in this city. (Another thing that will make home buying easier: getting preapproved for a mortgage loan before beginning your search in earnest.)
Located in the heart of Charlotte, this well-established community offers close proximity to great schools, restaurants, and shops.
This diverse and active neighborhood was built in the 1970s, and neighbors play a vital role in making this community feel so tight-knit.
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In Sharon Woods’ somewhat competitive housing market, home prices are up 41.4% over last year.
On average, homes in Sharon Woods sell in about 41 days, but more popular homes sell in about 32 days.
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Ready for the word on the street? According to locals, the Oxford Hunt neighborhood is diverse, has great housing options, and is a good area for families. Parents like its well-rated public schools.
Both families and young professionals gravitate toward Oxford Hunt, lending the area a young and modern feel.
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The Oxford Hunt housing market is considered by Redfin to be “very competitive,” as many homes for sale in the area receive multiple offers from buyers.
Generally homes sell for their list price and sell in around 41 days in Oxford Hunt.
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House hunters looking for a neighborhood with a suburban feel will appreciate Providence Park. This neighborhood attracts a lot of families.
There are some highly rated public schools in the area that are likely one of the reasons why families with children love this neighborhood.
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Providence Park is another Charlotte neighborhood that has a very competitive housing market.
Generally in this neighborhood, many homes for sale receive multiple offers, sell for their list price and sell in around 39 days. More highly sought after homes sell for 5% above list price.
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Cherry is one of Charlotte’s oldest surviving African-American neighborhoods and is located near the Myers Park suburb.
This historic neighborhood honors its past with plaques and landmark designations while looking to the future. The Cherry Community Organization is committed to preserving the important nature of this community, while providing housing opportunities for families from all backgrounds.
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This is a very competitive market, and on average, homes for sale in Cherry sell in around 35 days for their list price, but more popular homes can sell in only 20 days for around their list price.
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The lovely neighborhood of Dilworth is known for having historic bungalows, friendly neighbors, and low crime rates. This neighborhood is Charlotte’s oldest streetcar suburb, and its history dates all the way back to the late 1800s.
Dilworth is home to top-rated schools such as Dilworth Elementary (K-4) and St. Patrick Catholic School (K-8), making it an ideal neighborhood to raise a family in. Don’t forget to stop by the Bank of America Stadium or the NASCAR Hall of Fame on the weekends for even more family fun.
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Buyers may find this is a good time to go looking in Dilworth, as this is a somewhat competitive market, but sale prices have dropped significantly in the last year.
That being said, some homes do receive multiple offers, and while the typical sale timeline for Dilworth is 56 days, more popular homes sell in about one month.
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It’s easy to see why Charlotte has become such a popular market to buy a home in. There are some really amazing neighborhoods to choose from whether you’re young and single or have a family to look after.
If you think Charlotte could be your home sweet home, then you may need to consider your mortgage loan options.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.
Local analysts believe that home prices in Charlotte will rise in the next two years by about 3% to 4% per year. Many Charlotte neighborhoods have a somewhat competitive housing market, and that will likely continue.
Real estate pros in Charlotte have their eye on the Optimist Park neighborhood and expect growth there. Median home sale prices have already started to increase. This neighborhood benefits from proximity to the city center and is relatively walkable and bikable.
Charlotte is considered a car-dependent city. Although there are some neighborhoods that are relatively walkable, such as Cherry and Dilworth, the city as a whole has a walk score of only 26, according to Walkscore, which assesses biking, walking, and transit options in cities and neighborhoods.
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*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
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