Sep
08
2022
SoFi Blog
Tips and news—
for your financial moves.
Sep
08
2022
Sep
08
2022
From Reality TV to Private Equity: What Kim Kardashian Has Planned Next
Kim Kardashian is now looking to keep up with the world of private equity and entrepreneurship.
Read moreSep
08
2022
Shoppers Splurge on High-Quality Pet Food
Despite the pressure from rising inflation, shoppers are still willing to spend money on human-grade pet food.
Read moreSep
07
2022
ML – Friends of SoFi HL Bonus [LCM]
NEW! You could get a portion of your real estate agent’s commission ($350 to $9,500^) when you use an agent in the HomeStory network. Learn more.
Click to learn more about HomeStory and their privacy policy.
How it works
Apply.
Complete our simple, online application for a mortgage loan or mortgage refinance , and you’re off to the races.
Close on your loan.
To redeem your $2,000* bonus, you’ll need to open a SoFi Checking and Savings account. If you already have one, you’re all set.
Get paid.
You’ll receive the $2,000 bonus approximately 30 days from the date your loan funds.
Claim your bonus
Viewing your rate won’t affect your credit score.†
Why SoFi
Mortgages?
Perks up
to $9,500.
Get complimentary access to a prescreened local real estate agent through the SoFi Real Estate Center powered by HomeStory and you could receive a $350-$9,500 rebate^.
Low down payments with flexible term options.
Choose from 10-1, 15-2, 20-3, and 30-year4 fixed terms with down payments as low as 3%.
3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to all other borrowers. For conforming home loans with a loan-to-value (LTV) ratio greater than 80%, SoFi requires PMI. Private Mortgage Insurance (PMI) is an insurance that protects lenders in the event of loan default.
Simple online application.
One-on-one help.
Buying a home shouldn’t be so painful–our online application is simple, and we have dedicated Mortgage Loan Officers to guide you through the process from start to finish.
Competitive rates.
Don’t overpay on your mortgage—get your dream home or investment property at a great rate.
1 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $3862.00 for full Principal and Interest Payments with $5172.98 due at closing. The Annual Percentage Rate is 5.640%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
2 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $2886.00 for full Principal and Interest Payments with $5162.12 due at closing. The Annual Percentage Rate is 5.485%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
3 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.875%, LTV 80% is $2567.00 for full Principal and Interest Payments with $4861.66 due at closing. The Annual Percentage Rate is 6.157%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
4 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 6.000%, LTV 80% is $2170.00 for full Principal and Interest Payments with $5419.14 due at closing. The Annual Percentage Rate is 6.228%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
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