Jul
27
2023
Highs and Lows of the 2023 Housing Market
Zillow’s latest forecast anticipates an uptick in home values despite a decline in sales — a trend driven by low inventory and escalating prices.
Read more
SoFi Blog
Tips and news—
for your financial moves.
Jul
27
2023
Jul
26
2023
Your Rich BFF | SoFi
{/* Richer Lives update 1/30/2026 */}
{/* sofi.com/richerlives*/}
{/* https://www.sofi.com/yourrichbff/?campaign=____&utm_source=google&utm_medium=influe[…]campaign=2023_q3_yourrichbff_influencer&utm_term=&utm_content= */}
{/* hero */}
Level up your finances with SoFi’s
Chief of Financial Empowerment.
-
Switch to a bank that pays you. Earn up to 3.30% APY with eligible direct deposit by banking with SoFi.
-
Feel some relief at checkout. Get 5% cash back rewards at grocery stores with the SoFi Smart Card.
-
Crush bad debt. Borrow $5K-$100K plus fast funding with a SoFi Personal Loan.
{/* sofi plus */}
Did you know that SoFi Plus is the smart way to get more from your money?
You won’t want to miss this! For just $10/month, you’ll unlock $1,000+ in annual value with qualifying activities.
-
New SoFi Smart Card. New SoFi Smart Card. Earn 5% cash back rewards at grocery stores.
-
SoFI IRA match. Earn a 2% match on SoFi Invest® IRA contributions through 4/15/26.
-
SoFi Invest® match. Earn a 1% match on recurring invest deposits, paid in cash.
-
Financial advice. Enjoy unlimited access to SoFi Wealth Financial Planners at no extra cost.
-
20+ premium membership benefits. Unlock loan rate discounts, SoFi Plus Experiences, and so much more.
Get SoFi Plus
{/* Personal Loans */}
Your credit card debt deserves an end date.
Wave bye-bye to high-interest debt with a SoFi Personal Loan. Get low fixed rates, no fees required, and funding as soon as the same day you sign to tackle it ASAP!
Learn more
{/* HOME EQUITY */}
Tapping into your home’s equity might be your next big money move.
-
Keep your rate.
This isn’t refinancing. Access cash without changing your current mortgage interest rate.
-
Fund life upgrades.
You could be sitting on your next home renovation or a better way of consolidating bad debt.
-
Get flexible term options.
Enjoy $0 origination fee options and no in-home appraisal for most loans.
View your rate
{/* SLR */}
A better student loan helps you stay focused on your ambitions.
Put more cash toward your goals by possibly lowering your monthly payment or saving on interest with a refi from SoFi.
No fees required, no late fees, and no prepayment penalties either!
View your rate
{/* banking */}
It’s about time your bank started paying you.
Take it from Your Rich BFF—you could earn more on your money with SoFi Checking and Savings.
-
Up to 3.30% APY.
Earn eight times the national average savings rate!
-
No account fees.
Account fees, overdraft fees, and monthly fees are lame so you don’t have to pay them.
-
An up to $300 bonus.
Get a $50 or $300 welcome bonus with eligible direct deposit of $1,000 or more. Terms apply.
Open an account
{/* crypto */}
Now you can access crypto on a platform with the safeguards of a bank!
-
Federal oversight.
SoFi is the first and only national chartered bank where retail customers can buy, sell, and hold 25+ cryptocurrencies.
-
All in one app.
Own crypto—and bank, borrow, and invest—all without switching platforms.
-
Built-in guidance.
Feel confident with an in-app guide that teaches you the ins and outs at every stage.
Learn more
{/* INVEST */}
Put your money to work.
Plan ways to build wealth with an
easy-to-use app.
-
Self-directed investing.
Access stocks, ETFs, IPOs at IPO prices, alternative investments, and options all on one platform with SoFi Securities.
-
Robo investing.
You don’t have to do it yourself! Let SoFi ask you some questions about your preferences to help build your portfolio for you with SoFi Wealth.
-
Financial planners.
Everybody has questions. Get the answers you need by booking a complimentary one-time, 30-minute session with a SoFi Financial Planner.
Learn more
Did you know SoFi is the all-in-one app where you can bank, borrow, invest, and own crypto?
“Right now over 50% of Americans don’t think they’ll hit their financial goals! But SoFi’s got your back. — Vivian Tu”
Source: Empower, 2025
{/* horizon */}
I’m sitting down with inspiring guests to ask them everything you’ve ever wanted to know about their careers, ambitions, and finances. Tune in on SoFi’s YouTube channel to watch these conversations that will help teach you how to use money to live your best life!
Watch and subscribe
Jul
26
2023
Registration Page | Student Loan Refinancing
See light at the end of your student loans.
Refi with SoFi. You could save thousands and get to your goals faster.^
-
Competitive fixed rates
-
Absolutely no fees
-
You could save thousands with a lower rate or monthly payment.
Jul
25
2023
DM – HL Prospect Trigger
With a SoFi Mortgage,
You’re eligible for a
$1,000 cash bonus.*
Here’s a great reason to choose SoFi for your next home
purchase or refi. Get a $1,000 cash bonus into a SoFi Checking
and Savings account once your loan is funded! Start by viewing your
rate-it takes minutes and won’t affect your credit score.†
Don’t worry—checking your rate will not affect your credit score.†
Why SoFi
Mortgages?
Help when you need it.
Our Mortgage Loan Officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.
Flexible loan options
✓ Choose from 10-, 15-, 20-, and 30-year fixed terms5-8
Simple online application. One-on-one help.
Buying a home shouldn’t be so painful–our online application is simple, and we have dedicated Mortgage Loan Officers to guide you through the process from start to finish.
Low down payment options
Down payments as low as 3% for first-time borrowers, or as low as 5% for other borrowers.^
Private Mortgage Insurance (PMI) is an insurance that protects lenders in the event of loan default.
^ SoFi requires PMI for conforming home loans with a loan-to-value (LTV) ratio greater than 80%.
Lock in today’s low rate and find the home you love.
Our new Lock and Look feature² allows you to lock in your low rate for 91 days while you search for the perfect place to call home.
Close. On. Time.
Guaranteed.
You deserve a more zen mortgage. Our Mortgage Loan Officers are personally dedicated to closing your loan on-time – backed up by a $5,000 guarantee offer.‡
⁵ 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 5.875%, LTV 80% is $2141.00 for full Principal and Interest Payments with $6030.92 due at closing. The Annual Percentage Rate is 6.117%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁶ 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.750%, LTV 80% is $2542.00 for full Principal and Interest Payments with $6041.78 due at closing. The Annual Percentage Rate is 6.072%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁷ 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $2886.00 for full Principal and Interest Payments with $4901.48 due at closing. The Annual Percentage Rate is 5.474%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁸ 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.250%, LTV 80% is $3884.00 for full Principal and Interest Payments with $5194.70 due at closing. The Annual Percentage Rate is 5.767%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
Stay up to date on the latest business news and stock market happenings.