SoFi Blog

Tips and news—
for your financial moves.

Personal Loan – Registered 2 | SoFi


Low fixed rates. Personal loans made easy.

Compared with high-interest debt, a SoFi Personal Loan is simply better.
✓ Low fixed rates.
✓ Flexible terms.
✓ Get $5K to $100K¹ as soon as the same day you’re approved.*


View your rate




BTW it’s a soft inquiry, so it won’t affect your credit score.

Best Personal Loan of 2024

SoFi’s Personal Loan was named NerdWallet’s 2024 winner for Best Personal Loan Overall. Come see why.

  • Easy Experience

    View your rate in 60 seconds—without affecting your credit score. Apply online from start to finish and get access to live, U.S.-based customer support, seven days a week.

  • Low Fixed Rates

    Compared to high-interest credit cards, a SoFi Personal Loan is a better way to pay and save. Borrow $5K-$100K and consolidate your debt into one manageable monthly payment.

  • Same-Day Funding*

    Whether you’re consolidating high rate credit card debt, covering a major expense or renovating your home, you’ll be able to get your funds as quickly as the same day your loan is approved.


View your rate

Without impacting your credit score


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Branded Reg – Rams Draft Lab Sweeps

Good credit health begins here.



  • Get actionable financial insights—track your credit,
    spending, and more.



  • Score weekly updates and alerts—so you always know
    where you stand.



  • Get on the field—sign up for credit score monitoring for
    a chance to win the ultimate Rams’ home opener
    experience.*

Good credit health begins here.



  • Get actionable financial insights—track your credit,
    spending, and more.



  • Score weekly updates and alerts—so you always know
    where you stand.



  • Join the team—SoFi Bank, N.A., is the Official Bank of
    the Los Angeles Rams.



  • Get on the field—sign up for credit score monitoring for
    a chance to win the ultimate Rams’ home opener
    experience.*

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Tax Season Resource Guide

Tax Season 2025

Guide to Understanding Your Taxes

Whether your goal is to lower your taxes or just file them on time, the key is preparation. To answer your tax questions, we’ve compiled a selection of informational articles on such key tax topics as capital gains, retirement savings, stock options, refunds, and more.


For questions about your SoFi account and taxes,
visit our Help Center.


Tax Forms

You’ll receive many documents during tax time. Here are the most common forms explained, and how to track down any that are missing.





Filing Your Income Taxes

Whether you’re preparing your return yourself or using a tax accountant, these how-tos and tips will help.





Getting Your Tax Refund

Expecting a tax refund? Learn about IRS refund processing times and how to get yours fast.





Investing & Taxes

Learn how investment income from dividends, interest, capital gains, and cryptocurrency is taxed.




Retirement & Taxes

Planning for retirement includes considering your current and future taxes. These articles will help you understand your options.


Employee Stock Options & Taxes

If your compensation includes equity, it’s important to know the tax implications.





Student Loans & Taxes

Learn how student loans and student loan forgiveness can affect your tax situation.




Self-Employed & Small Business Taxes

If you’re a small business owner or self-employed freelancer, doing your taxes can be involved. Get information here on your tax payments and benefits.




Frequently Asked Questions

Do you have more tax questions? SoFi has answers!





Tax IRS Resources

The following links can help you file, pay, and check on the status of your taxes.

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Registration Page | Private Student Loans | Undergraduate Student Loans

SoFi’s undergraduate student loans
are a better way to pay for school.

SoFi’s undergraduate student loans are a better way to pay for school.



  • SoFi will cover all your school-certified costs.



  • No fees—no origination fees, no late fees, and no insufficient funds fees.



  • You could get a 0.25% rate discount with autopay*, plus another 0.125% discount for multiple loans to support multiple kids in college.



  • Choose from fixed rates as low as 3.18% (with autopay) or variable rates as low as 4.39% (with autopay).

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