Student Loan Refinance Affiliates – Nerdwallet
Refinance Student Loans
Save thousands
on your student loans.
Checking your rate will not affect your credit score✝.
SoFi is a leading student loan refinancing provider.
in refinanced student loans
members who’ve refinanced
Pick the loan that works for you.
Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
Investing in people who invest in themselves.
Accelerate your
career
Take your career to the next level with expert guidance from SoFi Career Coaches.
Experience the
SoFi community
Our member events range from dinners and happy hours to panel sessions and networking opportunities.
Get exclusive member
rate discounts
Get a 0.125% rate discount on additional SoFi loans—just for being a member.✝✝
How it works:
The student loan refinancing process is fast, easy, and can be done entirely online.
New Term
APR
5-year
4.03%
7-year
4.57%
10-year
4.98%
View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.
Get pre-approved online in just two minutes.
We’ll let you know if you’re qualified before you finish the full application.
Select your rate and term.
Choose between saving on your monthly payment or saving on total student loan interest.
Verify your info and sign.
Upload screenshots of your information, then sign your paperwork electronically.
Switch to one low-rate monthly payment.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won’t affect your credit score.✝
SoFi in the news
Get started
in minutes.
Speed matters. Which is why you can check loan rates or start investing online—in just minutes.
Referee Page: Money (New)
wants you
to get $75.
Get a $75 welcome bonus when you sign up for SoFi Money® and make two direct deposits of at least $500 each-plus, you can get ATM fees reimbursed and spend on a debit card with no account fees.
Helping members reach
financial independence since 2011.
Save, spend, and earn—all in one product.
Coming soon: Cash back rewards
With SoFi Money you’ll earn cash back rewards any time you spend on brands you love.
Pay no account fees
We don’t think your money should cost you money. That’s why we don’t charge account fees.
ATM fees reimbursed—worldwide2
Use any ATM worldwide that accepts Mastercard® and we’ll reimburse you for the fees.
Quick sign up
Sign up for SoFi Money and open an account in minutes. It’s that easy.
We work hard to give you high interest and charge no account fees. With that in mind, our interest rates, fees charged, and ATM fee reimbursement policies are subject to change at any time. See our terms and conditions.
Official Rules
*Please note that any friend whom you’d like to refer must use your specific referral link to sign up for the product they want. Only one referral reward and one welcome bonus per new customer: you will not receive multiple referral bonuses for the same friend taking out multiple loans or products, nor will your friend receive multiple welcome bonuses for taking out multiple loans or products. SoFi mortgages are never eligible for the SoFi Referral Program. Additional terms and conditions apply.
Program terms
Terms and conditions
Please try again later.
Please check with the person who referred you to make sure they gave you the right link.
Private Student Loans – BD
Private Student Loans
Can you love a student loan?
Absolutely.
SoFi’s helping students pay for school
with our no-fee private student loans.
Checking your rate will not affect your credit score✝︎.
Here to help you pay for school.
Get competitive-rate in-school loans that work for you. SoFi makes the process simple—so paying for school is stress-free.
All online. All easy.
We’re making it easy to apply and add a cosigner to your application in minutes.
No fees. No fuss.
No fees means no fees. That means no origination fees, no late fees, and no insufficient fund fees. Period.
Repay your way.
SoFi has flexible repayment options to help you find the loan that fits your budget.
Loans that work for you.
Undergraduate Loans
SoFi helps undergrads pay for college without the hassle. See rates and terms in just minutes—and get access to tips, tools, and resources along the way.
Graduate Loans
Go to grad school and focus on your degree—not your debt. SoFi helps graduate students get low-rate loans and pay them back on their own terms.
Law & MBA Loans
Now future lawyers and tomorrow’s leaders of industry can pay for law or business school with premium, low-rate loans offered by SoFi.
Parent Loans
Parents rejoice: now you can pay your child’s tuition with a flexible, low-rate parent loan. SoFi’s application is quick and easy—and the repayment plans are flexible.
We know student loans.
#1
student loan refinancing company
550,000+
members have refinanced their student loans
98%
of surveyed members would recommend SoFi to a friend ✝✝
Helpful member benefits
Your go-to guide for college financial planning.
SoFi members now have complimentary access to Edmit Plus—a tool that helps estimate financial aid, compare cost of attendance, or learn more about the merit aid and scholarships available.
Edmit receives compensation from SoFi on a per-funded loan basis. SoFi does not guarantee the accuracy of information provided by Edmit, its affiliates or subsidiaries. Enrollment in Offer available to SoFi members only. Edmit does not guarantee eligibility for a SoFi loan product. Terms and conditions apply, and are subject to change.
FAQs
Find your rate in just a few clicks.
Student Loan Refinance – Affiliates
Refinance Student Loans
Save thousands
on your student loans.
Checking your rate will not affect your credit score✝.
SoFi is a leading student loan refinancing provider.
in refinanced student loans
members who’ve refinanced
Pick the loan that works for you.
Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
Investing in people who invest in themselves.
Accelerate your
career
Take your career to the next level with expert guidance from SoFi Career Coaches.
Experience the
SoFi community
Our member events range from dinners and happy hours to panel sessions and networking opportunities.
Get exclusive member
rate discounts
Get a 0.125% rate discount on additional SoFi loans—just for being a member.✝✝
How it works:
The student loan refinancing process is fast, easy, and can be done entirely online.
New Term
APR
5-year
4.03%
7-year
4.57%
10-year
4.98%
View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.
Get pre-approved online in just two minutes.
We’ll let you know if you’re qualified before you finish the full application.
Select your rate and term.
Choose between saving on your monthly payment or saving on total student loan interest.
Verify your info and sign.
Upload screenshots of your information, then sign your paperwork electronically.
Switch to one low-rate monthly payment.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won’t affect your credit score.✝
SoFi in the news
Get started
in minutes.
Speed matters. Which is why you can check loan rates or start investing online—in just minutes.
SoFi Referral Program | Join SoFi Today
Welcome to the
SoFi Referral Program.
has referred you to SoFi. Browse our offerings below—and discover
the bonuses* available to you for signing up.
Student Loan Refinancing
Get $300 when your loan is funded.
Personal Loans
Get $300 when your loan is funded.
Helping members reach
financial independence since 2011.
Whether you’re refinancing your loans or making a major purchase, we’ve got you covered.
Official Rules
The following describes the terms of service which apply to participation in the referral or account opening promotional programs (collectively, the “Referral Programs“) currently offered by Social Finance, LLC (“SoFi“) and its affiliates. If you wish to participate in any Referral Program described below, you agree to the terms for such Referral Program described in Part I below, as well as the General Terms and Conditions in Part II, which apply to all Referral Programs.
*Please note that any friend whom you’d like to refer must use your specific referral link to sign up for the product they want. Only one referral reward and one welcome bonus per new customer: you will not receive multiple referral bonuses for the same friend taking out multiple loans or products, nor will your friend receive multiple welcome bonuses for taking out multiple loans or products. SoFi mortgages are never eligible for the SoFi Referral Program. Additional terms and conditions apply.
Program terms-Part I
General Terms and Conditions-Part II
Please try again later
Please check with the person who referred you to make sure they gave you the right link.
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