When we started SoFi back in 2011, my co-founders and I felt we were on to something special.  We knew there was a problem with financial services, and we wanted to fix it.  Two-plus years and 5,000 members later, our original vision is coming to fruition.  The $80 million round we closed in April will help solidify our position as something much more than a student loan business.  We are on a path to deliver a better model for consumer finance.

Want to know the secret to an effective job search?  Here it is: There is no secret – at least not one that works for everybody.

Are there best practices?  Absolutely, and you probably already know most of them.  Are there wrong ways to go about it?  Yes, and they’re pretty obvious, too.  But if anyone tells you that the secret to getting a job is “doing X to your resume” or “doing Y with your LinkedIn account,” they’re missing a critical point – which is that every candidate is different and therefore needs to take a different approach.

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Why choose SoFi?

Since 2011, we’ve helped over 515,000 members refinance their student loan debt. Here’s just a bit of what they enjoy:

• Serious savings.
  Zero fees required.
  

  You could save thousands with a lower interest rate and no fees required.

• Easy online process

  Your time matters. View your
  rate in two minutes.

• Member benefits

  Access SoFi Travel benefits³, our debt summary tool, rewards points to pay toward loans⁴, and more.

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Real stories from real grads.

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How refinancing student loans works at SoFi.

View your rate

 Checking your rate will not affect your credit score.^†

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FAQs

See all FAQs

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Tips and resources for
student loan refinancing.

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Get help from a human.

Ask questions and get help every step of the way from our live customer support team.

Operating hours:

Monday–Thursday 5am–7pm PT

Friday–Sunday 5am–5pm PT

Contact us

Contact us

Refinancing is a great solution for working graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans. Federal loans do carry some special benefits, for example, public service forgiveness and economic hardship programs, that may not be accessible to you after you refinance. Check out this blog post that provide more information: When to Consolidate Federal and Private Loans by Refinancing. Or, call us for a free consultation about your particular situation.

April 15^th is a few weeks away; have you filed your tax return yet?

If the answer is yes, you’re not alone.  The IRS reported last week that it has already received about a third of the individual tax returns that it expects to process this year.  They’ve also issued more than 40 million refunds so far, at an average amount of $3155.

Investing your tax return instead of spending it

If you’re one of the happy refundees, that money may be burning a hole in your bank account as we speak.  Before you squander it on something you won’t remember by tax time next year, consider using it for something that can actually help you save or even earn money in the long run.  Here are four ideas: