SoFi Blog

Tips and news—
for your financial moves.

5 ways to tell if person you're dating is a good money match

5 Ways To Tell If the Person You’re Dating Is a Good “Money Match”

It’s not exactly the most fun thing to sit down and figure out whether the person you’re dating is on the same page as you financially—in fact, you could practically call it a buzzkill. But if you’re serious about one another, talking about credit scores, budgets, and debt is not something you should put off, because one money mistake can be all it takes to get you into serious and immediate financial trouble.

It’s hard enough to budget and track your own spending and saving habits, but when your dreams are shared and depend on the equal due diligence of another person, you have even less control over how quickly you get there. So you’ll want to find out sooner rather than later if you align on how you handle your money, before it potentially becomes an issue.

Here are five tips to help you determine whether you and your partner are a good “money match.”

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Personal Loans – Members

Personal Loans

Personal loans, made more personal.

SoFi members save an average of $147*.

Fixed Personal Loan Rates range from 8.74% APR
to 35.49% APR (with AutoPay, plus rate discount)5.

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Checking your rate will not affect your credit score.

Pay off credit cards or invest in a major purchase

Are you paying more than 16% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.


Why Choose A Sofi Personal Loan?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 8.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

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Personal Loan Comparison6

Here’s how SoFi Personal Loans compare

SoFi Members Lending Club Discover Personal Loan Credit Cards
APR range

Fixed Rates

8.74% – 35.49%

(with AutoPay, plus rate discount)5

5.99 – 35.89% 6.99 – 24.99% 12.00 – 22.86%6
Fees No Hidden Fees 1 – 5% Origination Fee No Fees 3% Balance Transfer Fee
Term 2, 3, 4, 5, 6 or 7 years 3 or 5 years 3, 4, 5, 6, or 7 years Rolling
Amount $5,000 – $100,000 $1,000 – $40,000 $2,500 – $35,000 Varies
Unemployment Protection4 Yes No No No



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Questions? Call us for a free consultation at 855-456-7634.

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Trading Up for a New Job in 2017: Here's Your 6-Step Game Plan

Trading Up for a New Job in 2017: Here’s Your 6-Step Game Plan

Is 2017 the year you score a new and exciting job? If so, you’ll need a plan. Whether you want to move up within your current organization or land a bigger, better position elsewhere, here are six steps to help you think through your game plan.

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How One Attorney Paid Off Six-Figure law school student loan debt

Five Years to Becoming a Debt-Free JD: How One Attorney Paid Off Six-Figure Law School Debt

Law careers are traditionally viewed as lucrative and enviable. Yet, many attorneys are saddled with mortgage-sized law school debt after graduation.

About five years ago, Harvard Law School left one law school grad and blogger, DebtFreeJD, with nearly $150,000 in student loan debt. After a few years of payments, she’d made a $25,000 dent in that total. Then, she and her husband made an ambitious vow to tackle her remaining law school debt in one year and two months—about the same amount of time it took to build the Empire State Building. Today, thanks to diligence and a refinance, she has earned her DebtFreeJD moniker.

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How to make your home renovation work within budget

How to Refine Remodeling Plans to Fit Your Budget

Editor’s Note: The following article on home renovation and budgeting originally appeared on our web partner Houzz’s website. It is the second part to Houzz’s Dream to Done series – home renovation advice on a budget. Some of the content has been slightly edited from its original version.

Matching your renovation dreams and dollars can sometimes feel like a challenge. But there’s a lot you can do to get the look you want at the right price. In the first story in this series, we laid out the steps in choosing the pros you will work with and setting an initial budget.

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