Personal Loan – Home Improvement – Joist (BD)
Pay off debt quicker with a debt consolidation loan.
Are you paying more than 10% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With low rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.
No origination fees in most states, no prepayment penalties.
So Easy
Find Your Rate
Get pre-qualified online with no hidden fees and no obligation.
Select Your Loan & Apply
Choose the loan that works for you and complete your application.
Sign electronically and receive your funds
Sign your documents and funds are deposited to your account.
Payment Examples
Fixed Rate Loans
| Term | Origination Fee |
Rate (APR) |
No. of Payments |
Monthly Payment |
Total Payments |
|---|---|---|---|---|---|
| 2 Years | None | 8.74% – 35.49% | 24 | $1,366.97 – $1,763.32 | $32,807.19 – $42,319.74 |
| 3 Years | None | 10.08% – 35.49% | 36 | $969.14 – $1,365.41 | $34,889.14 – $49,154.90 |
| 4 Years | None | 10.93% – 35.49% | 48 | $774.35 – $1,178.04 | $37,168.62 – $56,545.80 |
| 5 Years | None | 12.16% – 35.49% | 60 | $669.76 – $1,074.14 | $40,185.69 – $64,448.26 |
| 6 Years | None | 13.16% – 35.49% | 72 | $604.76 – $1,011.27 | $43,542.68 – $72,811.45 |
| 7 Years | None | 13.49% – 35.49% | 84 | $553.78 – $971.20 | $46,517.72 – $81,581.10 |
Questions? Call us for a free consultation at 855-456-7634
Student Loan Refinance – BD Gilt $200 Bonus
Refinance Student Loans
Save thousands on your student loans.
Checking your rate will not affect your credit score✝.
Pick the loan that works for you.
Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
Investing in people who invest in themselves.
Accelerate your
career
Take your career to the next level with expert guidance from SoFi Career Coaches.
Experience the
SoFi community
Our member events range from dinners and happy hours to panel sessions and networking opportunities.
Access SoFi Wealth,
LLC advisors
Our licensed SoFi Wealth, LLC advisors are here to help you manage your money and start investing. No trading, transfer, custodian, or commission fees.
How it works:
The student loan refinancing process is fast, easy, and can be done entirely online.
New Term
APR
Illustrative
Lifetime Savings
5-year
4.03%
$13,680
7-year
4.57%
$16,963
10-year
4.98%
$15,511
View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.
Get pre-approved online in just two minutes.
We’ll let you know if you’re qualified before you finish the full application.
Select your rate and term.
Choose between saving on your monthly payment or saving on total student loan interest.
Verify your info and sign.
Upload screenshots of your information, then sign your paperwork electronically.
Switch to one low-rate monthly payment.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won’t affect your credit score.✝
SoFi in the news
Get started
in minutes.
Speed matters. Which is why you can check loan rates or start investing online—in just minutes.
5 Little Resume Changes That Can Make a Big Difference
If you’ve been applying to job after job, but haven’t had many interviews, the culprit is likely your resume. Something within that document is telling hiring managers (or the automated systems that eventually lead to hiring managers) that you’re not the right fit for the role.
Read moreHow It Works: Customer Data Collection & Protection
How It Works is an ongoing series here on our blog, exploring and demystifying topics about which we hear often from our members and the public. Today, we’re taking a look at how we collect and protect customer data.
Read moreStudent Loan Refinance – Turbo ($200 Welcome Bonus)
Refinance Student Loans
Save thousands on your student loans.
Checking your rate will not affect your credit score✝.
Pick the loan that works for you.
Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
Investing in people who invest in themselves.
Accelerate your
career
Take your career to the next level with expert guidance from SoFi Career Coaches.
Experience the
SoFi community
Our member events range from dinners and happy hours to panel sessions and networking opportunities.
Access SoFi Wealth,
LLC advisors
Our licensed SoFi Wealth, LLC advisors are here to help you manage your money and start investing. No trading, transfer, custodian, or commission fees.
How it works:
The student loan refinancing process is fast, easy, and can be done entirely online.
Term
Interest
Rate
Lifetime
Savings
5-year
3.25%
$13,033
7-year
3.925%
$14,467
10-year
4.375%
$15,724
Assumes 96K loan balance and all other assumptions used for new savings calc.
Get pre-approved online in just two minutes.
We’ll let you know if you’re qualified before you finish the full application.
Select your rate and term.
Choose between saving on your monthly payment or saving on total student loan interest.
Verify your info and sign.
Upload screenshots of your information, then sign your paperwork electronically.
Switch to one low monthly payment.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won’t affect your credit score.✝
SoFi in the news
Get started
in minutes.
Speed matters. Which is why you can check loan rates or start investing online—in just minutes.
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