The earlier you pay, the more you can save. For example, making payments while in school and picking shorter loan terms can help you pay the loan off as quickly as possible. That can help you save on your overall interest charges, which helps reduce your total payments on your loan.

You can also get a 0.25% interest rate reduction when you sign up to make automated payments from your checking or savings account. Learn more about SoFi’s autopay discount on our repayment options and examples page.

If you have taken out a private student loan with SoFi before, we’ll give you a 0.125% discount automatically when you take out your new loan.*

*0.125% Return Borrower Rate Discount: Terms and conditions apply. Offer good for private student loan customers who have previously borrowed a private student loan from SoFi and are taking out a subsequent loan only, and subject to lender approval. To receive the offer, you must meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, the interest rate shown in the Final Disclosure Statement will include an additional 0.125% rate discount because you have borrowed a private student loan from SoFi in the past. Offer good for existing private student loan borrowers only. Cannot be combined with other rate discounts, with the exception of the 0.25% AutoPay rate discount. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.

Find out more about SoFi’s Member Rate Discount eligibility requirements here.

You can sell any amount you’d like, but the smallest denomination we support is up to 5 decimal places. In fact, if the fraction is super small, there is a possibility that we won’t be able to execute the trade due to market movement. For example, if the price of a stock drops at all, a $0.00001 sale could end up failing to execute. But that’s an edge case. For example, if you are trying to sell a small fraction of a share and the market moves downward, the sale amount could be less than a penny which would cause the trade to be cancelled.

If you’re a college student, you’ll almost certainly need to take plenty of tests, especially during the midterm and final exam periods each semester. This can be a stressful time, as it’s likely these tests will have a big impact on your grades.

Strategies for how to handle exam stress most effectively will vary from student to student, but it’s important to get the emotional support you need from friends, family members, and classmates. For example, you could think about the good friend who makes you laugh and puts life into perspective—then call, text, or visit them.

Being prepared can also help you deal with stress. We’ve pulled together six strategies that might make test-taking season easier by ensuring that you’re well prepared.

Of course, there’s nothing wrong with giving expectant parents baby clothes (and those adorable little outfits can be so tempting to buy!). But, babies grow out of clothing quickly. Depending upon how fast they grow, you may purchase clothing that seasonally just doesn’t match with the baby’s size—and so, they never get worn.

Instead of buying the first cute outfit you see, think about a gift that might be more impactful than clothes. We’ve compiled five new baby gift ideas that are both thoughtful and practical—and go beyond the onesie.

These gifts range from those that can meet an immediate need to those that help parents to plan for their child’s future. Each of these ideas will work just as well as new baby girl gifts as they do for baby boys (and vice versa!).