So, you made an investment that didn’t work out. The first step is to take a deep breath.

Bad investments can happen. One misstep doesn’t mean you can’t recover your investment. In the long run, it may even make you a more experienced and skillful investor.

An investment, by nature, is some sort of deployment of capital in order to make a profit. Investors should know that in order to make money, they might have to take a risk.

In fact, risk and return are two sides of the same coin. Generally speaking, to have a chance at a higher reward, you must assume a higher risk. Assuming risk means taking the chance that you might lose money. There are no free lunches.

There’s been a lot of buzz lately about who has the upper hand in the current real estate market—buyers or sellers. In recent years, the supply of existing homes for sale has fallen below demand, leading to a real estate market that tends to favor sellers.

Now, it seems the market may be changing, providing better opportunities for prospective buyers, at least in some locations. “It could even become a nationwide trend by mid to late 2020, as supply and demand conditions change,” according to the Home Buying Institute .

If you’re a homeowner—or hoping to become one—you’ve probably heard the terms “seller’s market” and “buyer’s market.” It’s all about how many homes are for sale, how many people are seeking to buy, and how that affects prices and the speed at which homes sell.

Checking your rate will not affect your credit score.^✝

SoFi is a leading

student loan

refinancing provider.

How it works

>

FAQs

Find your rate in just two minutes.

Fall is approaching, and that means two things: fall leaves and the sounds of thousands of harried parents navigating increasingly long back-to-school lists. From pencils and notebooks to new school uniforms, your shopping list might be a mile long. For some parents, this back-to-school season will be the first time their kid heads off to school with a new cell phone in their backpack.

If grabbing your child their first cell phone is on your back-to-school to-do list, there are some important things to consider before handing over a tricked-out smartphone to someone whose brain might not be fully developed yet. Deciding to get a cell phone for your child is a personal decision. Here’s what to know when it comes to making that decision.

Fall might bring falling leaves and trips to the apple orchard for cider and donuts, but it can also bring a whole lot of stress, especially when it comes to back to school. As your student gets ready for a new year, you’re overwhelmed with new school forms, back to school physicals, sports sign up forms, and of course, the dreaded back to school list.

Back to school lists seem to be getting longer and longer, with students expected to show up with everything from whiteboard markers to tissues. Wondering how to save money on school supplies?

Just because your list gets longer every year doesn’t mean that you have to spend more. With back to school shopping sales and some creative reuse, there are many ways to save on school supplies.