SoFi Blog

Tips and news—
for your financial moves.

DM – PL Prospect (January 2023)

Personal loans
made easy.

Compared with high-interest debt, a SoFi Personal Loan is simply better.

✓ Low fixed rates
✓ Get $5K to $100K as soon as the same day you sign.1
✓ Unemployment protection for peace of mind.2

See rates in 60 seconds with no impact to your credit score.✝︎

Confirmation # required




Where’s my confirmation #?

Your confirmation # is a 13—digit code on the right hand side of the SoFi offer you received in the mail.

Don’t worry—checking your rate will not affect your credit score.†︎

Save thousands with a low-rate

SoFi Personal Loan.

SoFi
Personal
Loan

High—
interest rate credit card

Balance

$33,097

Interest Rate

13.56% APR*

Monthly Payment

$762

5-Year Interest
Paid

$12,658

Balance

$33,097

Interest Rate

21.20% APR

Monthly Payment

$899

5-Year Interest
Paid

$20,849

Estimated savings with SoFi

$8,191


Example chart shows calculations based on a 5 year SoFi Personal Loan with a fixed rate of 13.56% APR, which is the rounded average median funded APR for SoFi Personal Loan borrowers who took out a loan with a 5 year term” from November 1 2021- November 1 2022. Lowest rates are reserved for the most qualified borrowers. The ‘High-Interest Rate Credit-Card’ APR shown is the average credit card APR reported by Wallethub for Q3 2022 under their Good Credit category. The savings estimate also assumes that the borrower doesn’t take out any additional credit card debt during the same period. Both calculations assume 60 total monthly payments and no pre-payment amounts.

*

Click here for APR information

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