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Confused About Your Student Loans? You’re Not Alone

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If you have federal student loans, you’ve endured a lot of uncertainty over the past five years.

It started with the pandemic payment pause — and all the guessing about when monthly bills would resume. Then starkly different policy agendas made things even more unpredictable, moving proposals for loan forgiveness and payment plans in and out of contention.

Now it’s not clear how the $1.6 trillion federal student loan portfolio will be managed should the Trump administration convince Congress to close the Department of Education.

And there have been legal challenges all along the way. These make it hard for borrowers to know which policies will stick, let alone to understand and navigate their options.

Right now payment plans are the big question mark. Borrowers are venting about the latest developments on social media, and the frustration is palpable.

Many complain about confusing communications and changing timelines. Others are worried about losing forgiveness options. Some have reported sudden increases in their monthly payment amounts that they don’t understand.

The uncertainty may be discouraging, but don’t let it derail you: If you don’t understand your bill or can’t afford your payments, ask your loan servicer for help.

If you fall behind, you risk damaging your credit score and losing any future eligibility for loans, aid or forbearance. Plus, the government can offset your tax refund or garnish your wages or Social Security.

If you enrolled in SAVE — a payment plan that’s been blocked by a federal appeals court — take advantage of the interest-free forbearance period to build up savings, recommends Mark Kantrowitz, a nationally recognized student loan expert.

Payment amounts would almost certainly be higher under another income-based plan, so extra cash could be especially useful when monthly bills resume, he said.

One caveat here: Since the latest SAVE court ruling was announced, application processing and income certifications for SAVE as well as other income-based payment plans have been delayed so that loan servicers can update their systems.

These delays may be one reason some borrowers have reported abrupt increases in their monthly payment amounts. But “loan servicers are actively working to move those affected borrowers back to the monthly payment amount based on their income and family size,” according to the Federal Student Aid website.

So what? The situation with federal student loans can be overwhelming. Protect yourself by staying informed, engaged, and proactive. (Here’s a list of student loan organizations that can help with information and advice.)

Keep a paper trail and check your account regularly. And if you’re struggling to make your payments or can’t make sense of your bill, reach out to your loan servicer to discuss your options.

Related Reading

•  Proposed Department of Education Shutdown: Student Loan Implications (SoFi)

•  Key Student Loan Repayment Applications Reopen, but Processing Is Paused (Nerdwallet)

•  Here are Some Student Loan Repayment Tips Amid Challenging Times for Borrowers (CNBC)


Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.

The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.

SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.

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Week Ahead on Wall Street: Earnings Showdown

Macro Check

This earnings season carries particular significance given the dramatic and ongoing upheaval around trade policy. As it heats up this week, several influential banking and technology companies will deliver valuable insights into both corporate health and broader economic trends.

Tariffs will probably raise most businesses’ input costs – but by how much remains uncertain. While analysts currently expect S&P 500 earnings per share to grow 6.2% year-over-year (a seventh consecutive quarter of growth), estimates have been revised down 0.5% over the last month.

In addition to the numbers themselves, what management teams say on shifts in pricing strategies and consumer behavior will be of great interest to investors in light of… everything.

Alongside the earnings results, we’ll also get updates on a broad mix of economic indicators including retail sales, industrial production, and housing starts. Any major surprises illuminated by these datapoints could provide important context for earnings results and help flesh out the possible impact of tariffs.

Economic and Earnings Calendar

Monday

•   March New York Fed Survey of Consumer Expectations: This is a measure of peoples’ expectations for inflation, jobs prospects, earnings growth, and more.

•   Fedspeak: Philadelphia Fed President Patrick Harker speaks on the role of the Federal Reserve. Atlanta Fed President Raphael Bostic will participate in a moderated discussion on monetary policy.

•   Earnings: Goldman Sachs Group (GS), M&T Bank (MTB)

Tuesday

•   April Empire State Manufacturing Activity: The New York Fed’s survey of manufacturing executives in the region on business conditions and their outlook.

•   March Import/Export Price Indexes: These indexes track the changes in the prices of nonmilitary goods and services traded between the U.S. and the rest of the world.

•   Earnings: Bank of America (BAC), Citigroup (C), JB Hunt Transport Services (JBHT), Johnson & Johnson (JNJ), Omnicom Group (OMC), PNC Financial Services Group (PNC), United Airlines (UAL)

Wednesday

•   March Retail Sales: This measures spending at retail stores and is a key indicator of consumer demand.

•   April New York Services Activity: The New York Fed’s survey of manufacturing executives in the region on business conditions and their outlook.

•   March Industrial Production and Capacity Utilization: The industrial sector accounts for much of the cyclical swings in economic activity.
April NAHB Housing Market Index: This index tracks how homebuilders feel about the current and future state of the single-family housing market.

•   Weekly Mortgage Applications: Mortgage activity gives insight on demand conditions in the housing market.

•   Fedspeak: Cleveland Fed President Beth Hammack will participate in a moderated Q&A event called Fed 101. Fed Chair Jerome Powell will speak at an Economic Club of Chicago event. Kansas City Fed President Jeff Schmid will speak with Dallas Fed President Lorie Logan at an event on the economy and community banking.

•   Earnings: Abbott Laboratories (ABT), Citizens Financial Group (CFG), CSX (CSX), Kinder Morgan (KMI), Progressive (PGR), Prologis (PLD), Travelers Companies (TRV), US Bancorp (USB)

Thursday

•   March Building Permits and Housing Starts: Construction data is a leading indicator of economic activity.

•   April Philadelphia Fed Manufacturing Activity: The Philadelphia Fed’s survey of manufacturing executives in the region on business conditions and their outlook.

•   Weekly Jobless Claims: This high frequency labor market data gives insight into filings for unemployment benefits. Jobless claims have continued to show a labor market that remains strong despite having cooled.

•   Earnings: American Express (AXP), Blackstone Group LP (BX), DR Horton (DHI), Fifth Third Bancorp (FITB), Huntington Bancshares (HBAN), KeyCorp (KEY), Las Vegas Sands (LVS), Marsh & McLennan Companies (MMC), Netflix (NFLX), Regions Financial (RF), Charles Schwab (SCHW), Snap-on (SNA), State Street (STT), Truist Financial (TFC), UnitedHealth Group (UNH)

Friday

•   Markets are closed for Good Friday.

•   Fedspeak: San Francisco Fed President will participate in a moderated conversation at the Fisher Center for Real Estate & Urban Economics at UC Berkeley.

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Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.

The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.

SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.

Read more

Houston Housing Market: Trends & Prices


Houston Housing Market: Trends & Prices (2025)

On this page:

    Houston Real Estate Market Overview

    By Jacqueline DeMarco

    (Last Updated – 4/2025)

    Houston offers residents a unique blend of southern charm and a metropolitan feel. As the fourth most populous city in the U.S., Houston has over 2.3 million residents.

    Houston was also named the fifth most diverse city in America by WalletHub, and there are more than 145 languages spoken in the city.

    And of course, who can forget Houston’s history of supporting space travel? Home to the Johnson Space Center, Houston has been the home base for training American astronauts for more than three decades. Houston has even earned the nickname Space City.

    Houston is one of the hottest hot real estate markets in the nation, largely due to its diverse economy, thriving energy industry, and strong demand for housing.

    Redfin reports that the average house price in Houston remained the same compared to the previous year, as of February 2025. Homes typically spent 58 days on the market and received two offers.


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    $340,000

    Median Home Price

    $182

    Median Price Per Sq. Ft

    51 days

    Median Days on Market

    Houston Housing Market Forecast

    If you’re looking to make Houston your longtime home, you may be curious about what the Houston housing market forecast looks like.

    According to Zillow, Houston home values have remained around the same for several years after peaking in mid-2022. Houses are taking slightly longer to sell, which means if you’re looking for something in your budget, you may be able to get a home you fall in love with in Houston. The playing field for buyers and sellers is leveling out in Space City.

    Housing market forecast chart

    *Graph taken from Zillow as of 2/2025

    Demographics of the Houston Market

    There is a little bit of something for everyone in Houston. From opera performances to pro sporting events, everyone is sure to find some pleasant ways to pass their time in this vibrant city.

    For nature lovers, Memorial Park’s 1,500 acres of greenery and outdoor recreational options like pools and tennis courts should do the trick.

    Before you get your heart set on a specific Houston neighborhood, consider checking out a few fast facts about the demographics of Houston.

    Median Household Income: $62,894

    Median Age: 34

    College Educated: 36%

    Homeowners: 42%

    Married: 43.35%

    Afton Oaks – River Oaks

    Enjoy a leisurely stroll amongst the rich canopy of old-growth hardwood trees that line the streets of Afton Oaks – River Oaks while you check out the single-family homes for sale in this historically rich combined “super neighborhood.”

    River Oaks has been noted as one of the best neighborhoods for home appreciation in Houston, with homes appreciating 53% over the last decade. The area has historical, often deed-restricted homes, with the convenience of close proximity to thriving cultural, retail, and professional opportunities.



    Quick Facts

    Population:

    23,872

    Median Age:

    36

    Housing Units:

    15,448

    Bike Score:

    58/100

    Walk Score:

    63/100

    Transit Score:

    43/100

    Median Household Income:

    $105,607

    Afton Oaks – River Oaks Housing Market

    Prospective Afton Oaks – River Oaks homebuyers have some leeway, but not much. The housing market in this charming Houston neighborhood has slowed in recent years, becoming not very competitive per Redfin’s data. Average homes sell in about 97 days, around 4% below list price. The most desirable homes in this neighborhood can move much faster, in about 13 days.

    Prices in the area are still on the rise, with the average home price in Afton Oaks – River Oaks up by 19.0% in February 2025 compared to last year.


    Median Sale Price

    $2.0 million

    Median Sale Price Per Sq. Ft.

    $517


    Greater Heights

    If you’re looking for close proximity to Downtown Houston, major freeways, and hubs of entertainment and employment, then Greater Heights may be the place you’ve been dreaming of.

    This diverse neighborhood has plenty of single-family homes, bungalows, and townhomes to choose from and is known for having well-kept yards.



    Quick Facts

    Population:

    43,920

    Median Age:

    35

    Housing Units:

    22,732

    Bike Score:

    63/100

    Walk Score:

    73/100

    Transit Score:

    45/100

    Median Household Income:

    $140,878

    Greater Heights Housing Market

    The Greater Heights housing market is heating up. As of February 2025, home values in this neighborhood rose by 11.6% compared to last year.

    Greater Heights homes have also shown a high appreciation rate: 43% over ten years.

    Some homes listed for sale in this somewhat competitive area receive multiple offers and sell in around 34 days. The good news for both buyers and sellers? The hottest homes in Greater Heights sell for around list price on average.


    Median Sale Price

    $651,645

    Median Sale Price Per Sq. Ft.

    $335


    Neartown – Montrose

    This eclectic and bohemian-feeling community enjoys a rich history of attracting free-spirited and creative residents, thanks to its affordable housing options that just so happen to be in close proximity to performance and entertainment venues. This evolving community offers vintage shops, trendy restaurants, and artistic pursuits galore.



    Quick Facts

    Population:

    29,043

    Median Age:

    36

    Housing Units:

    19,215

    Bike Score:

    73/100

    Walk Score:

    86/100

    Transit Score:

    54/100

    Meidan Household Income:

    $108,353

    Neartown – Montrose Housing Market

    Housing prices in the Neartown – Montrose neighborhood are down 4% as of February 2025 compared to last year, but buyers have time to shop around. Houses generally spend 48 days on the market in this area.

    If you happen to stumble upon your dream home, though, you may want to act fast. In-demand homes in this artsy neighborhood can sell for about list price and go pending in only around nine days.


    Median Sale Price

    $649,500

    Median Sale Price Per Sq. Ft.

    $261


    Museum District

    With 19 cultural institutions to explore in Houston’s Museum District, art lover residents will never be bored. The fun doesn’t stop at just fine and contemporary art.

    Movie buffs can stop by the 4D theater, and kids can enjoy the interactive Children’s Museum of Houston.



    Quick Facts

    Population:

    6,249

    Median Age:

    33

    Housing Units:

    3,364

    Bike Score:

    75/100

    Walk Score:

    74/100

    Transit Score:

    63/100

    Median Household Income:

    $102,003

    Museum District Housing Market

    With all of the amazing attractions the Museum District has to offer, it’s a somewhat competitive housing market. Homes for sale sometimes receive multiple offers, and they typically spend 61 days on the market. Good news for buyers: Homes sell for around 4% below list price on average.


    Median Sale Price

    $462,500

    Median Sale Price Per Sq. Ft.

    $231


    University Place

    Proximity to Rice University and the Texas Medical Center is all part of the appeal of living in the University Place neighborhood—as are the amazing retail options in the Village shopping district.

    This neighborhood is known for quite expensive homes that are deed-restricted.



    Quick Facts

    Population:

    15,295

    Median Age:

    36

    Housing Units:

    7,465

    Bike Score:

    76/100

    Walk Score:

    72/100

    Transit Score:

    58/100

    Median Household Income:

    $115,867

    University Place Housing Market

    If you find your ideal home in the University Place housing market, then you may need to act quickly. Some homes for sale in this area get multiple offers. The homes can sell for around 2% below list price, so don’t be afraid to haggle a little. The average homes in this neighborhood take a while to sell, spending around 53 days before they go pending. But the hottest ones can move in an average of just one week.


    Median Sale Price

    $892,000

    Median Sale Price Per Sq. Ft.

    $414



    SoFi Home Loans

    It’s easy to see why Houston has become such a popular market to buy a home in. There are some really amazing neighborhoods to choose from, whether you’re young and single or have a family to look after.

    If you think Houston could be your home sweet home, then you may need to consider your mortgage financing options.

    Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.

    SoFi Mortgages: simple, smart, and so affordable.




    View your rate

    FAQ

    What is the Houston real estate market forecast for 2025?

    Houston is considered a somewhat competitive market, and some homes still get multiple offers, though they are taking slightly longer to sell. The hottest homes can go to pending in an average of 14 days, and 13.2% of homes sell for above list price. The median sale price for homes is about the same as it was last year, around $340,000.

    Is Houston a buyer’s market?

    Many of the most popular neighborhoods in Houston have seen a reduction in the number of offers homes are receiving, and an increase in the number of days homes take to go pending. This trend can be an indicator that the city is more of a buyer’s market. However, home sale prices are still above list price for 13.2% of homes.

    What is the appreciation rate for houses in Houston?

    Appreciation rates will vary across Houston, but some neighborhoods stand out as real performers. One of the best neighborhoods in Houston for home appreciation rates is River Oaks, with a 53% appreciation rate over the last decade. Coming in the second highest over the last ten years is Greater Heights; home values there appreciated 43% over the last ten years. On average in Houston, the National Association of Realtors showed a one-year appreciation rate of 3.8%, compared to the national average of 6.1%.


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    Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.



    *SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.


    ‡Up to $9,500 cash back: HomeStory Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with SoFi Bank, N.A. (SoFi). SoFi is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from SoFi is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender. Rebate amount based on home sale price, see table for details.

    Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.

    HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. SoFi is not responsible for the reward.

    SoFi Bank, N.A. (NMLS #696891) does not perform any activity that is or could be construed as unlicensed real estate activity, and SoFi is not licensed as a real estate broker. Agents of SoFi are not authorized to perform real estate activity.

    If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.

    Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.

    SoFi loans subject to credit approval. Offer subject to change or cancellation without notice.

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    Denver Housing Market: Trends & Prices


    Denver Housing Market: Trends & Prices (2025)

    On this page:

      Denver Real Estate Market Overview

      By Jacqueline DeMarco

      (Last Updated – 4/2025)

      Situated at the foot of the Rocky Mountains, the mile high city of Denver has become one of the fastest growing cities in the United States—with the population recently topping over 716,500 people. The Denver climate offers mild winters and warm summers, giving the city bragging rights for having about 245 days of sunshine a year. Alongside plenty of sunny days, Denver has had one of the hottest real estate markets in the country over the past few years.

      It’s no wonder people love Denver; with over 250 parks in the city and 14,000 acres of parks nearby, it is an outdoors lovers’ paradise. As the 19th largest city in the country, Denver has a walkability score of 61/100, a transit score of 45/100, and a bike score of 72/100 (it’s the 6th most bike-friendly city in the U.S.).

      Denver’s cost of living is 8.6% higher than the national average, with housing expenses in particular being 30.0% higher than the national average. Denver is 153 square miles, and the population has grown in the past 15 years, although that seems to be leveling off. Keep reading to gain insight into the Denver real estate market, including average home price, market forecast, and more.


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      Recommended: Cost of Living in Colorado (2025)

      $620,000

      Median Home Price

      $364

      Median Sale Price Per Square Foot

      45 days

      Median Time on Market

      Denver Housing Market Forecast

      The Denver housing market has seen high growth over the past five years, but this has flattened out since its peak in 2022. The Denver market has a history of being considered one of the best long-term real estate investments, which has created affordability problems for interested buyers.


      Housing market forecast chart

      *Graph taken from Zillow as of 2/2025

      Demographics of the Denver Market

      Denver is a unique city with a mix of different residents. It is a highly educated city and considered the seventh healthiest city in the country — which should come as no surprise considering the number of parks to explore. Here are some fast facts about the demographics of Denver.

      Median Household Income: $94,157

      Median Age: 35

      College Educated: 57.9%

      Homeowners: 49.1%

      Married: 40.69%

      Capitol Hill

      Capitol Hill, the most populated Denver neighborhood, happens to perfectly combine history with modernity. For foodies, there are a ton of hip new restaurants and bars to choose from. Parking is notoriously tough in this area, but luckily, “Cap Hill” is the most walkable neighborhood in all of Denver.



      Quick Facts

      Population:

      12,174

      Median Age:

      34

      Housing Units:

      8,984

      Bike Score

      96/100

      Walk Score:

      94/100

      Transit Score:

      60/100

      Median Household Income:

      $78,790

      Capitol Hill Housing Market

      Capitol Hill home values increased by 3.1% as of March 2025 compared to last year. The market here is considered somewhat competitive.

      Some homes in Capitol Hill receive multiple offers and go pending in around 82 days. The most desirable homes in the neighborhood can go to pending in just 17 days.


      Median Sale Price

      $384,000

      Median Sale Price Per Sq. Ft.

      $370


      Washington Park

      This neighborhood is south of Capitol Hill, and known for its major attraction: a huge greenspace named Washington Park. But even in a city known for its outdoors spaces, living in Washington Park won’t come cheaply. It has become a popular neighborhood, and home prices have soared.



      Quick Facts

      Population:

      10,355

      Median Age:

      36

      Housing Units:

      5,858

      Bike Score:

      80/100

      Walk Score:

      61/100

      Transit Score:

      42/100

      Median Household Income:

      $110,159

      Washington Park Housing Market

      Washington Park home is considered a very competitive housing market. Average home prices rose by 50.6% as of March 2025 compared to last year, but they remain much more expensive than the overall Denver average.

      In this very competitive housing market, many homes receive multiple offers. Homes sell on average within 15 days. The most desirable homes can sell for around list price and go pending in just 3 days on the market.


      Median Sale Price

      $2,075,000

      Median Sale Price Per Sq. Ft.

      $664


      Cherry Creek

      If you like to avoid driving, then Cherry Creek may be the walkable neighborhood for you. This area is known for being both pedestrian- and bike-friendly, with plenty of opportunities to literally “run” errands if you so wish. It’s also a very family-friendly area, with over 200 licensed child care spots to choose from.



      Quick Facts

      Population:

      8,044

      Median Age:

      37

      Housing Units:

      4,579

      Bike Score:

      82/100

      Walk Score:

      81/100

      Transit Score:

      45/100

      Median Household Income:

      $110,504

      Cherry Creek Housing Market

      Cherry Creek is one of the more high-ticketed neighborhoods in Denver. The value of homes in Cherry Creek was up 0.5%, as of March 2025, compared to last year.

      In this somewhat competitive housing market, homes in the area typically go pending in around 19 days and sell for about 2% below list price. Hot homes sell for around list price, and go pending in around three days.


      Median Sale Price

      $1,612,500

      Median Sale Price Per Sq. Ft.

      $500


      Park Hill

      East of downtown Denver and adjacent to the lush City Park, Park Hill is bordered by East Colfax Avenue to the south, Quebec Street to the east, and Colorado Boulevard to the west, and stretches over I-70 to the north. The area’s rich history is evident in a diverse mix of residents and architectural styles. An abundance of green spaces in parkways help keep the neighborhood cool and shady through hot summers. In fact, notable landscape architect Fredrick Law Olmstead was the designer behind the 17th Avenue Parkway in the neighborhood.



      Quick Facts

      Population:

      27,187

      Median Age:

      38

      Housing Units:

      2,425

      Bike Score:

      80/100

      Walk Score:

      64/100

      Transit Score:

      45/100

      Median Household Income:

      $101,961

      Park Hill Housing Market

      This is a very competitive market, even for fast-moving Denver. Many homes in Park Hill get multiple offers, some with waived contingencies. Average homes go to pending in 19 days, but the most desirable ones can go in as fast as five days.


      Median Sale Price

      $600,000

      Median Sale Price Per Sq. Ft.

      $511


      Downtown / Lower Downtown (LoDo)

      As the third most walkable neighborhood in Denver, you’ll surely get plenty of exercise in the Downtown neighborhood. This is a populous area of Denver, with over 18,233 residents calling this neighborhood home.

      There is plenty to do and see in Downtown, as there are over 650 restaurants, bars, and coffee shops to choose from. On average, you can walk to nearly 40 of these establishments in just five minutes.



      Quick Facts

      Population:

      18,233

      Median Age:

      34

      Housing Units:

      11,749

      Bike Score:

      93/100

      Walk Score:

      89/100

      Transit Score:

      83/100

      Median Household Income:

      $110,372

      Downtown/Lower Downtown Housing Market

      Downtown Denver is a somewhat competitive housing market. Homes typically go pending within 19 to 38 days, for around list price or 3% below price.


      Median Sale Price

      $529,500

      Median Sale Price Per Sq. Ft.

      $548



      SoFi Home Loans

      It’s easy to see why Denver has become such a popular market to buy a home in. There are some really amazing neighborhoods to choose from, whether you’re young and single or have a family to look after. If you think Denver could be your home sweet home, then you may need to consider your home loan options.

      Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.

      SoFi Mortgages: simple, smart, and so affordable.



      View your rate

      FAQ

      Are house prices dropping in Denver?

      House prices in some of the most desirable neighborhoods in Denver are not dropping, but you may be able to get a house in your budget if you make an offer at or near the listing price. Many housing markets in the city have cooled, making them less competitive, and many houses have sold at or near the listing price in the last year.

      Is now a good time to buy in Denver?

      Denver home prices are leveling off after a peak in summer 2022. This year could be a good time to buy, as many homes are selling at or near listing price. In some neighborhoods, sale prices have even gone down from previous years.

      How much do you need to make to afford a house in Denver?

      Your necessary income in Denver could depend on how expensive a home you want to buy, but generally a six-figure income is needed for the most desirable neighborhoods in the city.


      SoFi Mortgages
      Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility-criteria for more information.


      SoFi Loan Products
      SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


      Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.



      *SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.


      ‡Up to $9,500 cash back: HomeStory Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with SoFi Bank, N.A. (SoFi). SoFi is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from SoFi is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender. Rebate amount based on home sale price, see table for details.

      Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.

      HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. SoFi is not responsible for the reward.

      SoFi Bank, N.A. (NMLS #696891) does not perform any activity that is or could be construed as unlicensed real estate activity, and SoFi is not licensed as a real estate broker. Agents of SoFi are not authorized to perform real estate activity.

      If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.

      Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.

      SoFi loans subject to credit approval. Offer subject to change or cancellation without notice.

      The trademarks, logos and names of other companies, products and services are the property of their respective owners.


      SOHL-Q125-232

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      Las Vegas Housing Market: Trends & Prices


      Las Vegas Housing Market: Trends & Prices (2025)

      On this page:

        Las Vegas Real Estate Market Overview

        By Jacqueline DeMarco

        (Last Updated – 4/2025)

        For many, Sin City is a place to escape to and have some fun. But for an increasing number of people (the population has risen 3.64% since the last census), Las Vegas is home. And who wouldn’t want to live in one of the hottest vacation spots around? World-class restaurants, spas, shopping, and casinos are all available to Las Vegas residents.

        There is plenty of excitement to be found in Las Vegas, but there are also a lot of career opportunities. As you might expect, entertainment and hospitality are key industries, but construction, transportation, and technology jobs are also available.

        In terms of affordability, the cost of living in Las Vegas has bounced around a bit recently, sometimes a percentage or two below the national average, and other times a bit above. Here, you’ll take a closer look at the real estate market, which is a big component of daily living costs. With the median home value standing at $440,000 in early 2025, it may make a great home base for you.


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        $410,000

        Median Home Price

        $262

        Median Price Per Sq. Ft

        61 days

        Median Time on Market

        Las Vegas Housing Market Forecast

        The Las Vegas housing market has seen steady growth in recent years. That trend is expected to continue — the Las Vegas housing market saw a 1.9% increase in home sale prices over the last year (as of February 2025). The market is considered somewhat competitive, with most homes getting a couple of offers and selling in, on average, 61 days.

        If you’re looking to invest in the Las Vegas real estate market, experts are generally recommending you do so sooner rather than later.


        Housing market forecast chart

        *Graph taken from Zillow as of 4/2025

        Demographics of the Las Vegas Market

        Las Vegas is not just for party people. Sure, there’s no shortage of exciting things to do in Las Vegas, which is probably why it’s considered one of the most fun places to live in the United States. But alongside the glitz and glamor that can be found on the Strip, there is a lot of family fun to be had for the city’s 660,000 residents.

        To start, there are over 100 parks and community facilities for families to choose from in Las Vegas. Amazing hiking amid canyons is an easily accessible way to spend a weekend afternoon. Keep reading to learn more fast facts about the demographics of Las Vegas.

        Median Household Income: $73,784

        Median Age: 39.2

        College Educated: 28.8%

        Homeowners: 57%

        Married: 44%

        Downtown

        If you want a lively atmosphere and being right in the heart of all that Las Vegas offers, then living in Downtown may be your idea of a good time. (It’s near the Strip, but to the north, so you’re not living right next to the jam-packed tourist areas.) You’ll join the 65,000 residents who live in that neighborhood. It’s obvious why Las Vegas residents are eager to live Downtown — access to great nightlife, shopping, and dining are just minutes away.

        Not to mention, the public schools in Nevada are considered to be above average and there are a lot of nice parks nearby.



        Quick Facts

        Population:

        65,501

        Median Age:

        34

        Housing Units:

        25,909

        Bike Score:

        61/100

        Walk Score:

        75/100

        Transit Score:

        55/100

        Median Household Income:

        $61,313

        Downtown Housing Market

        If you head Downtown, make sure your budget is prepared. Home prices in Downtown Las Vegas increased 8.5% year over year as of February 2025.


        Median Home Price

        $369,000

        Median Price Per Square Ft.

        $263


        Sunrise Manor

        Sunrise Manor is an up-and-coming area to put down roots. It’s known for its affordability, diversity, and accessibility (it’s about an 18-minute drive to downtown Las Vegas). Also, Las Vegas Motor Speedway is just to the north of town, and Frenchman Mountain just to the east.



        Quick Facts

        Population:

        199,099

        Median Age:

        34

        Housing Units:

        71,430

        Bike Score:

        48/100

        Walk Score:

        36/100

        Transit Score:

        39/100

        Median Household Income:

        $69,436

        Sunrise Manor Housing Market

        As of February 2025, Sunrise Manor home values were up by 8.5% compared to a year earlier, and houses were on the market for an average of 57 days vs. 69 days a year prior. The market is described as somewhat competitive, with homes typically selling for 1% below the asking price.


        Median Home Price

        $385,000

        Median Price Per Square Ft.

        $229


        Summerlin South

        Summerlin South is an upscale, in-demand neighborhood filled with golf courses, walking trails, and cultural centers. Residents of all ages can enjoy the fun activities this community has to offer, from the Downtown Summerlin shopping / entertainment / restaurant hub to the nearby Red Rock National Conservation Area.



        Quick Facts

        Population:

        30,075

        Median Age:

        47

        Housing Units:

        14,222

        Bike Score:

        34/100

        Walk Score:

        22/100

        Transit Score:

        28/100

        Median Household Income:

        $181,234

        Summerlin South Housing Market

        Home values in Summerlin South are higher than in many other areas of Las Vegas. Year over year (as of February 2025), the average sale price was up a whopping 57.2% to $990,069. Despite the lofty prices, the market is considered somewhat competitive, with houses on the market for an average of 81 days vs. 56 days a year earlier.

        Houses in this neighborhood typically sell for 3% under the asking price, with hot properties selling right at the list price.


        Median Home Price

        $990,069

        Median Price Per Square Ft.

        $364


        Lone Mountain

        Young families and dog lovers enjoy Lone Mountain for its outdoorsy lifestyle: There are plenty of parks with gorgeous mountain views. Parents appreciate the well-regarded schools and the proximity to Red Rock National Conservation Area, with its top-notch hiking and biking trails. For those who love horseback riding, equestrian trails are nearby as well. Other benefits of living in this area include easy parking and a good degree of walkability.



        Quick Facts

        Population:

        54,575

        Median Age:

        40

        Housing Units:

        21,941

        Bike Score:

        41/100

        Walk Score:

        45/100

        Transit Score:

        37/100

        Median Household Income:

        $120,967

        Lone Mountain Housing Market

        Home prices in Lone Mountain increased 10% in February 2025 compared to last year. Currently, the median home price is $424,000, in a somewhat competitive market. The typical home sells after 52 days on the market, vs. 43 days one year prior.


        Median Home Price

        $424,000

        Median Price Per Square Ft.

        $243


        Green Valley Ranch

        If you’re looking to move away from the hustle and bustle of Downtown Las Vegas but still be nearby, Green Valley Ranch (technically located in Henderson) could be a terrific option. It’s a small, master-planned community that’s about 15 minutes from the famous Strip, and residents enjoy the abundance of parks and trails. Families appreciate the local school system and shopping at the District, with its array of retail and dining options.



        Quick Facts

        Population:

        7,725

        Median Age:

        45

        Housing Units:

        3,407

        Bike Score:

        34/100

        Walk Score:

        42/100

        Transit Score:

        30/100

        Median Household Income:

        $134,831

        Green Valley Ranch Housing Market

        Home values in this neighborhood, which is considered somewhat competitive, were up 17.1% in February 2025 compared a year earlier.

        On average, homes sell in 54 days vs. 40 days the previous year, typically going for a couple of percentage points below the asking price.


        Median Home Price

        $606,000

        Median Price Per Square Ft.

        $303



        SoFi Home Loans

        It’s easy to see why Las Vegas has become such a popular market to buy a home in. There are some really amazing neighborhoods to choose from, whether you’re young and single or have a family to look after. If you think Las Vegas could be your home sweet home, then you may need to consider your mortgage financing options.

        Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.

        SoFi Mortgages: simple, smart, and so affordable.




        View your rate

        FAQ

        How long are homes staying on the market in Las Vegas?

        In March 2025, homes in Las Vegas were selling quickly, with 56% of homes sold in 30 days, 29% within 30 to 90 days, and 15% sold in over 90 days.

        Is it a good time to sell a house in Las Vegas?

        Overall, the market is somewhat competitive in Las Vegas, with housing prices rising a few percentage points vs. the previous year. A well-priced home is likely to sell within a couple of months.

        Is Downtown Las Vegas a good place to live?

        Downtown Las Vegas can be a good place to live if you want a walkable neighborhood with lots of opportunities for entertainment, dining, and shopping. Remember, it’s north of the Strip, but it’s not the Strip. You won’t be living next door to the casinos.


        SoFi Mortgages
        Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility-criteria for more information.


        SoFi Loan Products
        SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


        Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.



        *SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.


        Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.


        ‡Up to $9,500 cash back: HomeStory Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with SoFi Bank, N.A. (SoFi). SoFi is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from SoFi is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender. Rebate amount based on home sale price, see table for details.

        Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.

        HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. SoFi is not responsible for the reward.

        SoFi Bank, N.A. (NMLS #696891) does not perform any activity that is or could be construed as unlicensed real estate activity, and SoFi is not licensed as a real estate broker. Agents of SoFi are not authorized to perform real estate activity.

        If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.

        Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.

        SoFi loans subject to credit approval. Offer subject to change or cancellation without notice.

        The trademarks, logos and names of other companies, products and services are the property of their respective owners.


        SOHL-Q125-229

        Read more
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