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Student Loan Refinance Glossary

Student Loan Refinancing Glossary: Learn The Basics

Understanding student loan refinancing terminology is key to making informed decisions about your repayment strategy. This guide covers the essentials to help you determine if refinancing is right for you.

Student Loan Refinancing Terminology

This easy-to-reference glossary can help you navigate your student loan refinancing agreement with confidence and understand key terms like APR, loan term, and cosigner requirements.

  • Refinancing

    Refinancing


    Definition:

    Refinancing replaces one or more existing student loans with a new loan, typically through a private lender. Borrowers might want to refinance to secure a lower interest rate or get a more flexible repayment term.

    Example:

    If you have multiple student loans with high interest rates, you can refinance them into one new loan with a single monthly payment. For example, refinancing $50,000 in loans from 8% to 5% could lower your monthly payment and reduce the total interest paid over time.

    Questions to ask:

    • What are my current interest rates and monthly payments?

    • How much could I save with a lower rate or different repayment term?

    • Am I refinancing federal loans—and what benefits would I be giving up?

    • Do I qualify for a better rate based on my credit and income?

    How to prepare:

    • Gather your current loan details, including balances, rates, and servicers.

    • Check your credit score and consider ways to improve it before applying.

    • Use a refinancing calculator to compare potential savings.

    • Decide if giving up federal benefits (like income-driven repayment) is worth the tradeoff.


  • Federal vs. Private Loans

    Federal vs. Private Loans


    Definition:

    Federal student loans are issued by the U.S. government and come with borrower protections, while private loans are offered by banks or lenders and may offer different terms and fewer safeguards.

    Example:

    Refinancing federal loans with a private lender means you lose access to federal benefits like Public Service Loan Forgiveness or income-driven repayment. If you’re pursuing forgiveness, refinancing might not be the best option.

    Questions to ask:

    • Are my current loans federal, private, or a mix of both?

    • Am I eligible or pursuing any federal forgiveness programs?

    • Would refinancing eliminate protections I may need in the future?

    • Are there private lenders that offer protections similar to federal options?

    How to prepare:

    • Review your loan types in your loan servicer account or on studentaid.gov.

    • Assess your career plans and eligibility for forgiveness or IDR.

    • Compare lender policies around deferment, forbearance, and hardship.

    • Make sure refinancing aligns with your long-term repayment strategy.


  • Debt-to-Income Ratio (DTI)

    Debt-to-Income Ratio (DTI)


    Definition:

    Compares how much you owe each month to how much you earn. Lenders use it to assess your ability to take on new debt — a lower DTI signals better financial health and increases your chances of being approved for refinancing.

    Example:

    If you earn $6,000 a month and pay $2,100 toward existing debts (like loans and credit cards), your DTI is 35%. Most lenders prefer a DTI under 40%, and the lower, the better when seeking competitive refinance rates.

    Questions to ask:

    • What’s my current monthly income before taxes?

    • How much do I pay monthly toward debts (loans, credit cards, etc.)

    • Does my DTI fall below the preferred threshold for refinancing?

    • Can I improve my DTI before applying?

    How to prepare:

    • Use a DTI calculator to understand your current ratio.

    • Pay down existing debts to lower your monthly obligations.

    • Avoid taking on new loans or credit card debt before applying.

    • Consider applying with a cosigner if your DTI is on the higher side.


  • Creditworthiness

    Creditworthiness


    Definition:

    Creditworthiness reflects your ability to repay a loan and is based on factors like credit score, income, employment history, and debt-to-income ratio—all of which affect your ability to refinance and the rate you receive.

    Example:

    A borrower with excellent credit (e.g., 760+) and a stable income may qualify for significantly lower refinance rates than someone with limited credit or inconsistent employment history.

    Questions to ask:

    • What is my current credit score and DTI (debt-to-income ratio)?

    • Do I meet the lender’s minimum credit requirements?

    • Can I improve my score or reduce debt before applying?

    • Would applying with a cosigner improve my rate?

    How to prepare:

    • Check your credit report and fix any errors.

    • Pay down existing debts to improve your DTI.

    • Gather proof of stable income or employment.

    • Consider delaying your application if your credit needs improvement.


  • Annual Percentage Rate (APR)

    Annual Percentage Rate (APR)


    Definition:

    The total annual cost of borrowing, including both the interest rate and any lender fees. It gives you a more accurate picture of what you’ll actually pay over the life of the loan — not just the interest rate.

    Example:

    Lender A offers a 4.5% interest rate with $1,000 in fees, while Lender B offers 4.8% with no fees. Even though Lender A’s interest rate is lower, their APR might be higher once fees are factored in.

    Questions to ask:

    • What is the APR, not just the interest rate?

    • Are there origination or processing fees included in this loan?

    • How does the APR change with different loan terms?

    • Am I comparing APRs across all my lender options?

    How to prepare:

    • Always request the APR when shopping for refinance options.

    • Use loan comparison tools or calculators that include fees.

    • Don’t be misled by a low interest rate without understanding the total cost.

    • Choose the offer with the best balance of low APR and favorable terms for your situation.


Managing Your Student Loan Refinance

Whether you’re looking to lower your interest rate, simplify repayment, or pay off loans sooner, having the right tools and information can help you make confident decisions about student loan refinancing. Explore these helpful articles to get started.

Know these finance terms like a pro.







Origination Fee

A one-time fee charged by some lenders to process and fund your refinanced loan, usually deducted from the loan amount.

Learn more: Does It Cost Money to Refinance Student Loans?

Prepayment Penalty

A fee that some lenders charge if you pay off your refinanced loan early, though most reputable lenders don’t charge this.

Learn more: No Prepayment Penalty: Avoid Prepayment Penalties

Loan Forgiveness Impact

Refinancing federal loans with a private lender means giving up access to federal forgiveness programs and income-driven repayment plans.

Learn more: Student Loan Forgiveness: Programs for Relief and Forgiveness

Cosigner Release

A policy that allows your cosigner to be removed from the loan after you meet certain repayment and credit criteria.

Learn more: Applying for a Student Loan Cosigner Release

Hard Credit Check

A full review of your credit report during the official loan application, which may cause a small, temporary drop in your credit score.

Learn more: Does Applying for Credit Cards Hurt Your Credit Score?

Soft Credit Check

A preliminary credit inquiry used to show estimated rates without impacting your credit score.

Learn more: What’s the Difference Between a Hard and Soft Credit Check?

Fixed vs. Variable Rate

A comparison between interest rates that stay the same (fixed) and those that can change over time (variable), affecting payment amounts.

Learn more: Choosing Between Variable And Fixed Rate Student Loans

Calculate Your Way to Financial Clarity

Explore these calculators designed to help you make informed decisions, stay on top of your finances, and plan confidently for the future.

Using the free calculators is for informational purposes only.

Why Refinance Your Student Loans with SoFi?

Refinancing your student loans with SoFi can help you secure a lower interest rate, reduce your monthly payments, or pay off your loans sooner. Plus, you’ll get access to:

Zero required fees
Easy online process
Member benefits


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Personal Loans Glossary

Personal Loans Glossary: Learn The Basics

Understanding loan terminology is key to making informed borrowing decisions. This guide provides the essentials to help you find the best loan for your needs.

Personal Loan Terminology

This easy-to-reference glossary may help you read your new loan agreement with confidence and understand what each clause of the document means. From APR to cosigners vs. co-borrowers, we’ve got you covered.

  • Amortization

    Amortization


    Definition:

    Amortization refers to listing the loan’s repayment schedule over the life of the loan, which the lender does when processing the loan. An amortization schedule shows how much of each payment goes toward the principal, interest, and escrow (if applicable).

    Example:

    A loan can also be re-amortized. For example, if you make a lump sum payment, your remaining payments can be recalculated. This helps you see how much interest you’ll save over the life of the loan and how quickly you could pay it off. This information can help you decide if making an extra payment is worth it.

    Questions to ask:

    • What types of debt do you currently have (e.g., student loans, credit cards, mortgages)?

    • What is your credit score, and how do you manage your credit? Do you carry a balance or do you pay it off?

    • Do you have any outstanding loans or financial obligations?

    • What is your current strategy for debt repayment and credit monitoring?

    How to prepare:

    • Review your credit report and current debt situation.

    • Gather any relevant documents, such as loan statements or credit reports.

    • Reflect on how you’ve handled debt in the past and what strategies might work best moving forward.

    • Approach your financial planning with clarity and a readiness to take action toward your goals.


  • Annual Percentage Rate

    Annual Percentage Rate


    Definition:

    APR is the total yearly cost of borrowing money, including both the interest rate and any applicable fees. It gives you a more complete picture of what you’ll actually pay over the life of a personal loan.

    Example:

    If two personal loans have the same interest rate but one includes an origination fee, the loan with the fee will have a higher APR. Comparing APRs helps you understand which loan is truly more affordable.

    Questions to ask:

    • What APR are you being offered, and how does it compare to other loan options?

    • Are there fees included in the loan that increase the APR?

    • Is the APR fixed or variable?

    • How will the APR impact the total cost of the loan over time?

    How to prepare:

    • Review your credit score—stronger credit can help you qualify for lower APRs.

    • Use a personal loan calculator to estimate your total repayment costs.

    • Compare offers from multiple lenders to find the most competitive APR.

    • Read the fine print to understand what’s included in the APR.


  • Loan Term

    Loan Term


    Definition:

    The loan term is the length of time you agree to repay your personal loan, typically ranging from 12 to 84 months. It directly affects both your monthly payment and the total interest paid over the life of the loan.

    Example:

    A shorter loan term may mean higher monthly payments, but you’ll likely pay less interest overall. A longer term can lower your monthly payments but increase the total cost due to more interest paid over time.

    Questions to ask:

    • How long do you want to take to repay the loan?

    • Can you afford higher monthly payments in exchange for paying less interest?

    • Are there any penalties for early repayment?

    • What loan term options does your lender offer?

    How to prepare:

    • Use a personal loan calculator to estimate monthly payments for different loan terms.

    • Compare loan term options from different lenders to find the best fit.

    • Review your budget to see what monthly amount is manageable.

    • Be clear on the trade-offs between short and long loan durations.


  • Principal

    Principal


    Definiton:

    The principal is the original amount of money you borrow with a personal loan, not including interest or fees. It’s the base amount your interest payments are calculated from.

    Example:

    If you take out a $10,000 personal loan, that $10,000 is the principal. As you make payments, part of each one goes toward reducing the principal, while the rest covers interest. Borrowing only what you need can help minimize the total interest you’ll pay.

    Questions to ask:

    • How much money do you actually need to borrow?

    • Can any of your planned expenses be reduced or covered another way?

    • How does the loan amount impact your total repayment over time?

    • What would your monthly payment look like at different principal amounts?

    How to prepare:

    • List out the specific costs you’re covering with the loan.

    • Use a personal loan calculator to test different loan amounts.

    • Evaluate your budget to see what monthly payment is manageable.

    • Borrow only what you need to help keep interest costs low.


  • Debt Consolidation

    Debt Consolidation


    Definition:

    Debt consolidation is the process of combining multiple debts—like credit cards or other loans—into a single personal loan, ideally with a lower interest rate and one monthly payment.

    Example:

    If you have three credit cards with high interest rates, you could take out a personal loan to pay them all off. You’d then have just one loan to manage, potentially with a lower rate and a fixed payoff timeline.

    Questions to ask:

    • What debts do you currently carry, and what are their interest rates?

    • Could consolidating them into one loan save you money or simplify repayment?

    • Do you qualify for a lower interest rate with a personal loan?

    • Are there any fees or penalties for paying off your current debts early?

    How to prepare:

    • Gather statements from all debts you’re considering consolidating.

    • Compare total balances, interest rates, and minimum payments.

    • Use a debt consolidation calculator to see potential savings.

    • Review personal loan offers to find the best rate and terms.


“The first step to tackling high interest debt is understanding your overall debt load. List all debts, including balance, payment, and interest rate. Any debt with an interest rate greater than 7% is considered high, so separate those and develop a plan to pay them down.”

Brian Walsh, professional CFP® at SoFi

Managing Your Personal Finances

Whether you’re budgeting, planning for a big purchase, or looking to pay down debt, having the right tools and resources can help you take control of your financial future. Explore these helpful articles to get started.

Know these finance terms like a pro.







Unsecured Loan

A loan that doesn’t require collateral, often based on your creditworthiness.

Learn more: A Guide to Unsecured Personal Loans

Budget

A plan for managing income and expenses to meet financial goals.

Learn more: How to Make a Budget in 5 Steps

Credit score

A numerical representation of your creditworthiness, based on your credit history.

Learn more: How To Check Your Credit Score for Free

Debt-to-income ratio

A measure of how much of your income goes toward paying debts, which is used to assess financial health.

Learn more: Why Your Debt to Income Ratio Matters

Origination Fee

A one-time cost some lenders charge for processing your loan.

Learn more: Everything You Need to Know About Personal Loan Origination Fees

Interest Rate

The cost you pay to borrow money, shown as a percentage of the loan amount

Learn more: Average Personal Loan Interest Rates & What Affects Them

Principal

The original amount of money you borrow, not including interest.

Learn more: What Is the Principal Amount of a Loan?

Calculate Your Way to Financial Clarity

Explore these calculators designed to help you make informed decisions, stay on top of your finances, and plan confidently for the future.

Using the free calculators is for informational purposes only.

Why apply for a SoFi Personal Loan?

A SoFi personal loan is a smart way to cover major expenses, consolidate debt, or reach your financial goals faster. Plus, you’ll get access to:

Low Rates
No Fees Required
Same-day funding‡


View Your Rate

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Buying a Car in 2025: There’s More to It Than Tariffs

This article appeared in SoFi's On the Money newsletter. Not getting it? Sign up here.

Buying a car: It’s a big deal at any point, but especially now.

New tariffs on auto imports threaten to raise the price of a new vehicle by anywhere from $2,500 to $12,000 or more, analysts estimate.

And that’s on top of prices that are already much higher than they were before COVID-19. The average new car sold for over $47,000 in March, up from about $38,000 at the start of the pandemic, according to Kelley Blue Book. The average compact SUV — the best-selling segment — goes for over $36,000.

In fact, cars are among the biggest purchases most Americans make, and the money borrowed to buy them makes up almost one-third of their collective debt (excluding mortgages), according to Federal Reserve data.

Plus, while some people keep their house forever, drivers will definitely buy several cars in a lifetime. The average age of the 286 million cars and light trucks on the road in 2024 was 12.6 years, according to estimates from S&P Global Mobility, though one survey showed U.S. adults keep their longest-held cars for just eight years, on average.

Of course, tariffs won’t have a direct impact on the price of cars that are already on the road, and Americans buy about twice as many used cars as new ones in a year.

But the average price of a used car — just over $25,000 at the start of April — won’t be immune. Less affordable new vehicles will make existing ones that much more valuable to their owners, raising their resale value, analysts say. Used cars are also still in relatively short supply because of pandemic-era disruptions in manufacturing.

For most people, price isn’t the only consideration, either. There’s also the question of how to pay for the purchase.

Eighty percent of new cars and 36% of used cars were financed in the U.S. in the fourth quarter of last year, according to the credit bureau Experian.

And choosing an auto loan or lease can be tricky even for financially savvy buyers, given how many providers there are — both independent lenders and dealerships — and the range of interest rates and loan terms available. (Interest rates on used car loans can be double or triple the rates on new car loans.)

For instance, it might be tempting to extend your loan beyond the typical three to six years in order to lower the monthly payment. But that can increase interest costs — and put you in a bind if you owe more on your loan than the car is worth when you decide to sell or trade it in. This financing guide from the Federal Reserve has more on the risks of going “underwater” — and avoiding unexpected costs.

So what? The average monthly payment on a car loan is more than $500 (and over $700 if the car is new) and can easily be your biggest single bill after your mortgage payment or rent.

Although you may still be able to find pre-tariff prices on dealer lots, you don’t want to rush into such a big commitment, especially given all the uncertainty about the economy. If you need a car, take your time. Do the research. Shop around. And explore all the financing options.

Related Reading

•   A Shopper’s Guide to Tariffs: What to Know When Buying a Car (Car and Driver)

•   Why Your Auto Insurance Could Jump by $446 This Year (SoFi)

•   Financing or Leasing a Car (Federal Trade Commission)


Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.

The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.

SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.

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Villanova University Tuition and Fees


Villanova University Tuition and Fees

Villanova University Tuition and Fees

On this page:

    By Ashley Kilroy

    Total Cost of Attendance

    Villanova University is a private Catholic university in Pennsylvania that offers a variety of programs to help students prepare for careers in fields like business, law, medicine, education, and research. Villanova is known for its strong sense of community and focus on helping students gain confidence and direction personally and professionally.

    For the 2023–24 school year, tuition and fees at Villanova were $84,997. That’s almost double the national average of $41,540 for private colleges in the U.S.

    Villanova University Costs 2023-2024

    Tuition & Fees $64,701
    Books & Supplies $1,100
    Room & Board $16,896
    Other Expenses $2,300
    Total Cost of Attendance $84,997

    Financial Aid

    Roughly 65% of new Villanova undergraduates get some form of financial aid. Close to half (47%) are awarded grants or scholarships. Approximately 7% received federal Pell Grants, which are awarded to students who demonstrate exceptional financial need. The average Pell Grant was $5,324.

    Explore financial aid options: Pennsylvania Student Loan & Scholarship Information Guide

    Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, or nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for open and upcoming grant opportunities grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    •  SoFi Scholarship Finder – Search thousands of scholarships, grants, and other aid award opportunities and filter for specific criteria, including location and field of study.

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    For the 2023-24 academic year, 7% of Villanova students took out private student loans, borrowing an average of $34,795. By comparison, 36% took out federal student loans, with an average amount of $5,331.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations, so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school. Federal student loans don’t have to be paid back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for because it generally has better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    Based on the tuition and costs for 2023–24, the price of a four-year degree at Villanova would be $339,988. This is substantially higher than the national average cost for four years at a private university in the U.S., which is $241,680.

    This student loan and scholarship information may be valuable as you research schools and costs.

    Undergraduate Tuition and Fees

    Villanova University Costs 2023-24

    Tuition & Fees $84,997
    Books & Supplies $1,100
    Total $86,097

    For the 2023-24 academic year, the cost of Villanova University’s tuition and fees plus books and supplies was $86,097. That’s more than twice the national average annual cost to attend a private university in the U.S., which is $41,540.

    Graduate Tuition and Fees

    Villanova University Costs 2023-24

    Tuition $21,261
    Fees $100
    Total $21,361

    For the 2023–24 school year, tuition and fees for graduate students at Villanova averaged $21,361 a year. That’s less than half the average cost of a Master’s degree from a private university, which is $43,980 per year.

    Students may consider graduate loans along with scholarships, grants, and teaching assistantships to help pay for their degree.

    Cost per Credit Hour

    At Villanova University, undergraduate classes during the regular session cost $3,881 per credit for the 2024-25 academic year.

    Graduate students at Villanova can expect to pay between $887 and $1,805 per credit hour, depending on the program. For example, an arts program typically costs about $955 per credit hour, while an engineering degree can cost around $1,595 per credit hour.

    Campus Housing Expenses

    Villanova University 2023-24 Housing Expenses

    On-Campus

    Off-Campus

    Room & Board

    $16,896

    $16,896

    Other Expenses

    $2,892

    $2,892

    Total

    $19,788

    $19,788

    Room and board for both on-campus and off-campus students at Villanova was $16,896 in 2023-24. Other expenses were $2,892, making the total cost the same for either housing situation.

    For 2025- 2026, housing at Villanova starts at about $4,605 per semester, with a wide range of options, including 17 traditional dorms and 14 apartment-style halls. Students in their first year of college are guaranteed a spot on campus and can be placed in any of these areas. Room choices range from singles to quads.

    For students who prefer to live off-campus, Villanova has plenty of resources available to help them find a place. There’s a wide range of options, but just be aware that a lease may be for a full year, rather than the academic year. Students can check out the listings at Villanova Off-Campus Housing.

    Villanova University School Acceptance Rate

    For 2024–25, Villanova University had 26,306 applications for the fall freshman class. The acceptance rate was 27.4%, making Villanova a selective school.

    Admission Requirements

    Grades, test scores, and class rank are just some of the factors Villanova considers when reviewing applications. The university conducts a comprehensive review to get a full picture of each student.

    Students need to submit a few key documents, and in some cases, they may be asked to do an interview so the admissions team can get to know them better.

    What’s required to apply

    •   High school transcript or GED: If you haven’t completed at least 15 college credits, you’ll need to submit your official high school transcript or GED certificate.

    •   College transcripts: Send unofficial transcripts from any colleges you’ve attended. Official ones can be submitted later, before you register.

    •   Personal essay: A two-page (or longer) essay explaining why you’re pursuing a degree through the College of Professional Studies.

    •   Resume: Include your most recent resume outlining your work, volunteer experience, and education experience.

    •   Application fee: $50

    •   Letters of recommendation: Submit one from a high school teacher who taught you that highlights your contributions both in and outside the classroom.

    Not required but considered

    •   GPA

    •   Class rank

    •   Work experience

    •   Legacy status (if applicable)

    For those interested in applying to Villanova, these are the upcoming deadlines for the 2025-2026 academic year:

    •   Fall Semester I: August 18, 2025

    •   Fall Semester II: October 13, 2025

    •   Spring Semester I: January 5, 2026

    SAT and ACT Scores

    Villanova University became test-optional for the Class of 2025. This means that students are no longer required to submit SAT or ACT scores when applying. For those who did submit in fall 2023, here’s a look at the scores in the 25th and 75 percentiles.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading and Writing

    690

    740

    SAT Math

    710

    770

    ACT Composite

    32

    34

    ACT English

    32

    35

    ACT Math

    29

    34

    Graduation Rate

    Of the students who started at Villanova in 2017, 90% earned their bachelor’s degree in four years, and 92% finished with their degree within six years.

    Post-Graduation Median Earnings

    Graduates from Villanova earn a median salary of $100,000, which is significantly higher than the national average salary of $68,680 for those who graduated with a bachelor’s degree.

    Bottom Line

    Villanova University is known for strong academics, a tight-knit community, and high post-graduation earnings. With a price tag of about $84,997 per year, Villanova’s tuition and fees are on the high end for private colleges, but many students receive aid in the form of grants and scholarships to help cover the cost.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

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    SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


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