SoFi Blog

Tips and news—
for your financial moves.

Is my school and/or program eligible?

Today we’re able to refinance those who have pursued an Associates’ degree or higher from Title IV accredited universities and graduate programs. If you believe you are a good candidate for refinancing, we encourage you to apply. Loan eligibility also depends on a number of additional factors, such as your financial history, credit score, your income sources and your employment. Please review our Eligibility Criteria or call us for further details.

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Am I eligible for a SoFi Refinance loan?

To be eligible for a SoFi loan, you must be a U.S. citizen, permanent resident, or non-permanent resident alien, and you must reside in one of our eligible states. If you are a permanent resident, you have more than 2 years until your status expires, or you have filed an extension. Loan eligibility also depends on a number of additional factors, such as a responsible financial history, credit score, your income vs. expenses, and employment status. Please review our Eligibility Criteria or call us for further details.

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