University of Wisconsin (UW) – Madison Tuition and Fees
University of Wisconsin (UW) – Madison Tuition and Fees
(Last Updated – 06/2025)
The University of Wisconsin – Madison (UW-Madison) is a prestigious public research university located in Madison, Wisconsin. Founded in 1848, it is the flagship campus of the Universities of Wisconsin. Known for its rigorous academics, vibrant campus life, and strong research programs, UW-Madison offers a wide range of undergraduate, graduate, and professional programs. The university is a member of the Big Ten Conference and boasts a spirited athletic tradition. Its lakeside campus and progressive culture attract students from around the globe.
Total Cost of Attendance
The University of Wisconsin – Madison tuition in 2024-25 for state residents was $11,603. This is close to the national average of $11,260 for in-state tuition at public universities. For residents of other states, UW tuition was $42,103, which is well above the national average for out-of-state tuition of $29,150.
Tuition, however, is only part of the total cost of attending college. Here’s a look at other expenses students can expect when attending the University of Wisconsin.
Costs for 2024-25
|
Expense |
In-State |
Out-of-State |
|
Tuition & Fees |
$11,603 |
$42,103 |
|
Books & Supplies |
$1,100 |
$1,100 |
|
Room & Board (on campus) |
$14,124 |
$14,124 |
|
Other Expenses |
$3,178 |
$3,178 |
|
Total Cost of Attendance |
$30,005 |
$60,505 |
Financial Aid
Over half of undergraduates (60%) receive some form of financial aid to help cover the UW-Madison tuition and other costs. This may be scholarships, grants, or student loans, or a combination of these.
Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.
The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:
• Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.
• Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.
• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.
• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.
Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.
You can find other financial aid opportunities on databases such as:
• US Department of Education – Search for grants from colleges and universities by state
• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid
• SoFi Scholarship Finder – Use our handy tool to streamline your search by award type, location, level of study and more.
Recommended: The Differences Between Grants, Scholarships, and Loans
Private Student Loans
Many undergraduates tap student loans to help pay the University of Wisconsin tuition and other costs: 24% take out federal loans, and 6% get private student loans (with an average amount of $19,241).
Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.
What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.
Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.
If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.
Recommended: Guide to Private Student Loans
Projected 4-Year-Degree Price
The University of Wisconsin – Madison cost of attendance for four years — including tuition and fees, room and board, books, and other expenses — is $120,020 for in-state students (based on 2024-25 numbers). By comparison, the national average at public universities for in-state students is $115,36 for four years.
For out-of-state residents, the four-year cost for attending UW is $242,020. This is above the national average of $186,920 for out-of-state cost of attendance.
This student loan and scholarship information may be valuable as you research schools and costs.
Undergraduate Tuition and Fees
Costs for 2024-25
University of Wisconsin undergraduate tuition and fees for the 2024-25 academic years were $11,603 for in-state students, a 3.6% increase over 2023-34. The tuition and fees for out-of-state students were $42,103, a 3.7% increase over 2023-34.
Graduate Tuition and Fees
Costs for 2024-25
• Average graduate tuition (in-state): $10,728
• Average graduate tuition (out-of-state): $24,054
• Fees (in-state/out-of-state): $1,597
Tuition and fees for graduate students at UW-Madison for 2024-25 averaged $12,325 for in-state students and $25,651 for out-of-state students. The average cost of graduate school tuition and fees in the U.S. is $22,430 per year.
There are graduate loans available to help with these costs.
Cost per Credit Hour
If you take 15 credits per semester, the cost per credit hour at UW-Madison comes out to $483 for Wisconsin residents and $1,403 for nonresidents.
Campus Housing Expenses
UW-Madison offers a variety of traditional residence halls, including focused learning and affinity communities. It also prides itself on offering some of the lowest on-campus housing rates in the Big Ten. Though freshmen aren’t required to live on campus, more than 90% of first-year students choose to do so. Many undergraduates also choose to live on campus for a second year, and beyond.
Costs for 2024-25
• Housing and food expenses (on-campus): $14,124
• Housing and food expenses (off-campus): $12,414
• Other living expenses (on/off campus): $3,178
Total living expenses for 2024-25 were estimated at $17,302 for students who lived on campus and $15,592 for those who lived off campus.
University of Wisconsin – Madison Acceptance Rate
Fall 2023
|
Number of applications |
63,505 |
|
Number accepted |
27,307 |
|
Percentage Accepted |
43% |
The University of Wisconsin – Madison acceptance rate is 43%, which makes the school moderately selective.
Admission Requirements
If you’re interested in applying to UW-Madison as a freshman, here’s what you’ll need to submit:
• Admission application (either the Common Application or the Universities of Wisconsin Application)
• Nonrefundable $70 application fee
• Two essays
• High school coursework and grade information
• One letter of recommendation
• ACT or SAT scores (optional for students applying for admission through the spring 2027 term, with an application deadline of October 1, 2026)
Important deadlines to know:
• January 15: Regular decision application deadline
• January 22: Regular decision materials deadline
• November 1: Early action application deadline
• November 10: Early action materials deadline
SAT and ACT Scores
Though submitting test scores is optional through the spring 2027 term at UW-Madison, it can be helpful to know the average scores of other students who chose to submit their scores.
Here are the standardized test scores of students who enrolled in Fall 2023 at the 25th and 75th percentiles.
|
Subject |
25th Percentile |
75th Percentile |
|
SAT Evidence-Based |
660 |
730 |
|
SAT Math |
700 |
780 |
|
ACT Composite |
28 |
32 |
|
ACT English |
27 |
34 |
|
ACT Math |
26 |
32 |
Popular Majors at the University of Wisconsin
The University of Wisconsin – Madison offers hundreds of undergraduate majors across 13 schools and colleges. Here are 10 of the most popular areas of study.
1. Computer Science
At UW-Madison, you may earn a B.A., B.S., or Certificate in Computer Sciences. Students in this major learn to solve real-world problems using core computing principles like abstractions and algorithms. They gain knowledge of theoretical foundations, key elements of computer systems (hardware, software, networking), and various tools and techniques within the field.
Undergraduate degrees in 2023-24: 645
2. Economics
Economics majors learn the fundamental principles of how economies function, including supply and demand, market structures, and government policies. They develop strong quantitative and analytical skills, including the ability to analyze economic models and use data to evaluate policies. The curriculum also covers a range of topics, including microeconomics, macroeconomics, public finance, and international economics.
Undergraduate degrees in 2023-24: 441
3. Psychology
Psychology students gain a deep understanding of human/animal behavior and mental processes that can be applied to almost any career. Graduates have successfully pursued careers in science, clinical/counseling, business, medicine, law, public service, and a variety of other areas.
Undergraduate degrees in 2023-24: 429
4. Biology
The biology major provides a broad foundation in the biological sciences, preparing students for graduate studies, pre-professional paths (like medicine), or general science careers. Students develop a comprehensive understanding of evolution, structure and function of living things. They also acquire practical and professional skills through coursework and lab work.
Undergraduate degrees in 2023-24: 377
5. Finance
Finance majors learn about everything from financial markets and government policies to capital structure and financial risk management. The program prepares students for a wide variety of career pathways, including corporate finance, the investments and securities industry, the management of financial institutions, and the evolving fintech sector.
Undergraduate degrees in 2023-24: 284
6. Political Science and Government
Political science majors explore a wide range of topics related to government, politics, and public policy. They delve into theories of government, political systems, and the role of individuals and groups in the political process. They also have the opportunity to specialize in specific areas, such as American politics, comparative politics, and international relations. Students develop critical thinking and analytical skills, which are valuable in various career paths.
Undergraduate degrees in 2023-24: 259
7. Communication Science and Rhetorical Studies
Students who major in Communication Science and Rhetorical Studies develop a deep understanding of communication processes, focusing on both social, psychological, and practical aspects of human interaction. They learn to analyze communication in various contexts, including public, online, organizational, group, and interpersonal settings. The program emphasizes research skills, critical thinking, and effective communication (both written and oral).
Undergraduate degrees in 2023-24: 246
8. Neurobiology
Neurobiology majors develop a strong foundation in basic sciences like biology, chemistry, and mathematics. This supports their study of neuroscience at the molecular, cellular, systems, and cognitive levels. The program prepares students for graduate school, as well as careers in health-related and scientific industries.
Undergraduate degrees in 2023-24: 225
9. Nursing
Students interested in nursing are typically admitted to UW–Madison as pre-nursing students. They then apply to the School of Nursing in their sophomore year and, if accepted, officially start the two-year nursing course sequence as juniors.
Undergraduate degrees in 2023-24: 218
10. Mechanical Engineering
Mechanical engineering majors learn about manufacturing processes, generation and use of energy, and how to design mechanical equipment and systems. Students can also specialize in a wide range of areas, including robotics, biomedical engineering, product design, and computational mechanics.
Undergraduate degrees in 2021-22: 214
Graduation Rate
The majority of UW-Madison students complete their degree in four years. But some students take longer. Here are the graduation rates for students who began at the school in 2017.
• 4 years: 73%
• 6 years: 89%
Post-Graduation Average Earnings
On average, UW-Madison graduates earn an annual salary of $83,000. This is higher than the average projected starting salary for the class of 2025 at the bachelor’s degree level, which is $68,680.
Bottom Line
Ranked #13 among Top Public Schools by U.S. News & World Report, UW-Madison is a highly respected university that offers good value, especially for in-state students. For residents of other states, however, tuition runs higher than the national average for public universities. Fortunately, students who need help covering the UW-Madison tuition and other costs may qualify for financial assistance in the form of grants, scholarships, and federal student loans.
If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.
Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.
SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.
SoFi Loan Products
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SOISL-Q225-090
Student Budget Calculator
Student Budget Calculator
June 13, 2025
Managing student finances can feel overwhelming, but with the right tools, it can be simpler than you think. SoFi’s student budget calculator helps you gain a clear picture of your expenses for the school year.
Understanding what you’ll need to pay for tuition, dorm living or off-campus rent, textbooks, eating out, and more can help you make informed choices throughout the year and build a solid foundation for your financial future.
How to Use the Student Budget Calculator
Our calculator is simple and easy to use. Just follow these steps to create your personalized student budget:
- Input your academic period: Specify the number of months in the school year using the slider.
- Detail your educational costs: Input your annual out-of-pocket tuition (excluding financial aid), anticipated costs for books and supplies, and other miscellaneous school costs.
- Account for living expenses: Fill in the cost for your annual dorm and meal plan, or rent if you’re living off-campus.
- Add your food costs: Enter your monthly grocery costs, if applicable, and your anticipated monthly total for eating out.
- Add other personal costs: Include the monthly cost of internet service, your cell phone, entertainment expenses, and any out-of-pocket medical expenses, such as prescription fees or health-related supplies.
- Review your Summary: The calculator will automatically update your total yearly student budget as well as your monthly budget, school costs, living costs, food costs, and personal costs, giving you a clear financial snapshot.
- Adjust and optimize: Use the insights to identify areas where you can save or allocate funds more effectively.
Budgeting Methods for Students
Determining your student budget is the first step in creating an achievable financial plan. The next is applying a budgeting method that will keep your finances on track throughout the year. Here are a few popular strategies:
The 50/30/20 Rule
This straightforward rule suggests dividing your after-tax income into three groups:
- 50% for Needs: This includes essential expenses like tuition, rent, groceries, minimum debt payments, and health care costs.
- 30% for Wants: This covers discretionary spending like eating out, entertainment, and non-essential shopping.
- 20% for Savings & Debt Repayment: Dedicate this portion to building your savings and paying off your debts above the minimum requirements.
The Envelope System
For those who prefer a more tangible and visual way to budget, the envelope system may be right for you. This method involves putting a set amount of cash into different spending groups each month. Once the cash in an envelope is gone, you stop spending in that area until the next month. This approach works well for managing variable or discretionary expenses like groceries, dining out, or entertainment.
Zero-Based Budgeting
With zero-based budgeting, every dollar of your income is assigned a “job” — whether it’s an expense, savings, or debt repayment. The goal is for your income minus your expenses to equal zero. This method requires careful planning but ensures that you are fully aware of where every dollar is going, preventing unintentional overspending.
FAQ
How do you calculate a student budget?
Calculating a student budget involves these key steps:
- Identify all income sources: These include student loan payments, scholarships, wages, and family contributions.
- List all expenses: Categorize fixed costs (e.g., tuition, rent) and variable costs (e.g., groceries, eating out, and books and supplies). Non-recurring expenses can be averaged monthly.
- Compare income vs. expenses: A surplus allows saving or faster debt repayment; a deficit means reducing spending or increasing income to balance your budget.
How do you set up a student budget?
Setting up a student budget is straightforward:
- Set financial goals: Define what you want to achieve.
- Determine income: Calculate all monthly income, including student loan payments.
- List fixed expenses: Include costs like tuition and rent.
- Estimate variable expenses: Account for fluctuating costs such as groceries and books and supplies.
- Choose a budgeting method: Select a budgeting method (e.g., 50/30/20 rule).
- Monitor and adjust: Regularly review your budget to make sure it aligns with your income, expenses, and goals.
What is a good monthly budget for a college student?
There isn’t a single “good” monthly budget for college students, as it varies significantly based on factors like location, living situation, course of study, lifestyle choices, and income sources, such as student loan payments.
For example, students can expect to spend close to $1,900 per month on living expenses, according to the College Board.1 Ultimately, a good budget covers essential needs (tuition, room and board, and medical expenses), supports financial goals, and allows for reasonable discretionary spending without accumulating unmanageable debt, reflecting your unique circumstances and priorities.
How much of my paycheck should I save as a student?
It’s generally recommended to put about 20% of your after-tax income into savings. For college students, however, this number can vary depending on their circumstances. Syphoning a portion of your income into an emergency fund can provide a buffer if a financial emergency arises, and even small, consistent savings can turn into large sums over time. That said, putting money toward high-interest debt is important for students since the interest accrued on debt could eclipse interest earned on savings.
Article Sources:
1 College Board. Trends in College Pricing