Americans Don’t Care About the “Care Economy.” Here’s Why They Should
Friday’s jobs report showed growth in the labor market — but it might not show the full story.
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Public Service Loan Forgiveness
You’re in the right place to learn more about Public
Service Loan Forgiveness (PSLF), where you can
find out if you qualify for student debt forgiveness. Plus,
this hub has all the tools you may find useful to navigate the
program.
You’re employed full time (30 hours per week or more) by a U.S. federal, state, local, or tribal government, or a not-for-profit organization (federal service includes U.S. military service).
Have Direct Loans (or you consolidated other federal student loans into a Direct Loan).
You’re repaying your loans under an income-driven repayment (IDR) plan.
You’ve made at least 120 qualifying payments.
You’ve checked here to make sure you qualify.
There’s a lot to know about the PSLF program, like which federal repayment
programs qualify—and which don’t. Plus, you’ll want to learn how to enroll,
submit forms, and maintain your eligibility. Let’s dig in.
• Are you a non-profit or government employee?
If yes, you could be eligible for the PSLF Program, which forgives the remaining balance on Direct Loans if you meet specific criteria. Find out if you qualify. Read more.
• Student Loan Forgiveness 101.
While the Supreme Court decided against Biden’s student loan forgiveness plan, PSLF is still a major option—and other options also exist. Learn more
• Get help navigating your student debt.
We can help you manage your debt and make your repayment plan as simple and as smooth as possible. Learn more.
• Some federal repayment programs qualify for PSLF—and some don’t.
Find out whether your particular federal repayment program qualifies for PSLF and which other federal programs that are eligible…or not. Plus, get even more answers about student debt repayment. Learn more.
• Quiz: Still paying off your loans but thinking of making a repayment switch?
You can take this quiz to get a better understanding of your options and see example scenarios that could be similar to yours. Read more.
• The five important steps for enrolling in the PSLF program.
There are very important steps in this process—make sure you know exactly what they are and what you need to do. Learn more.
• You can get help enrolling.
The Department of Education is here for you. Their online PSLF tool can help you get a clearer picture of where you stand, while also helping you manage the entire PSLF enrollment process. Get started.
• What if you refinance? Can you still qualify for PSLF?
There are some pros and cons to refinancing or enrolling in PSLF. You may want to leave public service or pay off your loans sooner. But valuable “forgiveness” may be off the table depending on what you decide. Read more.
Your one-stop shop for all things student loans.
Get important student loan info—all in one place. Watch helpful webinars, download our comprehensive guide, or connect with a student debt specialist who can help you manage your loans.
For questions about your financial well-being benefits, our support team is ready to help. Just email us at [email protected] or call 833-277-SOFI.
Our specialists can help you manage the complexities of debt, identify ways to help you lower your monthly payments—and much more. Call 888-594-2936 or schedule a call below.
Our financial planners provide advice based on your unique needs and financial goals, including paying back student loans—and more.
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