SoFi Blog

To apply for a Credit Card, SoFi will need the following:
● Name
● Home address
● Date of birth
● Citizenship status
● Social security number
● Phone number
● Email address

In some cases we may need additional documentation, such as a copy of your driver’s license and/or a current photo ID to verify your identity.

🛢️ The fall coronavirus flare-up in the US and Europe has prompted the group to think twice about strategy given demand for fuel has once again dried up.

Credit Card payments made from your SoFi Bank or SoFi Money account will instantly increase your available credit on your Credit Card (except for auto pay payments & IVR payments), instantly debit your Bank or Money account, and create a payment transaction on your Credit Card account.

If payment is made before 5:00 PM ET, Sun-Fri » it will post the same night and balance will reflect change.

If payment is made after 5:00 PM ET, Sat-Thurs » it will post the next night and balance will reflect change.

If payment is made after 5:00 PM ET, Fri » It will post Sunday night and balance will reflect change.

Please note, for external bank account payments, it may take up to 7 business days for the available credit to update on your account after the payment posts. Payments will debit from the source account within 1-3 business days from payment posting.

Your first account billing statement will be generated approximately 30 days after your account is opened and will be available within the SoFi app and our website.

Sure thing! You can use your SoFi Credit Card to pay utility bills, phone bills, credit cards, and the like.