SoFi Blog

Tips and news—
for your financial moves.

New Year’s Checklist



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We made it to 2021!
Now let’s make it better.

Did you know 80% of New Year’s resolutions fail? This year, we’re going resolution free! Instead, we have 21 simple financial actions that’ll help you turn your 2021 into Money21.


See all the actions

Set yourself up for success

Here’s five easy actions for you to tackle each week. Each week has a different theme, so if you can’t do all the actions, feel free to move on to the next week.

Want to track your progress?
Print out a paper version of the calendar.

Download the calendar

It all works better,
when it works together.

SoFi helps you save, spend, earn, borrow, and invest—all in one place, making it so much easier to know exactly where you stand financially at any moment.








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Labor Day Campaign [LCM]

View your rate, get $20.
All with sand between
your toes.

This Labor Day, do next to nothing—more specifically, view your rate in two minutes on a personal loan or student loan refi. You’ll earn $20 in a SoFi Money®* account and possibly save thousands more. Offer ends 9/10/21.


Get $20


See terms.


Choose a low-interest loan that’s right for you:

  • VIEW YOUR RATE, EARN $20*
    Personal Loans

    With no fees and low fixed rates, a personal loan could save you thousands compared to high-interest credit cards.

    With no fees and low fixed rates, a personal loan could save you thousands compared to high-interest credit cards.



    View my rate →



    See terms.

  • VIEW YOUR RATE, EARN $20*
    Student Loan Refinancing

    Find a lower rate on a student loan refi? We’ll match it and give you $100 when your loan is funded. Guaranteed.

    Find a lower rate on a student loan refi? We’ll match it and give you $100 when your loan is funded. Guaranteed.



    View my rate →



    See terms.


How it works.

View your rate.

View your rate on a personal loan or student loan refi by 11:59pm 9/10/21.

Open a SoFi Money® account.

Already have one? You’re good to go!

Get $20 cash.*

Your bonus will be deposited into a SoFi Money® account after you’ve checked your rate.


Take it easy, but not too easy—offer ends 9/10/21.

It takes two minutes and doesn’t affect your credit score.




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