SoFi Blog

Tips and news—
for your financial moves.

DM – Undergraduate Student Loans May Promo (PROSPECT)

Cover up to 100% of

school-certified costs.

We make it fast and easy to apply for your student loan.

Apply with a cosigner to make it even easier.

Where is my confirmation code?



View your rate in minutes with no impact to your credit score and no commitment.



Six reasons to love your private student loan.

With benefits that help lower your student debt and monthly student loan payment, there’s a lot to love about SoFi Private Student Loans.

All online. All easy.

We’re making it easy to apply with a cosigner in minutes.

Repay your way.

Find the monthly student loan payment and rate that fits your budget.

Pay down your loan with rewards points.

Members can earn rewards points for setting up bill pay, credit score monitoring, and more. Rewards points can be redeemed to pay down SoFi student loans—it’s never been easier! Terms of service

Rate discounts.

Get a 0.25% discount when you set up autopay,5 and returning in-school customers are eligible for an additional 0.125% rate discount.

No application or late fees. No pre-payment penalties.

What you see is what you pay back with SoFi Private Student Loans.

Six-month grace period.

Give your postgrad self some extra runway by forgoing monthly student
loan payments until after graduation. This is one of four repayment
options available.


Get started in minutes.

Find your loan rate in just a few clicks.

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