SoFi Blog

Tips and news—
for your financial moves.

Benefits of Diversifying to Help Bridge the Returns Gap

Benefits of Diversifying to Help Bridge the Returns Gap

Diversifying your portfolio can help you bridge the returns gap between small cap and large cap stocks. This is crucial for long term investors to ride out economic downturns and benefit during growth periods.

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Protect – Life Insurance 2 months


LIMITED-TIME OFFER

Your first two months
of coverage

are on us.*

No medical exam required (for policies

up to $3M in
coverage). Apply in
minutes.
Offer ends 10/15/21.


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Calculate my needs

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Ladder

We are now directing you to our partner, Ladder,

to complete your application. SoFi will not be your
host while
there and is not responsible for content
provided by third-party sites, including Ladder.
Please note that you
are subject to the destination
site’s Privacy Policy and Terms & Conditions.

Why Ladder?

Apply for life insurance coverage in minutes and get a decision instantly. As your life changes, you can always decrease or cancel your coverage with a couple of clicks. No fees, no hassle.

Flexible coverage

Get coverage that ranges from $100K to $8M and 10 to 30 years. Adjust at any time.

Great rates

Ladder offers competitive insurance rates for the coverage that’s right for you.

Quick application

Get your quote and apply in minutes. Medical tests are not required for eligible applicants.1

Easy estate planning

Drafting your will is simple-and free for SoFi members.

How it works:

1

Get started

Select your coverage
amount and term.

2

Apply online

Complete your application in
minutes—eligible cases don’t require a medical test.1

3

Instant Decision

We value your time.
Check it off your list.


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Draft your will for free.

In times of uncertainty, it never hurts to have a plan in place for you and your family. No matter what your financial situation is, Ladder makes drafting your will easy-and free for all SoFi members.



Get started

SoFi has teamed up with Ladder, our life insurance partner, to make drafting your will simple-and free for all SoFi members.

Please register or log in with SoFi.com. We will then direct you to our partner, Ladder, to start the estate planning process.


Continue


SoFi will not be your host while there and is not responsible for content provided by third-party sites, including Ladder. Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.





See FAQs


The service provides forms for your use, not legal advice. Using these documents is not a substitute for obtaining legal advice.

Ladder FAQs


What is term life insurance?

Term life insurance is life insurance that provides coverage at a fixed price for a specific period of time. As such, it is often less expensive than permanent life insurance products that typically cover you for the entirety of your life. To find out more about term life insurance and other helpful articles, visit Ladder’s Knowledge Center. You can also reach out to their helpful experts with any questions at 1-855-622-0299.



Who is Ladder, and why has SoFi teamed up with them as a life insurance provider?

Ladder is our trusted partner for term life insurance. Ladder is for people who value a streamlined process and who want to be able to easily adjust their coverage as their needs change over time. We’re excited to be combining innovative technology with industry expertise to provide top quality products for our members.


How much life insurance do I need?

Life insurance needs vary from person to person. Calculate your needs by using this calculator.



Is there someone I can call to learn more?

You can speak with Ladder’s helpful experts by calling 1-855-622-0299. They are licensed, but not commissioned agents that can answer any questions you might have.


See All FAQs

Ready to get started?

Apply for a policy in minutes.


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