Inschool Loan promo – 350
Can you love a student loan? Absolutely.
Can you love a student loan?
Absolutely.
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Here to help you pay for school.
Get competitive-rate in-school loans that work for you. SoFi makes the process simple—so paying for school is stress-free.
All online. All easy.
We’re making it easy to apply with a cosigner in minutes.
No fees. No fuss.
No fees means no fees. That means no origination fees, no late fees, and no insufficient fund fees. Period.
Repay your way.
SoFi has flexible repayment options to help you find the loan that fits your budget.
Loans that work for you.
Undergraduate Loans
SoFi helps undergrads pay for college without the hassle. See rates and terms in just minutes—and get access to tips, tools, and resources along the way.
Undergraduate Loans
SoFi helps undergrads pay for college without the hassle. See rates and terms in just minutes—and get access to tips, tools, and resources along the way.
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Graduate Loans
Go to grad school and focus on your degree—not your debt. SoFi helps graduate students get low-rate loans and pay them back on their own terms.
Graduate Loans
Go to grad school and focus on your degree—not your debt. SoFi helps graduate students get low-rate loans and pay them back on their own terms.
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Law & MBA Loans
Now future lawyers and tomorrow’s leaders of industry can pay for law or business school with premium, low-rate loans offered by SoFi.
Law & MBA Loans
Now future lawyers and tomorrow’s leaders of industry can pay for law or business school with premium, low-rate loans offered by SoFi.
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Parent Loans
Parents rejoice: now you can pay your child’s tuition with a flexible, low-rate parent loan. SoFi’s application is quick and easy—and the repayment plans are flexible.
Parent Loans
Parents rejoice: now you can pay your child’s tuition with a flexible, low-rate parent loan. SoFi’s application is quick and easy—and the repayment plans are flexible.
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We know student loans.
$47 billion+
in refinanced student loans
550,000+
members have refinanced their student loans
98%
of surveyed members would recommend SoFi to a friend ✝✝
Tools, tips, resources, and more.
Our online resource center is filled with over 500 articles, budgeting tools, guides, and more.
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FAQs
What are SoFi Private Student Loans?
SoFi Private Student Loans launched in 2019 with a goal to create private student loan products that help students pay for school easily. SoFi helps students and parents make smart financial decisions through transparency, tons of resources and support, and modern customer-first solutions.
Which are better, federal loans or private loans?
In the spirit of transparency, SoFi strongly believes you should exhaust all of your Federal grant and loan options before you consider SoFi as your private loan lender.
How much of my education costs can a SoFi Private Student Loan cover?
SoFi Private Student Loans can cover up to 100% of the school-certified cost of attendance, which typically includes things like tuition and food, books and supplies, room and board, transportation and personal expenses. The minimum you can borrow is $5,000.
What options do I have for reducing the overall cost of my loan?
The faster you pay, the more you can save. Making payments while in school (even if you choose to defer during school, you still have the option to make payments when you can) and picking shorter loan terms can help you pay the loan off as quickly as possible. That can help you save on your overall interest charges, which helps reduce your total payments on your loan.
Do SoFi Private Student Loans have any fees?
There are zero fees for SoFi Private Student Loans. Zero. That means no late fees, no origination fees, no application fees, no insufficient fund fees or any fees of any kind. When we say zero fees, we mean zero fees.
What discounts do you offer?
You can get a 0.25% interest rate reduction when you sign up to make automated payments from your checking or savings account.
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