SoFi Blog

SoFi’s investment portfolios are built for the long-term. Founded on well-worn investment philosophies—diversified investments to help reduce risk, low-fee, tax-efficient funds to reduce unnecessary costs and more—we strive to ensure that our members are in the portfolio that closely aligns with their goals.

While we don’t try to time the market, we do believe that it’s important to monitor global events and understand how those events can affect your portfolio. Most of the time, these events are simply unavoidable speed-bumps on the investing highway and don’t require any adjustments to the portfolios.

Winter travel is something most of us begrudgingly undertake. We brave the cold, the snow, the sleet, and face down Jack Frost himself to get from point A to point B. Nearly 100 million Americans hit the roads or took to the skies to catch up with family over the 2017 holiday season.

But once the family obligations are done, travelers—including you—could be taking advantage of the colder weather to do something epic: Actually go on vacation. Here’s why winter travel really does reign supreme, a few tips on saving big, and just how you can afford to celebrate the holidays and go on your own vacation all at once.

With a seemingly endless supply of new budget-tracking apps, advice about always making coffee at home instead of buying out, and other finance tips, it can be hard to find the best creative ways to save money.

But saving anything, even just a small amount, is a good place to start. Whether you want to build up your emergency savings, or fund an investment account, it’s definitely time to prioritize saving money as a family or as an individual.

Savings are subjective, and while some people find it simple to put away money every month, for others, it can feel daunting to part with that money, especially if you’re in debt or spending a large portion of your paycheck on necessities. What works for someone else might not work for you, and that’s okay. Here are just a few financial upgrades that can help grow your savings.

Houses are adorned with festive decorations, busy shoppers are filling the stores, crossing items off of their shopping list—the holidays are here. It’s a time full of family, friends, traditions, and new memories.

Unfortunately for the millions of Americans facing the hefty burden of student loan debt, the joy of the holiday season can be overshadowed by the stress and anxiety that can come with making student loan payments during the holidays.

The average student in the class of 2017 graduated from college with $32,731 in student loan debt. If you’re a parent or family member looking for good gifts for millennials this holiday season, you may want to consider making a student loan payment on his or her behalf.