SoFi Checking and Savings

Earn an up to $300 bonus.

Open a new SoFi Checking and Savings account and earn a $50 or $300 cash bonus with eligible direct deposit of $1,000 or more. Terms apply.*

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SoFi Checking and Savings

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Explore other online banking features:

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Investment Products:

SoFi Invest encompasses two distinct companies, with various products and
services offered to investors as described below:

1) Automated Investing and advisory services are provided by SoFi Wealth LLC,
an SEC-registered investment adviser (“SoFi Wealth“). Brokerage services are
provided to SoFi Wealth LLC by SoFi Securities LLC.

2) Active Investing and brokerage services are provided by SoFi Securities
LLC, Member FINRA (

www.finra.org

)/SIPC(

www.sipc.org

). Clearing and custody of all securities are provided by APEX Clearing
Corporation.

Individual customer accounts may be subject to the terms applicable to one or
more of these platforms.

Neither the Investment Advisor Representatives of SoFi Wealth, nor the
Registered Representatives of SoFi Securities are compensated for the sale of
any product or service sold through any SoFi Invest platform.

Exchange Traded Funds (ETFs): Investors should carefully consider the
information contained in the prospectus, which contains the Fund’s investment
objectives, risks, charges, expenses, and other relevant information. You may
obtain a prospectus from the Fund company’s website or by emailing customer
service at [email protected]. Please read the prospectus carefully
prior to investing.

Shares of ETFs must be bought and sold at market price, which can vary
significantly from the Fund’s net asset value (NAV). Investment returns are
subject to market volatility and shares may be worth more or less their
original value when redeemed. The diversification of an ETF will not protect
against loss. An ETF may not achieve its stated investment objective.
Rebalancing and other activities within the fund may be subject to tax
consequences.

Investing in an Initial Public Offering (IPO) involves substantial risk,
including the risk of loss. Further, there are a variety of risk factors to
consider when investing in an IPO, including but not limited to, unproven
management, significant debt, and lack of operating history. For a
comprehensive discussion of these risks please refer to{” “}

SoFi Securities’ IPO Risk Disclosure Statement

. This should not be considered a recommendation to participate in IPOs and
investors should carefully read the offering prospectus to determine whether
an offering is consistent with their investment objectives, risk tolerance,
and financial situation. New offerings generally have high demand and there
are a limited number of shares available for distribution to participants.
Many customers may not be allocated shares and share allocations may be
significantly smaller than the shares requested in the customer’s initial
offer (Indication of Interest). For more information on the allocation
process please visit{” “}

IPO Allocation

.

^**When scheduling a fractional order, it will be routed to the
market immediately. Orders are sent in the order received. There may be
system delays from receipt of your order until execution. Market conditions
may adversely impact execution prices.

¹Terms and conditions apply^*. For 401k rollovers,
existing SoFi IRA members must complete 401k rollovers via this{” “}
link For SoFi members
without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must
be completed utilizing Capitalize via this{” “}
link. SoFi and Capitalize
will charge no additional fees to process a 401(k) rollover to a SoFi IRA.
SoFi is not liable for any costs incurred from the existing 401k provider
for rollover. Please check with your 401k provider for any fees or costs
associated with the rollover. For IRA contributions, only deposits made via
ACH are eligible for the match. Click{” “}
here for SoFi’s 1% Match terms and
conditions.

²The S&P 500 Index is a market-capitalization-weighted index of
500 leading publicly traded companies in the U.S. It is not an investment
product, but a measure of U.S. equity performance. Historical performance of
the S&P 500 Index does not guarantee similar results in the future. The
historical return of the S&P 500 Index shown does not include the
reinvestment of dividends or account for investment fees, expenses, or taxes,
which would reduce actual returns.

SoFi Plus: SoFi Plus is a premium membership that gives
members access to our best APY, discounts, rewards, and more when they set up
Direct Deposit or pay the SoFi Plus Subscription Fee. Benefits are subject
to change and may not be available to everyone. All{” “}
terms and conditions applicable to
the use of SoFi Plus apply.

³SoFi Plus members can schedule an unlimited number of
appointments with a financial planner during periods in which the SoFi Plus
member meets the eligibility criteria set forth in section 10(a) of the SoFi
Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can
schedule one (1) appointment with a financial planner. The ability to
schedule appointments is subject to financial planner availability. SoFi
reserves the right to change or terminate this benefit at any time with or
without notice. Advisory services are offered by SoFi Wealth LLC, an
SEC-registered investment adviser. Information about SoFi Wealth’s advisory
operations, services, and fees is set forth in SoFi Wealth’s current Form
ADV Part 2 (Brochure), a copy of which is available upon request and at{” “}
www.adviserinfo.sec.gov.

⁴ 1% match on recurring SoFi Invest® deposits: You must be a
SoFi Plus member at the time a recurring deposit is received into your SoFi
Invest® account in order to receive this 1% match benefit. “Recurring
deposits” refer to ACH transfers scheduled with a frequency of weekly, every
two weeks, or monthly into either your Active SoFi Invest® account or your
SoFi Wealth Automated Investing account. Regular deposits set up from your
SoFi Checking & Savings account using Autopilot are eligible for the
bonus. One-time transfers are excluded from the bonus. If funds are
withdrawn and later redeposited manually into your SoFi Invest® account,
the manual deposit will not be eligible for the bonus. Offer can be combined
with SoFi Invest 1% IRA match.

SoFi Invest encompasses two distinct companies, with various products and
services offered to investors as described below:

1) Automated Investing and advisory services are provided by SoFi Wealth
LLC, an SEC-registered investment adviser (“SoFi Wealth“). Brokerage
services are provided to SoFi Wealth LLC by SoFi Securities LLC.

2) Active Investing and brokerage services are provided by SoFi Securities
LLC, Member{” “}

FINRA

/

SIPC

. Clearing and custody of all securities are provided by APEX Clearing
Corporation.

Individual customer accounts may be subject to the terms applicable to one or
more of these platforms. For additional disclosures related to the SoFi
Invest platforms described above please visit{” “}

SoFi.com/legal

.

Neither the Investment Advisor Representatives of SoFi Wealth, nor the
Registered Representatives of SoFi Securities are compensated for the sale of
any product or service sold through any SoFi Invest platform.

Please note that the Active Invest platform is self-directed, therefore all
monies transferred to your SoFi Active Invest will not be automatically
invested.

Bonuses will be paid out as rewards points within two weeks of the end of the
calendar month. See Rewards Terms of Service. Members must enroll in Rewards
in order to redeem their points, but not to be eligible for the bonus. Learn
more about our Rewards program here. Bonus will not be paid out on SoFi
Invest® or SoFi Wealth accounts that are closed or pending closure.

Bonus amounts are calculated on the total net recurring inflows (incoming
recurring ACH transfers less outgoing transfers) per calendar month. For
example, if you have a recurring Invest deposit of $1,000 on 11/4/2024 and
withdraw $500 on 11/15/2024 and make no other deposits or withdrawals to
your SoFi Invest® account for the month, you will earn 500 rewards points,
equal to 1% of $500 net monthly inflows. If you lose SoFi Plus eligibility
at any point throughout the month, you will earn the 1% match only on
recurring deposits received while you were a Plus member. All withdrawals in
the calendar month (regardless of Plus status) will count against your
bonus. For example, if you have a recurring Invest deposit of $1,000 on
11/4/2024 as a SoFi Plus member, lose Plus status on 11/10/2024, and have
another recurring Invest deposit of $1,000 on 11/12/2024, you would earn $10
in rewards points (1% of the $1,000 that was deposited while you were a Plus
member).

Eligibility Period: Funds must remain in your SoFi Invest®
account for two years to be eligible for the bonus. If the deposit is
removed prior to the end of the two-year Eligibility Period, SoFi, at its
discretion may remove the corresponding proportion of the 1% Match from the
customer’s account. For instance, if $1,000 was deposited receiving a $10
rewards points match and $500 was withdrawn in a subsequent month, SoFi may
remove $5 in rewards points from the bonus. SoFi reserves the right to
liquidate securities to pay for the removal of the Match bonus. Further,
SoFi may bill this to a receiving firm in the event of an account transfer.