New! Eligible SoFi members can invest in upcoming IPOs before they’re traded on the public market—only in the SoFi app.* Learn more


With SoFi Money®,
withdrawing cash is
fee-free at 55,000+
ATMs worldwide.1

Meet SoFi Money: a great way to save, spend, and earn—all in one cash management account.

Use ATMs wherever
you are. Pay no fees.

When you need cash, you shouldn’t be charged for it—no matter where you are. Use any ATM worldwide within the Allpoint® Network and you won’t get charged a fee.

Our goal is to eliminate as many fees as possible. That being said, our ATM fee structure is subject to change at any time.

Find free ATMs where
and when you need them.

Out and about, and want to withdraw cash without fees? SoFi Money has you covered. Open the SoFi app to use our ATM finder and see where the closest ATMs are in the Allpoint® Network.

Spend, save, earn—
and more-way more.

SoFi Money holders pay no ATM fees at 55,000+ ATMs worldwide1, pay no account fees2, get all the benefits of SoFi membership. Plus, with at least $500 in monthly deposits, earn 8x the national average in APY vs spending accounts on all your cash3 and exclusive cash back offers.4

Member rate discounts

As a SoFi member you’ll receive a 0.125% rate discount on additional SoFi loans.5

Career services

Get access to complimentary one-on-one career services to help with career transitions, job searches, and more.

Community experiences

SoFi members get access to experiences that help them build their network, community, and career.

Ready to stop
paying ATM fees?

Whether you’re in town, out of town, or abroad, don’t be charged a fee to withdraw your own money when you use any ATM worldwide within the Allpoint® Network.

Explore more
benefits of
SoFi Money.

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