Get Your Money Right.

SoFi Money has the convenience of checking and
savings morphed into one hybrid account.

Earn 2.25% APY.1

Pay zero fees.

Free ATMs everywhere.2

Get even more bang
for your bucks.

You work hard for your money. Now your money can work hard for you.
SoFi Money earns 2.25% APY.

Tell fees
to f-off.

Most banks charge an average of $329 per year in account fees.3 We don’t charge any. Not the ones you expect—and definitely not the ones you don’t.

Check out the list of fees
we don’t have. →

Make it rain.

Sometimes you want cold hard cash. You shouldn’t be charged for that—no matter where you are. Use any ATM worldwide that accepts Visa® and we’ll reimburse you for the fees.

Catching on to how
great Money is?

We’re just getting
started.

Quick sign up

Sign up for SoFi Money and open an account in just 60 seconds. It’s that easy.

Secure

SoFi Money is FDIC insured up to $1.5 million with additional protection against fraud.

Mobile

Your phone is your branch–complete with mobile transfers, photo check deposit, and customer service.

P2P transfers

Send money to anyone you need to right from your app. And when you send to SoFi Money holders, they’ll get it instantly.

SoFi Money
gives you more.

SoFi Money holders get access to exclusive member benefits like events and experiences, financial planning, career coaching, rate discounts on other SoFi products, and more—all at no cost.

Check out the
membership benefits →

People are talking about Money:

Get more from
your Money.

It takes 60 seconds to open a SoFi Money account and be on your way to earning more interest without ever paying account fees.

FAQs

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You are now leaving the SoFi website and entering a third-party website. SoFi has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. SoFi does not guarantee or endorse the products, information or recommendations provided in any third party website.

You are now leaving the SoFi website and entering a third-party website. SoFi has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. SoFi does not guarantee or endorse the products, information or recommendations provided in any third party website.

You are now leaving the SoFi website and entering a third-party website. SoFi has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. SoFi does not guarantee or endorse the products, information or recommendations provided in any third party website.

You are now leaving the SoFi website and entering a third-party website. SoFi has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. SoFi does not guarantee or endorse the products, information or recommendations provided in any third party website.

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