SoFi Checking and Savings charges you no account fees.
We think banking shouldn’t cost you money. That’s why SoFi doesn’t charge any account fees on your checking and savings accounts.
We work hard to charge no account fees. With that in mind, our fee structure is subject to change at any time. See our terms and conditions.
No account
minimum fees
Stop worrying about getting charged for not having enough in your account.
No overdraft fees
We built SoFi Checking and Savings to protect you from overdrafting, but in the off-chance it happens, you won’t get charged.
Our goal is to eliminate as many fees as possible. That being said, our fee structure is subject to change at any time.
No ATM fees at
55,000+ ATMs worldwide1
When you need cash, you shouldn’t be charged for it. With SoFi, ATMs are fee-free at any ATM within the Allpoint® Network.
Our goal is to eliminate as many fees as possible. That being said, our fee structure and ATM fee reimbursement structure is subject to change at any time.Full transparency
We’re proud to say that banking with SoFi has no account fees and no service charges—and we’re working hard to keep it that way. That being said, our fee structure is subject to change at any time. See our terms and conditions.
Service charges
Our goal is to eliminate as many fees as possible. That being said, our fee structure and ATM fee reimbursement structure is subject to change at any time.