SoFi Credit Card

The SoFi Credit Card is Here

Since last October, our first credit card has been in limited release, and we’ve been blown away by your interest in the card. That’s why we’re thrilled to announce today that the SoFi Credit Card application is now open to anyone who is interested in applying! We’ve used the time since then to improve and refine the card based on member feedback, including adjustments to the visibility of reward points and the upcoming ability to redeem rewards directly into purchasing cryptocurrency through SoFi Active Invest®.

To celebrate the general launch of the SoFi Credit Card, SoFi is rolling out its biggest promotion of the year: New customers will be eligible to participate in “Moneyball Madness,” and the chance to receive SoFi Reward Points ranging from 2,000 (equivalent to $20) to 1 million (equivalent to $10,000). With 50 million points, worth a total of $500,000, to give away, members can use points to earn cash in their SoFi Checking and Savings® account, buy securities with SoFi Active Invest, or pay down their eligible SoFi loans.1

As a reminder, The SoFi Credit Card carries no annual membership fee† and provides up to 2% unlimited cash back when used to pay down a SoFi Personal Loan or SoFi Student Loan Refinance, or applied to a SoFi Checking and Savings® or SoFi Active Invest account.2 The SoFi Credit Card is the only card that incentivizes cardholders to make on-time payments with a 1% annual percentage rate reduction after 12 consecutive on-time payments, with the reduced rate sustained with continued on-time payments.

Designed to help you save, invest, and pay down debt. Learn more about the SoFi Credit Card.

Apply for Credit Card

1 No purchase necessary to play or win. You must be approved for a SoFi Credit Card to participate. Visit to view Game Official Rules for details, including eligibility requirements and prize details. Ends 3/29. Void where prohibited by law.
2 Members earn 2 reward points for every dollar spent on eligible purchases. If you elect to redeem points as cash deposited into your SoFi Checking and Savings account, as fractional shares into your SoFi Invest account, or as a payment toward your SoFi Personal Loan or Student Loan Refinance, then your points will redeem at a rate of 1 cent per point. If you elect to redeem points as a statement credit into your SoFi Credit Card account, then your points will redeem at a rate of 0.5 cents per point. For more details, please see
 See Pricing, Terms & Conditions
The SoFi Credit Card is issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SoFi Credit Corp. CFL# 6054612. Advisory services are offered through SoFi Wealth, LLC an SEC-registered Investment adviser. Brokerage products and SoFi Checking and Savings® are offered through SoFi Securities LLC, member FINRA/SIPC. Neither SoFi nor its affiliates is a bank.
©2021 Social Finance, Inc. CC20-269414

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ABOUT SoFi SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than one million members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of like-minded, ambitious people. For more information, visit Want an easy and convenient way to manage your financial life? Get the SoFi app. For iOS and Android.

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