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How to Protect Your Credit and Online Data From Fraud—A Year After The Equifax Breach

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Home Equity Loans vs Personal Loans for Home Improvement

Maybe you’ve spent too much time watching HGTV and now have visions of turning your kitchen into a chef’s paradise. Or perhaps your master bath is just one shower away from disaster.

If so, you’re not alone. Last year, the Joint Center of Housing Studies for Harvard University reported that the home improvement industry should continue post record-level spending in 2016. For many people, that means borrowing money to pay for those home improvements.

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Making an Offer on a House: What You Need to Know to Close the Deal

When you’re in the home-buying game, especially in hot markets, you’ll discover a process that is both multi-layered and time-consuming—and, at the end of the day, designed to take you from writing an offer to holding the keys in your hand. Understanding each part, your role in it, and how to maximize your participation in each part will save you time and money, and keep you ahead of the game.

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7 Essential Tax Tips for Young Professionals

Whether you’ve been filing taxes for 5 years or 15, it never seems to get any easier. Maybe it’s because a whole year goes by between each tax season—plenty of time to forget everything you learned about W-2s, deductions, and tax credits the year before (not to mention your e-file password).

Meanwhile, the older you get, the more complicated your tax situation tends to be. As you earn more income and achieve new financial milestones, you face questions like what expenses are itemized tax deductions, what’s considered income for tax purposes, and if you can write off interest payments on your student loans.

Life is too short for a formal education in tax code—getting a handle on a few of the basics can help you maximize your tax refund (or at least minimize what you owe). Here’s a roundup of sage tax advice for young professionals from financial experts to make your tax return a breeze—or just less terrible than usual.

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