How Much Does a Truck Driver Make a Year?

By Emily Greenhill Pierce. November 05, 2025 · 8 minute read

This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature.

How Much Does a Truck Driver Make a Year?

The median salary for a truck driver is $57,440 per year, according to the Bureau of Labor Statistics. If you love life on the road and want to work independently, a career as a professional truck driver might suit you. What’s more, you may be able to earn significantly more than the average: Truck drivers in the United States can make between $38,000 and $78,000 a year, and possibly even more.

How much a truck driver makes depends on several factors, including what kind of truck you drive, where you work, and your driving experience. Read on to learn more about how much truck drivers can make, pros and cons of being a truck driver, and more.

Key Points

•   The average annual salary for truck drivers in the U.S. is around $57,440, according to the Bureau of Labor Statistics.

•   Salaries can vary significantly based on factors such as experience, type of cargo, and the distance traveled, with some drivers earning over $78,800 per year.

•   Truck drivers can work for large freight companies, small fleets, or as independent contractors, each offering different pay structures and benefits.

•   Many truck drivers earn additional income through overtime pay and performance bonuses, which can increase their overall earnings.

•   The job outlook for truck drivers is stable, with a projected growth rate that is about as fast as the average for all occupations.

What Are Truck Drivers?

Truck drivers are certified professionals trained to operate large commercial vehicles. They typically deliver large quantities of goods from one location to another.

A truck driver can spend long hours alone on the road, meaning it can be a good fit for introverts and a good job for antisocial people. Most truckers are employed by a trucking company, but some truck drivers make enough money to buy their own rigs and work as independent contractors.

Truck drivers typically must have a commercial driver’s license (CDL) through their state, as well as specialized training and skills in order to drive this kind of vehicle.

Some of the responsibilities of a truck driver include:

•   Driving and operating commercial vehicles

•   Pre-inspecting the truck

•   Navigating road maps and destination routes

•   Verifying pick-up loads for accuracy and delivering cargo as instructed

•   Loading and unloading the goods

•   Maintaining basic vehicle maintenance

•   Complying with company safe work practices and policies

•   Accurately filling out company paperwork for deliveries

•   Staying current on truck driving permits and qualifications

•   Being able to lift up to 80 pounds repeatedly throughout the day.

Being a truck driver can be a good way to make money as a retiree. In fact, many cargo companies hire retired couples, as they can share the load and get more done together. You and your partner could travel in retirement while making extra income.

đź’ˇ Quick Tip: We love a good spreadsheet, but not everyone feels the same. An online budget planner can give you the same insight into your budgeting and spending at a glance, without the extra effort.

Check your score with SoFi

Track your credit score for free. Sign up and get $10.*


How Much Do Starting Truck Drivers Make a Year?

Entry-level truck drivers can make a salary ranging between $38,640 to $78,800, an average of $57,440 a year. Salaries can vary depending on several factors, including the driver’s experience, the kind of truck they drive, and the cost of living in their state.

Some commercial trucking companies may pay novice drivers by the hour vs. a yearly salary. Even starting out, a trucker can make more than the average minimum wage, averaging around $27.62 an hour.

Recommended: Should the Minimum Wage Be Raised?

What Is the Average Salary for a Truck Driver?

You’ve already learned that the median salary for a truck driver is $57,440 a year. While there may be the potential to make over $100,000 a year, the highest 10% earned roughly $78,800. Keep in mind, the range of what you can make depends heavily on what kind of truck you drive, your experience, and job title.

Here’s an example of the pay ranges in the truck driving industry:

•   Truck transportation: $59,570

•   Wholesale trade: $57,260

•   Manufacturing: $54,860

•   Construction: $54,170

Recommended: Which Trade Jobs Make the Most Money?

What Is the Average Truck Driver Salary by State?

A big factor in how much money a truck driver makes in a year depends on where they live. As with most jobs, trucker salaries can fluctuate from state to state, and some areas may have higher-paying jobs than others.

Here are the averages for local truck drivers by state:

State Mean Annual Salary
Alabama $54,040
Alaska $66,890
Arizona $55,420
Arkansas $56,570
California $60,490
Colorado $61,750
Connecticut $57,710
Delaware $57,660
Florida $54,360
Georgia $57,190
Hawaii $58,140
Idaho $55,340
Illinois $61,230
Indiana $61,160
Iowa $58,350
Kansas $59,350
Kentucky $60,060
Louisiana $51,310
Maine $53,960
Maryland $58,590
Massachusetts $59,300
Michigan $55,090
Minnesota $62,110
Mississippi $55,240
Missouri $54,480
Montana $59,050
Nebraska $60,150
Nevada $61,760
New Hampshire $59,120
New Jersey $67,630
New Mexico $51,530
New York $64,410
North Carolina $53,990
North Dakota $59,840
Ohio $59,700
Oklahoma $56,300
Oregon $63,890
Pennsylvania $58,620
Rhode Island $59,870
South Carolina $55,110
South Dakota $58,150
Tennessee $57,670
Texas $56,470
Utah $59,460
Vermont $57,050
Virginia $56,990
Washington $67,060
West Virginia $51,920
Wisconsin $56,980
Wyoming $63,220

Source: U.S. Bureau of Labor Statistics



đź’ˇ Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Truck Driver Job Considerations for Pay and Benefits

In order to become a professional truck driver, you have to be 18 to 21 years of age (the requirement differs from state to state) and have a clean driving record, including no DUIs. Most truck companies require their employees to have a high school diploma or a GED, and undergo routine drug tests.

The biggest requirement to becoming a truck driver is obtaining proper certification: your commercial driver’s license (CDL), as mentioned above. Truck driving certification can be done by:

•   Enrolling in a truck driver training program. While not required, these programs can prepare you for the CDL with classroom and hands-on training.

•   Passing a physical exam to determine if you are fit enough to handle a commercial vehicle.

•   Obtaining a commercial learner’s permit (CLP) via a written exam. This will allow you to drive a commercial vehicle under the supervision of a licensed CDL holder.

•   Getting your commercial driver’s license (CDL). This requires a written and driving exam.

•   Completing additional state requirements for driving vehicles such as tankers and those carrying hazardous materials.

Once you obtain your CDL and are hired by a company, many salaried truck driver jobs can come with the following benefits:

•   Health insurance

•   Paid time off

•   Retirement plans

•   Bonuses and incentives for reaching performance goals

Pros and Cons of Being a Truck Driver

Being a professional truck driver can provide a solid income and a sense of freedom, but the job isn’t for everyone. Here are the biggest positives and negatives of being a truck driver:

Pros

•   Potential for a steady yearly income

•   No college degree required

•   A quick start; most people can earn their CDL in 3 to 4 weeks

•   High job demand/job security

•   Opportunities to buy your own rig and be your own boss

•   Traveling, sometimes across scenic America

•   Pet perks: Many companies allow truckers to bring their dogs along for the ride

•   Good benefits/driving bonuses

•   An independent work day vs. punching the clock

Cons

•   Monotonous hours on the road

•   Driving fatigue

•   Unhealthy lifestyle due to long, sedentary stretches behind the wheel

•   Poor diet. Many truckers exist on fast-food options while on the road

•   Loneliness

Of course, before embarking on any career, you’ll want to make sure your potential earnings will be enough to cover your expenses. Picking and sticking with one of the different budgeting methods can be helpful.

The Takeaway

How much a truck driver makes a year is on average $57,440, though salaries can vary considerably and soar higher if you own your own business. Being a truck driver can be a good fit for those who enjoy being out on the road and who are introverts, but the long hours and being away from home can be challenging.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

Can you make 100k a year as a truck driver?

The average truck driver earns $57,440 per year, with the top 10% earning more than $78,800. If you own your own truck, though, it may be possible to make $100,000 per year.

Do people like being a truck driver?

People who don’t mind the long hours and solitude might enjoy being a truck driver. Many truck drivers love the flexibility, salary, and traveling across America.

Is it hard to get hired as a truck driver?

Getting hired as a truck driver can be challenging due to strict requirements like a commercial driver’s license (CDL), clean driving record, and drug tests. However, with the current driver shortage, many companies are eager to hire qualified candidates, making it easier for those who meet the criteria.


Photo credit: iStock/RichLegg

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

SORL-Q425-042

TLS 1.2 Encrypted
Equal Housing Lender