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Student Loans Help Center

Need help with your student loan debt?

We’ve put together a page completely dedicated to helping you understand, navigate, and manage your student loans. From success stories to calculators, our tools and resources will help answer all of your burning student loan questions.

Student Loans 101

Get started by reading some introductory articles that can help point you in the right direction.

Understanding student loan terminology

Use these articles and resources to gain a better understanding of what some common student loan terminology means.

What you need to know about student loans, grants, and scholarships.

Depending on where your school is, you have different options when it comes to getting the money you need to pay for school. Here are some resources to help.

Select your state to get started:

Tools to help navigate student debt.

Try these different tools to calculate your savings, estimate your payoff date, and more.

Student Loan Payoff Calculator

Use this calculator to get an idea of when your student loan payoff date will be—and how to make that date come even sooner.

Go to Calculator

Student Loan Debt Navigator

Understanding how to manage your student debt can be complicated. Use this tool to learn about repayment options that work for you.

Go to Navigator

Student Loan Savings Calculator

Add in your current student loan information, and we’ll calculate your estimated savings—both monthly and over the lifetime of your loan.

Go to Calculator

Helpful member benefits

Get $400 off SAT®/ACT® prep courses. NBD.

Prep Expert is SoFi’s exclusive partner for college entrance test preparation courses, and our members get $400 off for the ambitious students in their lives.

Prep Expert receives compensation from SoFi on a per-course and per-funded loan basis. A covered educational institution’s name or logo on the Prep Expert’s platform is not an endorsement by the covered educational institution of SoFi’s student loan products. Offer available to SoFi members only. Prep Expert does not guarantee eligibility for a SoFi loan product. Terms and conditions apply and are subject to change.

Your go-to guide for college financial planning.

SoFi members now have complimentary access to Edmit Plus—a tool that helps estimate financial aid, compare cost of attendance, or learn more about the merit aid and scholarships available.

Edmit receives compensation from SoFi on a per-funded loan basis. SoFi does not guarantee the accuracy of information provided by Edmit, its affiliates or subsidiaries. Enrollment in Offer available to SoFi members only. Edmit does not guarantee eligibility for a SoFi loan product. Terms and conditions apply, and are subject to change.

A deeper dive into graduate school debt.

Looking for degree specific articles and resources? This section is for you.

Even more help with your student loans.

It’s okay if you’re still lost. Here are more articles and resources to help depend your understanding of student loans and refinancing.

Frequently asked questions

Refinance your student loans with SoFi today.

Check your rates online in minutes and see how you can save.

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