We’ve put together a page completely dedicated to helping you understand, navigate, and manage your student loans.
From success stories to calculators, our tools and resources will help answer all of your burning student loan questions.
Student Loans 101
Get started by reading some introductory articles that can help point you in the right direction.
Understanding student loan terminology
Use these articles and resources to gain a better understanding of what some common student loan terminology means.
SoFi members now have complimentary access to Edmit Plus — a tool that helps estimate financial aid, compare cost of attendance, or learn more about the merit aid and scholarships available.
Edmit receives compensation from SoFi on a per-funded loan basis. SoFi does not guarantee the accuracy of information provided by Edmit, its affiliates or subsidiaries. Enrollment in Offer available to SoFi members only. Edmit does not guarantee eligibility for a SoFi loan product. Terms and conditions apply, and are subject to change.
A deeper dive into graduate school debt.
Looking for degree specific articles and resources? This section is for you.
Even more help with your student loans.
It’s okay if you’re still lost. Here are more articles and resources to help depend your understanding of student loans and refinancing.
Check your rates online in minutes and see how you can save.
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.