How do I upgrade to SoFi Plus?

There are two ways to get SoFi Plus:

Join by paying a subscription fee: Pay $10 every 30 days using a credit card, debit card, or your SoFi Checking account. Just a heads up–if you choose this option, only the person paying gets SoFi Plus access.

Join for free: Open a SoFi Checking & Savings account and make an eligible direct deposit or qualifying deposits of $5,000 or more every 31 days. If it’s a joint account, both account holders get SoFi Plus access.

SoFi Plus benefits will begin once we receive your first eligible direct deposit or qualifying deposits of $5,000 or more.

If you’ve met the direct deposit requirements, but your SoFi Plus membership isn’t yet reflected in the Membership & Rewards Center, call 855-456-7634.

See terms. Learn more about how to set up direct deposit here.