What if I switch from residency to fellowship at the end of my term? Is it automatically extended or do I have to send SoFi a letter and apply again?

Members can extend their $100 payments as long as they have not exceeded their 54 month maximum (loans originated before 2022) or 90 month maximum.

Any fellowship or extended residency training period must be agreed to at the time of refinancing. Members can extend their $100 payments as long as they have not exceeded their 54 month maximum or 90 month maximum. Residents and fellows should call SoFi for assistance if there are any questions about this.