How does SoFi Plus status work with joint SoFi Checking and Savings accounts?



If you make an eligible direct deposit or qualifying deposits of $5,000 or more into an individual SoFi Checking or Savings account every 31 days, you’ll get access to all SoFi Plus benefits. If it’s a joint SoFi Checking or Savings account, both account holders will receive SoFi Plus status and benefits. If you join by paying the subscription fee, only the subscriber receives SoFi Plus status and benefits.


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