How long does the application process take? How quickly can I get my loan?

You can apply and get a credit decision in 3 minutes. If approved, you’ll need to accept your terms and electronically sign your loan documents which can take a few days.

At that point, we send the loan application information to the school for certification. During this process, schools verify your enrollment status, academic progress, and your financial aid package. Every school has their own processes and timelines, so certification can take several days or sometimes weeks; during the peak season (June-August) it may take longer. Once we receive the certification back from the school, we’ll schedule the funds to be sent according to the school’s requested timeline.

The entire process from application to actually sending the money to the school typically takes at least 4-6 weeks, but it can be shorter or longer than that depending on the school. Need your loan sooner? Our team is here to help. Call us anytime at (855)-456-7634.