How do I access my SoFi Plus loan discounts?

To access your SoFi Plus loan discounts, for a Personal Loan, Student Loan Refinance, or Private Parent Student Loan, you must become a SoFi Plus member within 31 days of your loan funding by either:

•  Paying a $10 subscription fee every 30 days using a credit card, debit card, or your SoFi Checking account. Just a heads up–if you choose this option, only the person paying gets SoFi Plus access.

•  Opening a SoFi Checking and Savings account and making an eligible direct deposit or qualifying deposits of $5,000 or more every 31 days. If it’s a joint account, both account holders will get access to SoFi Plus.

If you don’t complete your SoFi Plus enrollment within 31 days of funding these select loans, you won’t be eligible for the rate discount, and it can’t be applied retroactively.