Am I eligible for a SoFi Personal Loan?



To be eligible for a SoFi loan, you must be a US citizen or reside in a US Territory, as a permanent resident, non-permanent resident, 18 years or older, and reside in one of our eligible states. If you are a permanent resident, you must be able to show an image or scan of your permanent residency card (Green Card) and your Green Card must have a total validity (from issuance to expiry) of more than 2 years. Loan eligibility also depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience. Please review our Eligibility Criteria for further details.


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