Am I eligible for a SoFi Refinance loan?



To be eligible for a SoFi loan, you must be a U.S. citizen, permanent resident, or non-permanent resident alien, and you must reside in one of our eligible states. If you are a permanent resident, you have more than 2 years until your status expires, or you have filed an extension. Loan eligibility also depends on a number of additional factors, such as a responsible financial history, credit score, your income vs. expenses, and employment status. Please review our Eligibility Criteria or call us for further details.


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