Can I sign up for just a checking or just a savings account?

When you sign up for SoFi Checking and Savings, you will receive both a checking account and a savings account. Once you set up eligible direct deposit (or deposit at least $5,000 every 30 days), you can earn 3.60% APY on your savings account and 0.50% on checking account! We do not currently offer standalone checking or savings accounts.