Personal Loans

Are credit cards ruining
holiday deals?

Fixed personal loan rates range from
5.49% APR to 14.24% APR (with AutoPay)5.

Find my rate

Checking your rate will not affect your credit score.

You pay more for things
than you realize

It’s tough to figure out how much you actually spend on items when using a high-APR credit card. Instead of paying high interest rates, you can consolidate your debt and pay off your cards with a SoFi personal loan. With a lower interest rate, you can save money and pay them off sooner.

See how much
you might save

SoFi Personal Loan6c High Rate Credit Card6c
Balance $35,000 $35,000
Interest Rate 6.95% 15.99%
Monthly Payment $692 $851
5-year Total Paid $41,533 $51,057

Savings with SoFi: $9,5246c

Find My Rate

Why SoFi?


Borrowers reduced their interest rate
by 42% on average6b.


Borrowers raised their credit scores by 17 points on average when paying off credit card debt6a.

No Hidden Fees.
No Catch.

No origination fees in most states or pre-payment penalties. What you see is what you get.

Personal Loans
vs Credit Cards6

SoFi Credit Cards
APR range

Fixed Rates

5.49% – 14.24%

(with AutoPay)5

12.00 – 22.86%6

Fees No hidden fees 3% Balance Transfer
Term 3, 5, 7 years Rolling
Instant Pre-Approval Yes Varies
Amount $5,000 – $100,000 Varies
Unemployment Protection4 Yes No

Questions? Call us for a free consultation at 855-456-7634.

Find My Rate
SSL Encrypted
Equal Housing Lender