Personal Loans

Are credit cards ruining
holiday deals?

Fixed personal loan rates range from
6.99% APR to 14.87% APR (with AutoPay)5.

Find my rate

Checking your rate will not affect your credit score.

You pay more for things
than you realize

It’s tough to figure out how much you actually spend on items when using a high-APR credit card. Instead of paying high interest rates, you can consolidate your debt and pay off your cards with a SoFi personal loan. With a lower interest rate, you can save money and pay them off sooner.

See how much
you might save

SoFi Personal Loan6cHigh Rate Credit Card6c
Interest Rate8.38%15.99%
Monthly Payment$692$851
5-year Total Paid$41,533$51,057

Savings with SoFi: $9,5246c

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Why SoFi?


Borrowers reduced their interest rate
by 42% on average6b.


Borrowers raised their credit scores by 31 points on average when paying off credit card debt6a.

No Hidden Fees.
No Catch.

No origination fees in most states or pre-payment penalties. What you see is what you get.

Personal Loans
vs Credit Cards6

SoFiCredit Cards
APR range

Fixed Rates

6.99% – 14.87%

(with AutoPay)5

12.00 – 22.86%6

FeesNo hidden fees3% Balance Transfer
Term3, 5, 7 yearsRolling
Instant Pre-ApprovalYesVaries
Amount$5,000 – $100,000Varies
Unemployment Protection4YesNo

Questions? Call us for a free consultation at 855-456-7634.

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