SoFi Blog

Tips and news—
for your financial moves.

SoFi At Work Personal Loans


Exclusive 0.50% Rate Discount1

Low rates. No fees required. Personal loans made easy.


Streamline your finances with confidence with a low, fixed-rate loan to pay down debt, fund home upgrades, or cover a big life expense.Get funds as soon as the same day you sign2 with our quick, online application process. Just make sure you apply through this page to get this discount.


View your rate


Checking your rate will not affect your credit score.

Exclusive 0.50% Rate Discount1

Low rates.
No fees required.
Personal loans
made easy.


With a low fixed-rate single
monthly payment, you could pay
off high-interest debt like credit
cards, tackle a home renovation
project, or cover a major life
expense. View your rate in just 60
seconds.


View your rate


Checking your rate will not affect your credit score.

Why SoFi Personal Loans?

  • Low competitive rates

    Low fixed rates that won’t change over the life of your loan, protecting you from rising interest rates.

  • No fees required

    That means no origination fees required, no prepayment penalty fees, and no late fees whatsoever.

  • Same-day funding2

    Your funds could be available as quickly as the same day your loan is signed.


View your rate

Save thousands with a low-interest personal loan.

With credit card rates on the rise, see how you could save thousands on interest by consolidating
existing debt into a low fixed monthly payment.


View your rate

Checking your rate will not affect your credit score.

*Example chart shows calculations based on a 5 year SoFi Personal Loan with a fixed rate of 14.90% APR, which is the rounded average median funded APR for SoFi Personal Loan borrowers who took out a loan with a 5 year term” from April 1 2023 – April 1 2024. Lowest rates are reserved for the most qualified borrowers. The ‘High-Interest Rate Credit-Card’ APR shown is the average credit card APR reported by Wallethub for Q1 2024 under their Good Credit category. The savings estimate also assumes that the borrower doesn’t take out any additional credit card debt during the same period. Both calculations assume 60 total monthly payments, no origination fee option selected and no pre-payment amounts.

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Ask questions and get help every step of the way from our live customer support team.

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Friday-Sunday 5am-5pm PT


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SoFi Plus: Make the Most of Your Money Every Day

1. SoFi Plus is the new, premium member offering to help people get more for their money.
2. SoFi Plus will be rolling out over the coming weeks to all members with direct deposit to SoFi Checking and Savings.
3. We are working on expanding the program, so stay tuned and sign up early to ensure access to the very latest benefits.

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SoFi Launches ‘On The Money’ To Provide Financial Education Resources for Members

SAN FRANCISCO, Calif – September 27, 2022 – SoFi (NASDAQ: SOFI), the digital personal finance company, announced today ‘On The Money’ a digital content hub helping members get their personal finances right with a one-stop-shop for news, trends, and tips.

‘On The Money’ will be a daily destination for members and non-members alike to stay in the know about the latest economic and market events affecting their personal finances as well as unbiased, actionable information. Each month there will be hundreds of new news articles and evergreen content published to the hub.

“As part of our mission to help our members reach financial independence, we must continue to provide them with tools and meaningful resources to help them get their money right,” said Jennifer Nuckles, SoFi’s EVP and Group Business Unit Leader, Relay, Lantern, Content, At Work, Partnerships, & Protect. “Managing personal finances has only become more complex, but the launch of ‘On The Money’ will bring SoFi members broad access to timely, contextual, and actionable information that will educate and empower them to make informed financial decisions as we continue to deliver on our mission.”

To learn more visit sofi.com/on-the-money

 

About SoFi

SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing and protecting give our over four million members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of ambitious people. SoFi is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams. For more information, visit SoFi.com or download our iOS and Android apps.

 

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SoFi Bank, N.A., NMLS #696891, or SoFi Lending Corp., CFL #6054612, NMLS #1121636. ©2022 Social Finance, LLC All rights reserved.
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