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No matter what your reasons for refinancing may be, SoFi can help you save money—and make sure the process is as stress-free and transparent as possible. Plus, you’ll get $20 when you check your rate before 7/6/21.
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Keep even more money in your pocket thanks to our competitive rates.
Save $500†† on your mortgage loan or refi processing fee—just for being a member.
Our mortgage loan officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.
Get a competitive rate. SoFi makes applying for mortgage refinance easy—so you can start saving on your home right away.
90% LTV Maximum
Turn your home equity into cash. SoFi’s cash-out refi option can be helpful for situations like high-interest debt consolidation, home renovations, and more.
80% LTV Maximum
Save money on your mortgage—all while leveraging home equity to pay off existing student debt. Talk about a win-win!
SoFi loans are originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), and through SoFi Lending Corp. NMLS #1121636, a lender licensed by states. SoFi Lending Corp. or an affiliate is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., West Virginia, Wisconsin, and Wyoming. For information on SoFi Lending Corp. licenses, see Licenses.
“Austin and his team were awesome and easy to work with! Great communication and follow up. Kept us in the loop every step of the way! I would go back to Austin without question.”
“Keith and his team did an outstanding job from day 1. They went above and beyond to facilitate on time closing and funding of our mortgage. The rates we received could not be matched by any other lender.”
“Mark and his team worked very closely with us to make sure that we were comfortable with the process, understood the expectations, timeline and overall schedule.”
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