Jun
14
2023
Can Home Shopping Survive on Streaming?
Qurate CEO David Rawlinson is betting QVC and HSN can not only survive in the streaming era, but thrive.
Read more
SoFi Blog
Tips and news—
for your financial moves.
Jun
14
2023
The Middle-Income Housing Shortage
With a limited housing supply, middle-income homebuyers in the US are exploring new strategies and locations to realize their homeownership dreams.
Read moreJun
14
2023
Jun
14
2023
Week Ahead on Wall Street
Adobe just introduced Firefly, which is the Photoshop owner’s tool for using generative AI to create images.
Read moreJun
13
2023
SoFi Mobile Deposit
{/* SoFi Mobile Deposit 6/12 */}
{/* HERO MODULE */}
Easily deposit checks online from the comfort of your couch.
Skip the trip to the bank. With SoFi’s mobile check deposit, you can securely deposit checks anytime, anywhere.
Open an account
Download the app
{/* Three reasons to love SoFi’s mobile check deposit */}
Three reasons to love SoFi’s mobile check deposit.
Convenient
Deposit checks online 24/7 without leaving home. Just use the SoFi app to quickly move money into your checking or savings account.
Simple
Snap, submit, and you’re done. Mobile deposits take only a few minutes. No bank visits or envelopes required.
Secure
Every check you deposit online is protected with advanced encryption and fraud monitoring for peace of mind.
{/* How mobile check deposit works */}
-
Log in and select your account.
After you’ve downloaded the SoFi app and logged in, head to the Banking tab.
-
Tap the Deposit icon.
Enter the check amount and choose if you want to deposit into your checking or savings account.
-
Snap a photo of your endorsed check.
Sign your check and take a picture of the front and back.
-
Enter the deposit amount and submit.
Review the details, confirm the amount, and tap Submit. Watch for confirmation of your deposit.
How to deposit a check online with the SoFi App:
Could depositing a check online be any easier? Probably not.
Get started
{/* Understand your deposit */}
Understand your deposit.
‘,
title: ‘Deposit limits’
},
]}
/>
{/* More resources about mobile deposits */}
More mobile banking tools and resources.
{/*FAQs*/}
FAQs
Funds aren’t typically available instantly. Most clear within 1–5 business days. For faster access to money, consider setting up direct deposit with SoFi.
Timing varies, but funds usually clear within 1–5 business days. You’ll get an estimate in the app once you submit your deposit.
Make sure you have at least $500 deposited into your account to unlock mobile check deposit. You can transfer the funds using your paycheck (by setting up direct deposit) or through an external bank transfer.
With mobile deposit, you’re able to deposit funds into your SoFi bank account by simply taking photos of the front and back of the check. This means you never have to take your check to a physical bank and can make deposits from the comfort of your home.
Mobile check funds are available within 1-5 business days (more information here). Once you submit your mobile deposit, you’ll see more detailed information on when you can expect the funds.
You always need to endorse a check before you can deposit it. When depositing into SoFi, we require that you write the following after your signature: ‘For deposit to SoFi Checking & Savings’.
It’s a good practice to keep your check for 30 days after you deposit it, or at least until you see the funds added to your account. After you see the money in your account, destroy the check or mark it void.
Please log into your account in order to view your individual account limit. Navigate to: Banking > Deposit > Deposit a Check > Deposit limits.
{/* Deposit money in a snap */}
Deposit money in a snap. Literally.
Forget stopping at the bank. Instantly deposit your checks with SoFi mobile check deposit.
Open an account
Home > Banking > Online Banking >Mobile Check Deposit
Stay up to date on the latest business news and stock market happenings.