CBRE Investment is purchasing $4.9 billion in industrial warehouse space in the US and Europe — a continuing sign of ecommerce’s impact.

The longstanding rivalry between beer and liquor is heating up during the pandemic, and there’s evidence that liquor is making gains.

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Statement of Financial Condition |
Fee Disclosure

SOFI INVEST’S $250,000 GIVEAWAY OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING.

AGREEMENT TO OFFICIAL RULES: PARTICIPATION IN THE SOFI ACTIVE INVEST’S $250,000 GIVEAWAY (THE “SWEEPSTAKES”) CONSTITUTES ENTRANT’S FULL AND UNCONDITIONAL AGREEMENT TO THESE OFFICIAL RULES, THAT THEY ARE 18 YEARS OF AGE OR OLDER, ELIGIBLE TO ENTER AND AGREE TO ABIDE BY SPONSOR’S DECISIONS, WHICH ARE FINAL AND LEGALLY BINDING IN ALL MATTERS RELATED TO THE SWEEPSTAKES.

ELIGIBILITY: To be eligible for this Sweepstakes, at the time of participation you must be: [1] a legal resident of and physically located within the 50 United States or the District of Columbia (collectively, “Territory”); [2] 18 years of age or older; and [3] a registered user of SoFi.com or the SoFi app who does not have a SoFi Active Invest account
prior to January 10, 2022 (collectively an “Entrant”). Entrants must be a registered SoFi app or Sofi.com user before he or she can open a SoFi Active Invest account. If you are not a registered SoFi user, you can register for free without any obligation at SoFi.com or by downloading the SoFi app. Entrants cannot be a current employee (or any person who has been employed by SoFi within the last twelve months) of Social Finance, LLC (the “Sponsor”) or of its parent, subsidiary, affiliated or successor companies; Ventura Associates International LLC (the “Administrator”) and any advertising, promotional or fulfillment agencies involved in this Sweepstakes (individually and collectively, “Sweepstakes Entities”); nor members of their households or immediate families whether related or not, and all such individuals are not eligible to participate. “Household members” shall mean people who share the same residence at least three months a year. “Immediate family members” shall mean parents, stepparents, children, stepchildren, siblings, stepsiblings, or spouses.

ENTRY PERIOD: Sweepstakes begins at 12:00:00 am Eastern Time (ET) on January 10, 2022 and ends at 11:59:59 pm ET on January 31, 2022 (the “Sweepstakes Entry Period”). The Sweepstakes Entry Period consists of three (3) Weekly Prize drawings and one (1) Grand Prize drawing. Refer to the chart below for details on each Weekly Prize Drawing’s deadline.

*If your Entry is selected as a winner for a given Weekly Prize Drawing, your entry will not qualify for subsequent weekly prize drawings; but will qualify for the Grand Prize Drawing. All non-winning Weekly entries will qualify for inclusion into any subsequent Weekly Prize drawing(s)Mplus the Grand Prize drawing.

HOW TO ENTER: To enter and receive one (1) entry in the Weekly Prize drawing your entry qualifies for plus one (1) entry in the Grand Prize drawing, an eligible Entrant must open a free SoFi Active Invest account (excluding IRAs) during anytime within the Sweepstakes Entry Period by following all instructions on the SoFi app or SoFi.com.

SoFi users associated with any account that is not in good standing or closed because of failure to meet SoFi account requirements (if applicable) will be void and will not be counted as an entry in any random drawing. Entrants are subject to all notices posted online including, but not limited to, Sponsor’s privacy policy. All entries become the Sponsor’s property and will not be returned or acknowledged. LIMIT: ONLY ONE (1) ENTRY PER ENTRANT.

WINNER SELECTION & ODDS OF WINNING:

WEEKLY WINNERS: Potential weekly prize winners will be selected in a random drawing from all eligible entries received during a given Weekly Prize drawing entry period within three (3) business days from the end of a given Weekly Prize drawing entry period. Odds of winning a weekly prize depend on the number of eligible entries received for a given Weekly Prize drawing.

GRAND PRIZE: Potential grand prize winner will be selected in a random drawing from all eligible entries received during the Sweepstakes Entry Period on or about February 4, 2022. All random drawings will be conducted by a representative from the Administrator whose decisions are final. Odds of winning the grand prize depends on the number of eligible entries received during the Sweepstakes Entry Period.

WINNER NOTIFICATION: Each winner will be notified within two (2) business days after the random drawing by the Administrator who will require each winner to complete, sign and return an Affidavit of Eligibility & Release of Liability, and where permissible, a Publicity Release (collectively the “Affidavit”) and any other required document request by Sponsor within three (3) days from date specified on notification, or an alternate winner may be selected at Sponsor’s sole discretion. If an email notification is returned as undeliverable, or if any winner fails to execute and return any document required by the Sponsor and/or Administrator within the time allocated, or if a winner cannot accept prize for any reason, or if he or she is not in compliance with these Official Rules, the winner will be disqualified and at the Sponsor’s sole discretion, the prize may be awarded to an alternate winner from all non-winning entries the disqualified entry originated.

PRIZES: One (1) Grand Prize: $100,000.00. One hundred and fifty (150) Weekly Prizes: fifty (50) prizes awarded per Weekly Prize drawing; $1,000.00 each. Maximum value of all prizes: $250,000.00. Limit: one (1) weekly prize per winner for the duration of the Sweepstakes Entry Period. Each prize will be awarded after winner verification. Regardless of prize amount won, each winner’s prize will be deposited to winner’s SoFi Active Invest account. All
prizes will be distributed as a cash payout into the winner’s SoFi Active Invest Account. Detailed information regarding the services of SoFi Active Invest can be read at: SoFi.com/legal. Each winner is responsible for notifying Sponsor of changes in their email addresses or mobile number(s). An IRS form 1099 will be filed in the name of any winner of a prize valued at $600.00 or more.

No substitution or transfer of any prize to a third party is permitted and prizes cannot be redeemed for cash value, except by Sponsor, who reserves the right in its sole discretion to substitute any prize. If applicable, all investment gains and losses, taxes, fees, federal, state, local or other expenses relating to the use, acceptance and possession of any prize are the sole responsibility of each winner. Except where prohibited by law, by accepting a prize, the recipient consents to the use of his/her name, photograph, likeness, taped, filmed, or otherwise recorded image, statements and limited biographical information (city and state of residence) for publicity or advertising purposes in all media worldwide, including but not limited to social media, without limitation and without further compensation or notice.

CONSENT AND RELEASE: By participating in the Sweepstakes, Entrants (and their parent(s)/legal guardian(s) if Entrants are minors who are expressly prohibited from entering) release, indemnify and hold harmless the Sponsor,
Administrator, and each of their respective parent companies, affiliates, subsidiaries, officers, directors, partners, equity holders, agents, employees, and all others associated with the development and execution of this Sweepstakes (collectively, the “Released Parties”) from and against any and all claims, damages or liabilities with respect to, or in any way arising from or relating to such Entrant’s participation or attempt to participate in the Sweepstakes, the ability or inability to upload, download or transmit any information in connection to the Sweepstakes and/or the acceptance or use (included related travel if any) of the Prize (if applicable), including
without limitation liability for personal injury, damages, death, monetary loss, defamation or violation of privacy rights. No responsibility or liability is assumed by the Sponsor for technical problems or technical malfunction arising in connection with any of the following occurrences which may affect the operation of the Sweepstakes: Hardware or software errors; faulty computer, telephone, cable, satellite, network, electronic or Internet connectivity or other online or network communication problems; errors, omissions or limitations of any Internet providers, servers, hosts or other providers; garbled, jumbled or faulty data transmissions; failure of any online transmissions to be sent or received; lost, late, delayed, incomplete, inaccurate, damaged, destroyed, misdirected or not received or intercepted transmissions; inaccessibility of any website in whole or in part for any reason; traffic congestion on the Internet or any website; unauthorized human or non-human intervention of the operation of the Sweepstakes, including without limitation, unauthorized access, tampering, hacking, theft, virus, bugs, or worms; or destruction of any aspect of the Sweepstakes, or loss, miscount, misdirection, inaccessibility or unavailability of any email or social media account used in connection with the Sweepstakes; any errors, omissions, interruptions, deletions, defects, delays in operation failures or human error that may occur in the transmission, receipt or processing of entries, or for deletion, theft or destruction of, unauthorized access to, or alteration of, entries; causes beyond Sponsor’s reasonable control that jeopardize the administration, security, fairness, integrity or proper conduct of this Sweepstakes; any entries submitted in a manner that is not expressly allowed under these Official Rules (all such entries will be disqualified); or cheating or fraud by any Entrant. Sponsor is not responsible for any typographical errors, any incorrect or inaccurate information, whether caused by Entrants, site users, tampering, hacking, or printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; in the announcement of prizes or these Official Rules, or any inaccurate or incorrect data contained on any website. Use of the SoFi app is at user’s own risk. Neither Sponsor, nor the Administrator are responsible for any personal injury or property damage or losses of any kind which may be sustained to user’s or any other person’s computer (hardware or software) and/or other device related to or resulting from participation in the Sweepstakes or the acceptance or use of any prize awarded. The use of third-party software or website or automated entry systems to participate is prohibited, and Sponsor reserves the right to disqualify entries made in such fashion.

By entering, Entrants agree to comply with these Official Rules. Sponsor is not liable in the event that any portion of the Sweepstakes is canceled due to weather, fire, strike, acts of war or terrorism, or any other condition beyond its control (a “Force Majeure Event”). All Entrants understand and agree that all rights under Section 1542 of the Civil Code of California (“Section 1542”) and any similar law of any state, territory, or country that may be applicable with respect to the foregoing release are hereby expressly and forever waived. All participating Entrants acknowledge that Section 1542 provides that: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, AND THAT IF KNOWN BY HIM OR HER WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY.” The releases hereunder are intended to apply to all claims not known or suspected to exist with the intent of waiving the effect of laws requiring the intent to release future unknown claims.

ARBITRATION: This Sweepstakes shall be governed by and interpreted under the laws of the State of California, U.S.A. without regard to conflicts of law provisions. Entrants hereby agrees that any and all disputes, claims, causes of action, or controversies (“Claims”) arising out of or in connection with this Sweepstakes shall be resolved, upon the election by Entrant or Sponsor, by arbitration pursuant to this provision and the code of procedures of either
the National Arbitration Forum (“NAF”) or the American Arbitration Association (“AAA”), as mutually agreed upon by both parties. IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER PARTY WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM. FURTHER, NEITHER SPONSOR NOR ENTRANT WILL HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC OR OTHER PERSONS SIMILARLY SITUATED, OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. EXCEPT AS SET FORTH BELOW, THE ARBITRATOR’S DECISION WILL BE FINAL AND BINDING. NOTE THAT OTHER RIGHTS THAT ENTRANT WOULD HAVE IF ENTRANT WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. ANY CLAIMS, JUDGMENTS AND/OR AWARDS SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET COSTS ASSOCIATED WITH ENTERING THIS SWEEPSTAKES. ENTRANT HEREBY WAIVES ANY RIGHTS OR CLAIMS TO ATTORNEY’S FEES, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ENTRANT, WHETHER FORESEEABLE OR NOT AND WHETHER BASED ON NEGLIGENCE OR OTHERWISE. The arbitrator’s authority to resolve Claims is limited to Claims between Sponsor and Entrant alone, and the arbitrator’s authority to make awards is limited to awards to Sponsor and Entrant alone. Furthermore, claims brought by either party against the other may not be joined or consolidated in arbitration with Claims brought by or against any third party, unless agreed to in writing by all parties. No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration.

GENERAL: Each Entrant is subject to all notices posted online but not limited to Sponsor’s privacy policy as being referred to in the Personal Information & Privacy Section hereof. In the event of a dispute as to any Entry, the authorized account holder of the email address used to register will be deemed to be the Entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address. Winners may be required to show proof of being the authorized account holder to be determined exclusively by the Sponsor’s and/or its agent in their sole discretion.

LEGAL WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT, TO DELIBERATELY INTERFERE WITH THE OPERATION OF THE SWEEPSTAKES, IS A VIOLATION OF CRIMINAL & CIVIL LAWS AND SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

SEVERABILITY: The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

WINNERS LIST: For a list of winners (available after February 28, 2022) send a stamped, self-addressed envelope by February 28, 2022 to: SoFi Active Invest’s $250,000 Giveaway Winners List, c/o Ventura Associates LLC, 494 Eighth Avenue, Suite 1700 (Attn.: DE/Sofi), New York, NY 10001.

PRIVACY: By entering the Sweepstakes, the information Entrants provide may be sent to promotional partners. The Sponsor and/or any of its promotional partners may contact Entrants with future promotional offers. Information provided by Entrants to participate in this Sweepstakes is subject to Sponsor’s privacy policy located at www.sofi.com/privacy-policy and Entrants can review it to learn how their data is used and how to opt-out.

SPONSOR: Social Finance, LLC, 234 1st Street, San Francisco CA 94105.

ADMINISTRATOR: Ventura Associates International LLC, 494 Eighth Avenue, Suite 1700, New York, NY 10001.

THIS SWEEPSTAKES IS NOT SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH ANY SOCIAL MEDIA PLATFORM, INCLUDING BUT NOT LIMITED TO: FACEBOOK, INSTAGRAM, OR TWITTER. BY PARTICIPATING IN THIS SWEEPSTAKES, ENTRANTS AGREE TO RELEASE ANY SOCIAL MEDIA PLATFORM FROM ALL CLAIMS AND LIABILITY RELATED TO THIS SWEEPSTAKES.

SoFi Invest refers to the three investment and trading platforms operated by Social Finance, LLC and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.

1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-Registered Investment Adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC.

2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA/SIPC, (“Sofi Securities). Clearing and custody of all securities are provided by APEX Clearing Corporation.

3) Cryptocurrency is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.
For additional disclosures related to the SoFi Invest platforms described above, including state licensure of Sofi Digital Assets, LLC, please visit SoFi.com/legal.

Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by SoFi Lending Corp and/or its affiliates.
This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product. You can find additional information regarding SoFi Securities LLC and its registered persons at FINRA’s website. The firm reserves the right to monitor and retain all incoming and outgoing communications as permitted by applicable law.

Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement. IPOs offered through SoFi Securities are not a recommendation and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation.

New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For SoFi’s allocation procedures please refer to IPO Allocation Procedures.

Important: Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by any government, are volatile and involve a high degree of risk.

Consumer protection and securities laws don’t regulate cryptocurrencies to the same degree as traditional brokerage and investment products. Research and knowledge are essential prerequisites before engaging with any cryptocurrency. US regulators, including FINRA, the SEC, and the CFPB, have issued public advisories concerning digital asset risk. Cryptocurrency purchases should not be made with funds drawn from financial products including student loans, personal loans, mortgage refinancing, retirement funds or traditional investments.

SoFi Crypto is offered through SoFi Digital Assets, LLC. Important: Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by any government, are volatile and involve a high degree of risk. SoFi will apply a markup of up to 1.25% for each crypto transaction. For more information, visit SoFi.com/crypto. Cryptocurrency trading is made available via SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.

Exchange Traded Funds (ETFs): Investors should carefully consider the information contained in the prospectus, which contains the Fund’s investment objectives, risks, charges, expenses, and other relevant information. You may obtain a prospectus from the Fund company’s website or by email customer service at [email protected]. Please read the prospectus carefully prior to investing.

Shares of ETFs must be bought and sold at market price, which can vary significantly from the Fund’s net asset value (NAV). Investment returns are subject to market volatility and shares may be worth more or less their original value when redeemed. The diversification of an ETF will not protect against loss. An ETF may not achieve its stated investment objective. Rebalancing and other activities within the fund may be subject to tax consequences.

If you invest in Exchange Traded Funds (ETFs) through SoFi Invest (either by buying them yourself or via investing in SoFi Invest’s automated investments, formerly SoFi Wealth), these funds will have their own management fees. These fees are not paid directly by you, but rather by the fund itself. these fees do reduce the fund’s returns. Check out each fund’s prospectus for details. SoFi Invest does not receive sales commissions, 12b-1 fees, or other fees from ETFs for investing such funds on behalf of advisory clients, though if SoFi Invest creates its own funds, it could learn management fees there.

SoFi Invest may waive all, or part of any of these fees, permanently or for a period of time, at its sole discretion for any reason. Fees are subject to change at any time. The current fee schedule will always be available in your Account Documents section of SoFi Invest.

There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.

†The SoFi Social 50 Index is owned by Social Finance, Inc, and the index is calculated and published by Solactive. To get more information about what funds the SoFi Social 50 Total Return Index carries, the strategy of the fund, and other key features, please visit https://www.solactive.com/Indices/?index=DE000SL0A8Z3.

SoFi. 234 1st Street, San Francisco, CA 94105

©2021 Social Finance, LLC All rights reserved. Screen images simulated. IN21-585394

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