SoFi Blog

SoFi’s routing number is 031101334 (this number changed in 2020). Every SoFi member has a unique account number, which can be found under “More” when you log in to SoFi.

We have a number of security measures in place to prevent fraud, so it depends on the type of transaction, size of the transaction, and how long your account has been open. You can see full details on these limits here to learn more about money limits.
We’ve put these in place as security measures, in part based on typical usage of our members for adding or withdrawing money, peer transfers, bill payments, size of purchases, and number of purchases per day. Most notably, the maximum daily ATM withdrawal is $1,000 and the daily debit card use is $6,000. We maintain these limits for your security and protection, but if you have a special case we can help you with, please reach out to https://www.sofi.com/contact-us/.

Members can access any of the 55,000+ fee-free ATMs within the Allpoint network (more than Chase, Wells Fargo, and Bank of America combined).³
SoFi members can also withdraw cash at any ATM that accepts Mastercard, or which supports either Maestro or Interlink systems, however please note that a fee will be incurred when using a non-Allpoint ATM.

You can see locations of Allpoint ATMs in the SoFi

9 in 10 members agree that setting up direct deposit is easy.³ Click here to learn more.

Yes, we offer checks at no cost! To order checks, log in (either in the app or on the web), and go to the “More” section. You’ll receive your checks about 10-14 days after ordering. You can order an additional 25 checks after one week. Note that checks are not automatically sent.

Please note that SoFi’s routing number changed in 2020. Make sure that you are using checks with routing number 031101334 (routing number is found on the bottom left of the check).