SoFi Blog

Tips and news—
for your financial moves.

Apr
28
2022
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Liz Looks at: Holding Period Magic

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This is one of the few applications where all of the life coach advice to “focus on the present” and “live in the now” will actually work against you.

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Apr
28
2022

What is my routing and account number?

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SoFi’s routing number is 031101334 (this number changed in 2020). Every SoFi member has a unique account number, which can be found under “More” when you log in to SoFi.

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Apr
28
2022

Are there any transaction limits?

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We have a number of security measures in place to prevent fraud, so it depends on the type of transaction, size of the transaction, and how long your account has been open. You can see full details on these limits here to learn more about money limits.
We’ve put these in place as security measures, in part based on typical usage of our members for adding or withdrawing money, peer transfers, bill payments, size of purchases, and number of purchases per day. Most notably, the maximum daily ATM withdrawal is $1,000 and the daily debit card use is $6,000. We maintain these limits for your security and protection, but if you have a special case we can help you with, please reach out to https://www.sofi.com/contact-us/.

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